Gavop shows you how to buy homeowners insurance in Assumption, LA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Assumption, LA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| James St, Hickory St, Oak St, Michael St, Little Italy St, E Cajun Rd, Naquin St, Freetown Ln, Holly Rd, Patureau Dr | $99,000 | $90,000 | $100,000-$125,000 | $64,500 | $60,000 | $50,000-$75,000 |
| Comeaux St, Belle Alliance Rd, Grisaffe Ln, Gaines Ln, Sarah St, Carter Rd, Louis Ln, Park Estates Ct, Lucy Ct, Texaco St | $98,500 | $90,000 | $100,000-$125,000 | $93,000 | $80,000 | $75,000-$100,000 |
| la 1011, Victoria St, Settoons Ct, Massey Ln, Pierre Part Rd, Flamingo Rd, Verret St, State Rte 1003, Riverbend St, Woodlawn Rd | $90,000 | $80,000 | $75,000-$100,000 | $61,500 | $60,000 | $50,000-$75,000 |
| la 645, Ausbrooks St, Eno Ct, Millet Ct, Percy, Quail St, Dodge Rd, State Hwy 1, Dodge Rd, Larry St | $152,500 | $120,000 | $150,000-$175,000 | $115,500 | $100,000 | $125,000-$150,000 |
| Gumble St, Lawes St, Elizabeth St, Telegraph St, Freetown Rd, Sarah Dr, Aucoin St, Willie St, Redwood St, Daniel St | $87,500 | $80,000 | $75,000-$100,000 | $68,500 | $60,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $816 |
| Superior Protection Discount | -$87 | $884 |
| Fire & Security Discount | -$87 | $884 |
| Hail Resistant Roof Discount | -$29 | $942 |
| Newly Constructed Home Discount | -$282 | $690 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Assumption Parish | $1,500 | $960 | $2,460 | $697 | $2,197 | $262 |
| Assumption, LA | $1,000 | $960 | $1,960 | $697 | $1,697 | $262 |
| Donaldsonville, LA | $200 | $920 | $1,120 | $669 | $869 | $251 |
| St. James, LA | $1,500 | $958 | $2,458 | $696 | $2,196 | $262 |
| Patterson, LA | $200 | $863 | $1,063 | $627 | $827 | $236 |
| Gonzales, LA | $2,500 | $944 | $3,444 | $686 | $3,186 | $258 |
| Paradis, LA | $200 | $1,662 | $1,862 | $1,208 | $1,408 | $454 |
| Baton Rouge, LA | $2,000 | $1,381 | $3,381 | $1,004 | $3,004 | $377 |
| Port Allen, LA | $100 | $992 | $1,092 | $721 | $821 | $271 |
| Luling, LA | $2,500 | $1,016 | $3,516 | $738 | $3,238 | $278 |
| Springfield, LA | $300 | $1,382 | $1,682 | $1,004 | $1,304 | $378 |
| St. Martinville, LA | $2,500 | $889 | $3,389 | $646 | $3,146 | $243 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| Assumption Parish, LA | $114,600 | $971 | $680 | $1,400 | $720 |
| Assumption, LA | $114,600 | $971 | $680 | $1,400 | $720 |
| Donaldsonville, LA | $108,700 | $931 | $650 | $1,340 | $690 |
| St. James, LA | $136,400 | $970 | $680 | $1,400 | $720 |
| Patterson, LA | $100,500 | $874 | $610 | $1,260 | $650 |
| Gonzales, LA | $154,300 | $955 | $670 | $1,380 | $710 |
| Paradis, LA | $155,500 | $1,682 | $1,180 | $2,420 | $1,240 |
| Baton Rouge, LA | $162,600 | $1,398 | $980 | $2,010 | $1,030 |
| Port Allen, LA | $119,700 | $1,004 | $700 | $1,450 | $750 |
| Luling, LA | $193,800 | $1,028 | $720 | $1,480 | $760 |
| Springfield, LA | $118,300 | $1,399 | $980 | $2,010 | $1,030 |
| St. Martinville, LA | $86,000 | $900 | $630 | $1,300 | $670 |