Gavop tells you how to get the best homeowners insurance in Phillipsburg, NJ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Phillipsburg, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lincoln St, Belvidere Rd, Summit Ave, Melrose St, 4th St, Hudson St, Richmond St, Raymond, Mary St, Memorial Pkwy | $143,500 | $130,000 | $150,000-$175,000 | $123,000 | $110,000 | $100,000-$125,000 |
| Harris St, Fairview Ave, Tyndall Ave, Filmore St, Limekiln Rd, Cedar Aly, Henshaw Ct, Tyndall St, Ingersoll Ave, Pear Aly | $159,000 | $140,000 | $150,000-$175,000 | $133,000 | $110,000 | $100,000-$125,000 |
| Grant St, McKeen St, Natalie Dr, Walnut St, Wilson St, Chintewink Aly, Abbet St, N Riverview Rd, Kent St, Howard St | $224,500 | $210,000 | $200,000-$250,000 | $120,000 | $110,000 | $125,000-$150,000 |
| Gate St, Elder Ave, Firth St, Hagerty Ave, Taylor Aly, Andover St, Spruce Aly, Mercer St, Prospect Ave, Sayre Ave | $291,500 | $250,000 | $250,000-$300,000 | $160,000 | $140,000 | $125,000-$150,000 |
| Belt Rd, Harte St, Market St, River St, Irwin St, Rock Aly, Burwell Aly, Bowers Ave, Elizabeth St, Cherry Aly | $152,500 | $140,000 | $150,000-$175,000 | $156,500 | $140,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $553 |
| Superior Protection Discount | -$66 | $593 |
| Fire & Security Discount | -$53 | $606 |
| Hail Resistant Roof Discount | -$13 | $645 |
| Newly Constructed Home Discount | -$145 | $514 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Warren County | $2,500 | $911 | $3,411 | $662 | $3,162 | $249 |
| Phillipsburg, NJ | $1,000 | $651 | $1,651 | $473 | $1,473 | $178 |
| Pohatcong, NJ | $500 | $847 | $1,347 | $615 | $1,115 | $231 |
| Stiles, PA | $1,000 | $761 | $1,761 | $553 | $1,553 | $208 |
| Plumstead, PA | $400 | $958 | $1,358 | $696 | $1,096 | $262 |
| Montgomeryville, PA | $1,000 | $905 | $1,905 | $657 | $1,657 | $247 |
| Dreher, PA | $100 | $744 | $844 | $541 | $641 | $203 |
| Upper Merion, PA | $2,500 | $881 | $3,381 | $641 | $3,141 | $241 |
| Boonton, NJ | $400 | $838 | $1,238 | $609 | $1,009 | $229 |
| Eddington, PA | $1,500 | $882 | $2,382 | $641 | $2,141 | $241 |
| Lattimer, PA | $100 | $596 | $696 | $433 | $533 | $163 |
| Allentown, NJ | $1,500 | $1,084 | $2,584 | $788 | $2,288 | $296 |
| Home Insurance Company Phillipsburg, NJ | Homeowners Insurance Agency Phillipsburg, NJ | Address | Popularity Score | Distance from Phillipsburg (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | A. C. Marmo & Sons Inc. | 350 Passaic Ave, Fairfield, NJ, 7004 | 49.4 | |
| Travelers | Odonnell Agency Llc | 416-418 Centennial Ave, Cranford, NJ, 7016 | 46.7 | |
| State Farm | Debbie Weiss | 900 Coventry Dr, Phillipsburg, NJ, 08865-1974 | 1.2 | |
| Travelers | Cedar Risk Management | 349 State Hwy 31 Ste 201, Flemington, NJ, 8822 | 19.8 | |
| Allstate | Dave Rittenhouse | 1 Mountain Blvd Ste 102, Warren, NJ, 7059 | 37.0 | |
| State Farm | Rod Pianelli | 107 Greenwich Street, Stewartsville, NJ, 8886 | 2.7 | |
| Travelers | New Jersey Agents Alliance | 5 Independence Way Ste 300, Princeton, NJ, 8540 | 38.3 | |
| Travelers | Budd Agency Inc | 600 Avenue A, Phillipsburg, NJ, 8865 | 0.8 | |
| Travelers | Budd Agency Inc | 600 Avenue A , Phillipsburg, NJ, 8865 | 0.8 | |
| Allstate | Philip Magliochetti | 201 Strykers Rd Ste 17, Phillipsburg, NJ, 8865 | 1.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $780 | $1,550 | $770 |
| Warren County, NJ | $256,700 | $922 | $630 | $1,280 | $650 |
| Phillipsburg, NJ | $136,800 | $658 | $440 | $930 | $490 |
| Pohatcong, NJ | $200,300 | $857 | $570 | $1,230 | $660 |
| Stiles, PA | $184,100 | $770 | $560 | $1,100 | $540 |
| Plumstead, PA | $406,400 | $970 | $710 | $1,350 | $640 |
| Montgomeryville, PA | $332,900 | $916 | $670 | $1,290 | $620 |
| Dreher, PA | $174,600 | $753 | $540 | $1,060 | $520 |
| Upper Merion, PA | $323,200 | $892 | $610 | $1,240 | $630 |
| Boonton, NJ | $367,700 | $848 | $580 | $1,180 | $600 |
| Eddington, PA | $250,300 | $893 | $600 | $1,260 | $660 |
| Lattimer, PA | $103,300 | $603 | $430 | $860 | $430 |
| Allentown, NJ | $328,400 | $1,097 | $760 | $1,560 | $800 |