Gavop shows you how to buy homeowners insurance in Charlton County, GA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Charlton County, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Deer Run Rd, Sardis Rd, Gabby St, Johnson St, Gowen Dr, Doc Rider Rd, W Main St, Cl Nazworth St, Christy Ave, Dallas Cir | $122,000 | $110,000 | $100,000-$125,000 | $60,500 | $60,000 | $50,000-$75,000 |
| Creekside Ln, Magnolia St, Bailey St, Rose Ave, Carter Comm Rd, Allen O'Berry Cem Rd, Redwood Dr, N Cross St, James G Roddenberry Rd, Emmaus Church Rd | $104,000 | $90,000 | $100,000-$125,000 | $51,000 | $40,000 | $50,000-$75,000 |
| 5th St, Rosa Parks Rd, Ninth Ave, Fairway Dr, Dave Brown Rd, Canaday Loop, Palm Ave, Page St, Co Rd 142, State Rte 121 | $112,000 | $90,000 | $125,000-$150,000 | $110,000 | $100,000 | $100,000-$125,000 |
| Farm Rd, Jordicobb Rd, S Cross St, Pinewood, Grant St, Gordon St, Mary M Bethune Dr, Wildes St, Clay St, Mary St | $68,000 | $60,000 | $75,000-$100,000 | $86,500 | $80,000 | $75,000-$100,000 |
| Lakeview Dr, Thomas Rd, Gladys Smiley Rd, Burntfort Rd, Carter Rd, Camp Ground Rd, Stokes, Desoto Dr, Bryant Landing Rd, Mary Bethune Dr | $97,000 | $90,000 | $75,000-$100,000 | $68,500 | $60,000 | $50,000-$75,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$53 | $540 |
| Home and Two Car | -$95 | $498 |
| Home and Three Car | -$136 | $457 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Charlton County | $1,500 | $586 | $2,086 | $426 | $1,926 | $160 |
| Charlton County, GA | $2,500 | $586 | $3,086 | $426 | $2,926 | $160 |
| Callahan-Hilliard, FL | $100 | $1,390 | $1,490 | $1,010 | $1,110 | $380 |
| Nassau County, FL | $2,500 | $1,336 | $3,836 | $971 | $3,471 | $365 |
| Waycross, GA | $400 | $573 | $973 | $417 | $817 | $157 |
| Fargo, GA | $2,500 | $331 | $2,831 | $241 | $2,741 | $90 |
| Pierce County, GA | $300 | $680 | $980 | $494 | $794 | $186 |
| Echols County, GA | $1,500 | $818 | $2,318 | $594 | $2,094 | $223 |
| White Springs, FL | $100 | $926 | $1,026 | $673 | $773 | $253 |
| Jekyll Island, GA | $2,000 | $1,533 | $3,533 | $1,114 | $3,114 | $419 |
| Axson, GA | $2,000 | $468 | $2,468 | $340 | $2,340 | $128 |
| Home Insurance Company Charlton County, GA | Homeowners Insurance Agency Charlton County, GA | Address | Popularity Score | Distance from Charlton County (miles) |
|---|---|---|---|---|
| State Farm | Brian Huling | 4197 Second St N, Folkston, GA, 31537-9366 | 8.7 | |
| Allstate | Niklaus Schuepbach | 113 Shoppers Way, Brunswick, GA, 31525 | 49.1 | |
| Travelers | Lutz Brown Peagler & Manley | 28 E Dame Ave, Homerville, GA, 31634 | 40.2 | |
| Allstate | Robert N. Dunagan Jr. | 41 Professional Dr, Brunswick, GA, 31520 | 48.4 | |
| Travelers | Clyde Aldridge Insurance | Po Box 885, Nahunta, GA, 31553 | 30.7 | |
| Farmers | David Crew | 801 E King Ave Ste C, Kingsland, GA, 31548 | 27.4 | |
| Farmers | John Jones | 4420 Altama Ave Ste 52, Brunswick, GA, 31520 | 48.1 | |
| State Farm | Donnie Strickland | 222 Screven Ave, Waycross, GA, 31501-3452 | 32.5 | |
| State Farm | Sid Halstead | 424 Memorial Drive, Waycross, GA, 31501-2907 | 32.4 | |
| State Farm | Don Mason | 4607 New Jesup Hwy, Brunswick, GA, 31520-1204 | 47.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $730 | $1,450 | $720 |
| Charlton County, GA | $82,200 | $593 | $410 | $820 | $410 |
| Charlton County, GA | $82,200 | $593 | $400 | $820 | $420 |
| Callahan-Hilliard, FL | $149,000 | $1,407 | $1,100 | $1,890 | $790 |
| Nassau County, FL | $203,500 | $1,353 | $1,050 | $1,810 | $760 |
| Waycross, GA | $80,100 | $580 | $410 | $820 | $410 |
| Fargo, GA | $42,300 | $335 | $240 | $470 | $230 |
| Pierce County, GA | $99,000 | $688 | $460 | $970 | $510 |
| Echols County, GA | $57,000 | $827 | $550 | $1,170 | $620 |
| White Springs, FL | $79,500 | $937 | $730 | $1,260 | $530 |
| Jekyll Island, GA | $365,200 | $1,552 | $1,040 | $2,220 | $1,180 |
| Axson, GA | $59,200 | $474 | $340 | $680 | $340 |