How Can I Make My St. Louis County, MN Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in St. Louis County, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your St. Louis County, MN Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $52,500 $40,000 $25,000-$50,000
2 Bedroom $161,500 $140,000 $125,000-$150,000
3 Bedroom $157,500 $130,000 $125,000-$150,000
4 Bedroom $173,000 $150,000 $125,000-$150,000
5 Bedroom $310,000 $260,000 $300,000-$350,000

Estimate your Savings with Home Insurance Discounts in St. Louis County, MN | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$183 $780
Superior Protection Discount -$87 $876
Fire & Security Discount -$67 $895
Hail Resistant Roof Discount -$19 $944
Newly Constructed Home Discount -$202 $761

Choose the Right Deductible for your St. Louis County, MN Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
St. Louis County $700 $951 $1,651 $691 $1,391 $260
St. Louis County, MN $2,000 $951 $2,951 $691 $2,691 $260
Aurora, MN $400 $606 $1,006 $440 $840 $166
White, MN $2,500 $685 $3,185 $498 $2,998 $187
Hoyt Lakes, MN $300 $563 $863 $409 $709 $154
Lavell, MN $1,000 $891 $1,891 $648 $1,648 $244
Meadowlands, MN $100 $811 $911 $589 $689 $222
Northeast Itasca, MN $700 $1,299 $1,999 $944 $1,644 $355
Marble, MN $400 $605 $1,005 $439 $839 $165
Fredenberg, MN $1,500 $1,406 $2,906 $1,022 $2,522 $384
Potshot Lake, MN $100 $984 $1,084 $715 $815 $269
Brookston, MN $1,500 $821 $2,321 $597 $2,097 $224

Identify Top Home Insurance Agents near St. Louis County, MN | Back to Top

Home Insurance Company St. Louis County, MN Homeowners Insurance Agency St. Louis County, MN Address Popularity Score Distance from St. Louis County (miles)
State Farm Allison Kreibich 820 9th St N Ste 110, Virginia, MN, 55792-2300
3.6
Farmers Scott Daniels 302 E Howard St Ste 318, Hibbing, MN, 55746
22.4
State Farm Tim Johnson 120 N Highway 53, Cook, MN, 55723-8100
20.6
Farmers Mark Tuuri 418 Jones St, Eveleth, MN, 55734
8.0
Travelers Ahrens Insurance Agency 11 N Main, Aurora, MN, 55705
13.5
State Farm Mary Samuelson 1102 S 8 Street, Virginia, MN, 55792-0117
4.7
Allstate The Francis Agency 106 S Riv Po Box 157, Cook, MN, 55723
20.6
Farmers Jenifer Ivanca 26 W Lake St, Chisholm, MN, 55719
18.2
Travelers The Hegland Agency Inc 106 N 3rd Avenue, Virginia, MN, 55792
3.9
Travelers R W Larson Insurance Agency 2226 1st Avenue, Hibbing, MN, 55746
22.7

Compare Rates for St. Louis County, MN Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $199,700 $1,192 $860 $1,680 $820
St. Louis County, MN $146,700 $963 $700 $1,340 $640
St. Louis County, MN $146,700 $963 $700 $1,380 $680
Aurora, MN $72,000 $613 $420 $850 $430
White, MN $84,600 $693 $490 $960 $470
Hoyt Lakes, MN $65,500 $570 $410 $820 $410
Lavell, MN $123,800 $902 $610 $1,240 $630
Meadowlands, MN $107,400 $821 $590 $1,160 $570
Northeast Itasca, MN $241,900 $1,315 $880 $1,880 $1,000
Marble, MN $71,700 $612 $410 $880 $470
Fredenberg, MN $280,700 $1,423 $1,010 $2,020 $1,010
Potshot Lake, MN $145,000 $996 $710 $1,370 $660
Brookston, MN $109,400 $831 $600 $1,150 $550

8 Ways to Get Discounts on Homeowners Insurance in St. Louis County, MN

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