How Can I Make My Fort Walton Beach, FL Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Fort Walton Beach, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Fort Walton Beach, FL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $79,500 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $129,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $142,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $305,000 | $280,000 | $200,000-$250,000 |
| 5 Bedroom | $277,000 | $240,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Fort Walton Beach, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$211 | $1,197 |
| Superior Protection Discount | -$141 | $1,267 |
| Fire & Security Discount | -$127 | $1,281 |
| Hail Resistant Roof Discount | -$42 | $1,366 |
| Newly Constructed Home Discount | -$338 | $1,070 |
Choose the Right Deductible for your Fort Walton Beach, FL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Okaloosa County | $700 | $1,390 | $2,090 | $1,010 | $1,710 | $380 |
| Fort Walton Beach, FL | $1,000 | $1,391 | $2,391 | $1,011 | $2,011 | $380 |
| Shalimar, FL | $500 | $2,153 | $2,653 | $1,565 | $2,065 | $588 |
| Cinco Bayou, FL | $1,500 | $1,952 | $3,452 | $1,419 | $2,919 | $534 |
| Walton Beaches, FL | $400 | $931 | $1,331 | $676 | $1,076 | $254 |
| Garcon Point, FL | $2,000 | $2,436 | $4,436 | $1,771 | $3,771 | $666 |
| Oriole Beach, FL | $400 | $1,771 | $2,171 | $1,287 | $1,687 | $484 |
| Allentown, FL | $700 | $1,546 | $2,246 | $1,124 | $1,824 | $423 |
| Cantonment, FL | $300 | $1,307 | $1,607 | $950 | $1,250 | $357 |
| Caryville, FL | $700 | $960 | $1,660 | $698 | $1,398 | $262 |
| Escambia County, FL | $500 | $1,155 | $1,655 | $839 | $1,339 | $316 |
Identify Top Home Insurance Agents near Fort Walton Beach, FL | Back to Top
| Home Insurance Company Fort Walton Beach, FL | Homeowners Insurance Agency Fort Walton Beach, FL | Address | Popularity Score | Distance from Fort Walton Beach (miles) |
|---|---|---|---|---|
| Travelers | Priority-One Insurance | 98 Nw Beal Pkwy 98 Nw Beal Pkwy Ft. Walton Beach, Fort Walton Beach, FL, 32548 | 4.5 | |
| Travelers | Priority-One Insurance | 98 Beal Pkwy Nw, Fort Walton Beach, FL, 32548 | 4.5 | |
| Travelers | Niceville Insurance Agency | 109 Bullock Blvd, Niceville, FL, 32578 | 9.8 | |
| Travelers | Powell Agency Inc | 110 N Partin Dr, Niceville, FL, 32578 | 9.8 | |
| Travelers | Niceville Insurance Agency | 109 Bullock Blvd, Niceville, FL, 32578 | 9.8 | |
| Travelers | Harris Insurance Services Inc | 123 Miracle Strip Pkwy Se, Fort Walton Beach, FL, 32548 | 3.6 | |
| Travelers | Affordable Home Insurance Inc | 3999 Commons Drive Suite F, Destin, FL, 32541 | 5.6 | |
| Allstate | David Ellis | 7 Racetrack Rd Ne, Fort Walton Beach, FL, 32547 | 5.5 | |
| Travelers | Steve Baxter Insurance Inc | 327 Racetrack Road Ne Ste A, Fort Walton Beach, FL, 32547 | 4.8 | |
| Allstate | William Meeboer | 3997 Commons Dr W Ste H, Destin, FL, 32541 | 5.8 |
Compare Rates for Fort Walton Beach, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Okaloosa County, FL | $198,700 | $1,407 | $1,100 | $1,890 | $790 |
| Fort Walton Beach, FL | $198,900 | $1,408 | $1,100 | $1,890 | $790 |
| Shalimar, FL | $267,900 | $2,179 | $1,700 | $2,920 | $1,220 |
| Cinco Bayou, FL | $235,700 | $1,976 | $1,540 | $2,650 | $1,110 |
| Walton Beaches, FL | $366,200 | $942 | $730 | $1,260 | $530 |
| Garcon Point, FL | $315,200 | $2,466 | $1,920 | $3,300 | $1,380 |
| Oriole Beach, FL | $207,300 | $1,793 | $1,400 | $2,400 | $1,000 |
| Allentown, FL | $172,700 | $1,565 | $1,220 | $2,100 | $880 |
| Cantonment, FL | $158,300 | $1,323 | $1,030 | $1,770 | $740 |
| Caryville, FL | $84,700 | $972 | $760 | $1,300 | $540 |
| Escambia County, FL | $126,700 | $1,169 | $910 | $1,570 | $660 |
Research Home Insurance Companies Reviews in Fort Walton Beach, FL Before Buying | Back to Top
Share a review on your home insurance company
Assurant Specialty Property Home Insurance Reviews
Date: July 08, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Female
Policy Offerings
Honestly I do not pay attention enough to the insurance policy to know how it holds up to others.
Progressive Home Insurance Reviews
Date: December 30, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
We have never had to file a claim with our insurance company; but have always been happy with their customer service. I have called them at times and they were very helpful.
Allstate Home Insurance Reviews
Date: January 08, 2020 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
I am happy with Allstate. I have not had to use it for any claim but overall I have no complaints. I have called with questions and they have always been helpful.
Travelers Home Insurance Reviews
Date: September 07, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
They have reasonable prices and offer good coverage. They have great communication and email me.They also send me information on hurricane preparation. I have only had to contact them once.
State Farm Home Insurance Reviews
Date: December 18, 2019 Age: Above 60 Gender: Male Marital Status: Married
Customer Service
this company has excellent customer service. When called they respond and treat your problem with competence and respect. Customer service is an important reason why I chose this company.