Gavop shows you how to buy homeowners insurance in Essex Junction, VT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Essex Junction, VT - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Oak St, Lincoln St, Drury Dr, E Williams St, Hayden St, Fairview Dr, Mill St, Hillcrest Rd, Orchard Ter, River St | $246,000 | $220,000 | $250,000-$300,000 | $339,000 | $290,000 | $250,000-$300,000 |
| Edgewood Dr, Park Ter, Villa Dr, Kiln Rd, Cascade Ct, Stanton Dr, East St, Nahma Ave, Waverly St, Chestnut Ln | $245,000 | $210,000 | $250,000-$300,000 | $205,500 | $180,000 | $175,000-$200,000 |
| Mansfield Ave Exd, Willeys Ct, Village Glen, Cherry St, Briar Ln, Old Colchester Rd, Clems Dr, Cushing Dr, Acorn Cir, Upland Rd | $128,500 | $110,000 | $125,000-$150,000 | $237,000 | $210,000 | $200,000-$250,000 |
| Franklin St, Rosewood Ln, Karsynreece Ln, Crestview Rd, Silver Bow Ter, Abnaki Ave, Grant St, Densmore Dr, Railroad St, Jackson St | $173,500 | $140,000 | $175,000-$200,000 | $204,000 | $170,000 | $200,000-$250,000 |
| Gaines Ct, Hiawatha Ave, Corduroy Rd, Maplewood Ln, Summit St, Onondaga Ave, Wilkinson Dr, Doon Way, Arlington St, Woods End Dr | $126,000 | $110,000 | $125,000-$150,000 | $271,500 | $250,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$108 | $612 |
| Superior Protection Discount | -$65 | $655 |
| Fire & Security Discount | -$65 | $655 |
| Hail Resistant Roof Discount | -$22 | $698 |
| Newly Constructed Home Discount | -$173 | $547 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,464 |
| Hail Damage | $4,759 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,887 |
| Home Insurance Company Essex Junction, VT | Homeowners Insurance Agency Essex Junction, VT | Address | Popularity Score | Distance from Essex Junction (miles) |
|---|---|---|---|---|
| Nationwide | Jared Jabaut Agency | 3198 Shelburne Rd, Shelburne, VT, 5482 | 7.5 | |
| Allstate | Donna Booher | 4001 Williston Rd, South Burlington, VT, 5403 | 2.6 | |
| Liberty Mutual Independent | Crowley Insurance Agency | 100 N Willard St, Burlington, VT, 5401 | 4.5 | |
| Allstate | The Citro Agency | 20 Kimball Ave Ste 307, South Burlington, VT, 5403 | 2.9 | |
| Travelers | Barsalow Insurance Agency | 546 Rte 7 S, Milton, VT, 5468 | 9.4 | |
| Nationwide | Jaimes L. Fewer | 3 Maple Ave, Barre, VT, 05641-3420 | 36.1 | |
| Liberty Mutual Independent | Kinney Pike Insurance Inc | 42 Meadow Ln, Randolph, VT, 5060 | 46.0 | |
| Liberty Mutual Independent | Denis Ricker & Brown | 2 Pioneer St, Montpelier, VT, 5602 | 32.1 | |
| Allstate | Morse Insurance | Po Box 557, Hardwick, VT, 5843 | 37.1 | |
| Allstate | Kinney Insurance Agency | 4 Merrill Lane Suite 101 , Milton, VT, 5468 | 9.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Vermont | $220,600 | $783 | $560 | $1,100 | $540 |
| Chittenden County, VT | $280,000 | $842 | $580 | $1,200 | $620 |
| Essex Junction, VT | $272,400 | $720 | $510 | $1,020 | $510 |
| Colchester, VT | $264,200 | $710 | $490 | $1,020 | $530 |
| Bolton, VT | $195,700 | $744 | $510 | $1,020 | $510 |
| Willsboro, NY | $121,100 | $604 | $420 | $850 | $430 |
| Fletcher, VT | $234,200 | $803 | $550 | $1,150 | $600 |
| Waterbury, VT | $268,300 | $715 | $520 | $1,020 | $500 |
| Champlain, NY | $113,800 | $952 | $680 | $1,320 | $640 |
| Hardwick, VT | $137,300 | $622 | $430 | $860 | $430 |
| East Barre, VT | $180,200 | $717 | $520 | $1,020 | $500 |
| Walden, VT | $161,000 | $678 | $460 | $970 | $510 |
| Rochester, VT | $186,300 | $728 | $520 | $1,040 | $520 |