Gavop shows you how to buy homeowners insurance in Pleasure Point, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $190,000 | $170,000 | $150,000-$175,000 |
| 2 Bedroom | $472,000 | $410,000 | $500,000-$600,000 |
| 3 Bedroom | $698,000 | $650,000 | $800,000-$900,000 |
| 4 Bedroom | $692,000 | $630,000 | $500,000-$600,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$98 | $994 |
| Home and Two Car | -$186 | $907 |
| Home and Three Car | -$262 | $830 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Santa Cruz County | $2,500 | $1,251 | $3,751 | $909 | $3,409 | $342 |
| Pleasure Point, CA | $1,000 | $1,079 | $2,079 | $784 | $1,784 | $295 |
| Pajaro Dunes, CA | $400 | $2,177 | $2,577 | $1,582 | $1,982 | $595 |
| Lexington Hills, CA | $700 | $2,366 | $3,066 | $1,720 | $2,420 | $647 |
| Aromas, CA | $700 | $1,539 | $2,239 | $1,119 | $1,819 | $421 |
| Pescadero, CA | $2,500 | $1,999 | $4,499 | $1,453 | $3,953 | $546 |
| Portola Valley, CA | $400 | $815 | $1,215 | $592 | $992 | $223 |
| Carmel Valley Village, CA | $1,000 | $2,315 | $3,315 | $1,682 | $2,682 | $633 |
| Foster City, CA | $500 | $1,179 | $1,679 | $857 | $1,357 | $322 |
| Livermore-Pleasanton, CA | $1,000 | $1,431 | $2,431 | $1,040 | $2,040 | $391 |
| Home Insurance Company Pleasure Point, CA | Homeowners Insurance Agency Pleasure Point, CA | Address | Popularity Score | Distance from Pleasure Point (miles) |
|---|---|---|---|---|
| State Farm | Angela Frangieh | 1465 Park Ave, San Jose, CA, 95126-2530 | 25.7 | |
| State Farm | Hera Tong Gutierrez | 32145 Alvrdo Niles Rd Ste 205, Union City, CA, 94587-2930 | 44.2 | |
| State Farm | Charlotte Russell | 643 Bair Island Road Suite 101, Redwood City, CA, 94063-2755 | 39.6 | |
| State Farm | Mike Mccauley | 1044 41st Ave, Santa Cruz, CA, 95062-4447 | 0.6 | |
| Farmers | Dino Baca | 3221 Middlefield Rd, Menlo Park, CA, 94025 | 37.6 | |
| State Farm | Brian Takemoto | 1515 S El Camino Real Ste 220, San Mateo, CA, 94402-3043 | 45.2 | |
| Allstate | Robert J. Varich | 1313 N Milpitas Blvd Ste 179, Milpitas, CA, 95035 | 34.0 | |
| State Farm | Joe Frangieh | 120 W Campbell Ave Ste A, Campbell, CA, 95008-1044 | 22.6 | |
| State Farm | Pirie Jensen | 1871 The Alameda Ste 120, San Jose, CA, 95126-1752 | 26.4 | |
| Farmers | Randal Denola | 1660 S Amphlett Blvd Ste 325, San Mateo, CA, 94402 | 45.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Santa Cruz County, CA | $659,900 | $1,266 | $940 | $1,720 | $780 |
| Pleasure Point, CA | $777,900 | $1,092 | $810 | $1,490 | $680 |
| Pajaro Dunes, CA | $814,800 | $2,203 | $1,630 | $3,000 | $1,370 |
| Lexington Hills, CA | $914,300 | $2,395 | $1,770 | $3,260 | $1,490 |
| Aromas, CA | $522,200 | $1,558 | $1,150 | $2,120 | $970 |
| Pescadero, CA | $727,700 | $2,023 | $1,500 | $2,750 | $1,250 |
| Portola Valley, CA | $2,000,001 | $825 | $610 | $1,120 | $510 |
| Carmel Valley Village, CA | $886,900 | $2,343 | $1,730 | $3,190 | $1,460 |
| Foster City, CA | $1,051,000 | $1,193 | $880 | $1,620 | $740 |
| Livermore-Pleasanton, CA | $749,500 | $1,448 | $1,070 | $1,970 | $900 |