Gavop tells you how to get the best homeowners insurance in Elmore, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $142,500 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $180,500 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $231,000 | $210,000 | $250,000-$300,000 |
| 5 Bedroom | $191,000 | $160,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $739 |
| Superior Protection Discount | -$87 | $783 |
| Fire & Security Discount | -$61 | $809 |
| Hail Resistant Roof Discount | -$17 | $852 |
| Newly Constructed Home Discount | -$252 | $617 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Elmore County | $1,500 | $1,173 | $2,673 | $853 | $2,353 | $321 |
| Elmore, AL | $700 | $859 | $1,559 | $624 | $1,324 | $235 |
| Blue Ridge, AL | $400 | $1,610 | $2,010 | $1,170 | $1,570 | $440 |
| Shorter, AL | $2,500 | $836 | $3,336 | $607 | $3,107 | $228 |
| Rockford, AL | $400 | $990 | $1,390 | $719 | $1,119 | $271 |
| Lowndes County, AL | $2,000 | $674 | $2,674 | $490 | $2,490 | $184 |
| Reeltown, AL | $400 | $983 | $1,383 | $714 | $1,114 | $269 |
| Franklin, AL | $400 | $881 | $1,281 | $640 | $1,040 | $241 |
| Thorsby, AL | $2,500 | $1,087 | $3,587 | $790 | $3,290 | $297 |
| Fort Deposit, AL | $400 | $699 | $1,099 | $508 | $908 | $191 |
| Talladega Springs, AL | $2,000 | $1,180 | $3,180 | $857 | $2,857 | $322 |
| Home Insurance Company Elmore, AL | Homeowners Insurance Agency Elmore, AL | Address | Popularity Score | Distance from Elmore (miles) |
|---|---|---|---|---|
| State Farm | Craig Dorris | 407 W College St, Columbiana, AL, 35051-9523 | 49.0 | |
| Travelers | Gene Jones Insurance Agency Inc | 3347 Highway 14, Millbrook, AL, 36054 | 1.7 | |
| Allstate | Christin Millard | 62 Church St, Jemison, AL, 35085 | 38.8 | |
| State Farm | Breck Honea | 61 Market Pl Ste A, Montgomery, AL, 36117-4910 | 12.9 | |
| State Farm | Taft Walley | 400 6th St N, Clanton, AL, 35045-2824 | 28.3 | |
| Travelers | Harmon Dennis Bradshaw Inc | 7115 Halcyon Summit Dr, Montgomery, AL, 36117 | 14.3 | |
| State Farm | Mandi Fortner | 772 Monument Dr, Millbrook, AL, 36054-1849 | 1.5 | |
| Allstate | Hazard Bentley | 3614 Debby Dr, Montgomery, AL, 36111 | 13.7 | |
| State Farm | Sheila Curtis | 420 W Fort Williams St, Sylacauga, AL, 35150-2436 | 46.0 | |
| Travelers | The Whitecotton Agency | 1736 W 2nd St, Montgomery, AL, 36106 | 10.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $850 | $1,650 | $800 |
| Elmore County, AL | $155,300 | $1,188 | $860 | $1,700 | $840 |
| Elmore, AL | $143,400 | $870 | $600 | $1,230 | $630 |
| Blue Ridge, AL | $261,300 | $1,630 | $1,190 | $2,310 | $1,120 |
| Shorter, AL | $78,300 | $846 | $600 | $1,170 | $570 |
| Rockford, AL | $102,200 | $1,002 | $670 | $1,430 | $760 |
| Lowndes County, AL | $63,000 | $683 | $460 | $960 | $500 |
| Reeltown, AL | $101,100 | $995 | $720 | $1,410 | $690 |
| Franklin, AL | $85,000 | $892 | $600 | $1,230 | $630 |
| Thorsby, AL | $119,300 | $1,100 | $790 | $1,560 | $770 |
| Fort Deposit, AL | $59,500 | $707 | $510 | $970 | $460 |
| Talladega Springs, AL | $137,500 | $1,194 | $870 | $1,680 | $810 |