Gavop's guide to buying homeowners insurance in Brookside, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $26,500 | $20,000 | $25,000-$50,000 |
| 2 Bedroom | $82,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $76,000 | $70,000 | $50,000-$75,000 |
| 4 Bedroom | $118,500 | $100,000 | $100,000-$125,000 |
| 5 Bedroom | $214,000 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $704 |
| Superior Protection Discount | -$83 | $745 |
| Fire & Security Discount | -$75 | $754 |
| Hail Resistant Roof Discount | -$17 | $812 |
| Newly Constructed Home Discount | -$166 | $663 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clinton County | $2,000 | $740 | $2,740 | $538 | $2,538 | $202 |
| Brookside, IL | $1,500 | $818 | $2,318 | $595 | $2,095 | $224 |
| Odin, IL | $300 | $492 | $792 | $358 | $658 | $134 |
| Helvetia, IL | $700 | $670 | $1,370 | $487 | $1,187 | $183 |
| Tamaroa No. 2, IL | $400 | $528 | $928 | $383 | $783 | $144 |
| Marine, IL | $700 | $816 | $1,516 | $593 | $1,293 | $223 |
| Hanaford, IL | $500 | $427 | $927 | $310 | $810 | $117 |
| Royalton, IL | $2,000 | $424 | $2,424 | $308 | $2,308 | $116 |
| Big Mound, IL | $200 | $507 | $707 | $368 | $568 | $139 |
| Madison, IL | $2,500 | $425 | $2,925 | $309 | $2,809 | $116 |
| South Roxana, IL | $500 | $538 | $1,038 | $391 | $891 | $147 |
| Home Insurance Company Brookside, IL | Homeowners Insurance Agency Brookside, IL | Address | Popularity Score | Distance from Brookside (miles) |
|---|---|---|---|---|
| Travelers | Bridgeman Insurance Agency | 20 E Main St Suite A, Belleville, IL, 62220 | 41.3 | |
| Allstate | Jessica Harrison-Wilkins | 310 Bargraves Blvd, Troy, IL, 62294 | 39.2 | |
| Allstate | Anthony Neely | 2704 N Illinois St Ste 102, Swansea, IL, 62226 | 41.3 | |
| Erie | Bob White Insurance Agency Llc | Po Box 832, Mount Vernon, IL, 62864 | 22.7 | |
| Erie | Arrow Insurance Specialists Inc. | 216 E Main Street, Collinsville, IL, 62234 | 42.4 | |
| Travelers | Gasaway Insurance Agency | 4717 W Main St Ste 2, Belleville, IL, 62226 | 43.6 | |
| Travelers | Sailor Insurance Agency | 225 N Main St, Edwardsville, IL, 62025 | 44.3 | |
| State Farm | Kate Elder | 1040 Carlyle Ave, Belleville, IL, 62221-5533 | 39.2 | |
| Erie | Community Brokers Insurance Group Inc. | 6 Ginger Creek Parkway Suite B, Glen Carbon, IL, 62034 | 44.4 | |
| State Farm | Frank Deaton | 22 S Oak St, Du Quoin, IL, 62832-1515 | 35.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $590 | $1,180 | $590 |
| Clinton County, IL | $142,900 | $749 | $520 | $1,060 | $540 |
| Brookside, IL | $72,600 | $828 | $560 | $1,150 | $590 |
| Odin, IL | $61,100 | $498 | $360 | $690 | $330 |
| Helvetia, IL | $158,500 | $678 | $460 | $960 | $500 |
| Tamaroa No. 2, IL | $69,300 | $534 | $390 | $740 | $350 |
| Marine, IL | $167,600 | $826 | $560 | $1,160 | $600 |
| Hanaford, IL | $47,200 | $432 | $310 | $610 | $300 |
| Royalton, IL | $46,600 | $429 | $310 | $590 | $280 |
| Big Mound, IL | $64,500 | $513 | $350 | $700 | $350 |
| Madison, IL | $46,800 | $430 | $310 | $590 | $280 |
| South Roxana, IL | $71,900 | $545 | $380 | $750 | $370 |