How Can I Make My Newburgh, NY Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Newburgh, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Newburgh, NY Home Insurance Coverage Levels | Back to Top
| Newburgh, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Berry Ln, Bruce St, International Blvd, Cedar Cliff Rd, Sparrow St, Russo Dr, Crestwood Ct, Trailer Ln, B St, Holmes Rd | $219,000 | $180,000 | $175,000-$200,000 | $394,000 | $350,000 | $350,000-$400,000 |
| Ave of Americas, Hudson Hills Dr, Dutchman Dr, Moores Hill Rd, Lenape Rd, Stewart Ave Exd, Mecca Dr, McCall Pl Exd, M and M Rd, Buddy Ln | $468,000 | $380,000 | $400,000-$500,000 | $636,500 | $600,000 | $700,000-$800,000 |
| Co Rd 86, 5th Ave, Garden St, Mohican Rd, Giles Rd, Liberty Ridge, E Green Rd, Pacer Dr, Baltsas Rd, Blueberry Ln | $364,500 | $320,000 | $350,000-$400,000 | $610,000 | $560,000 | $500,000-$600,000 |
| Bellevue Rd, Fern Ave, Vance Ln, Hinchcliffe Dr, Carolina Ct, Dover Ct, Jason Ct, Pine Meadow Farms Rd, Still Hollow Rd, Independence Dr | $295,500 | $260,000 | $200,000-$250,000 | $491,500 | $420,000 | $400,000-$500,000 |
| Fullerton Ave, Jennifer Rose Way, Co Rd 23, Charlestowne Dr, Mimosa Pl, Vermont Dr, Lester Rd, Catalpa Rd, Starlight Path, Ashley Dr | $345,500 | $300,000 | $300,000-$350,000 | $340,500 | $310,000 | $300,000-$350,000 |
| Winona Ave, Meadow St, Deforest Ave, Co Rd 86, Ashwood Ter, Rock Cut Cir, Lynden Ave, Warmers Dr, Gardner St, Merritt Ln | $238,500 | $220,000 | $250,000-$300,000 | $345,000 | $330,000 | $300,000-$350,000 |
| Express Dr, Briarwood Ln, Williams Ave Exd, Lattintown Rd, Y St, Third St, Cocoa Ln, Tozzoli Ave, Stonegate Dr, Jands Pl | $240,500 | $200,000 | $250,000-$300,000 | $421,000 | $370,000 | $300,000-$350,000 |
| Acorn Dr, Vincent Ln, Greenwood Rd, Academy St, Moffat Rd, Hopeview Ct, Lower River Rd Exd, Luthien Forest Rd, Rivers Edge, Vidi Dr | $418,000 | $340,000 | $400,000-$500,000 | $377,000 | $340,000 | $350,000-$400,000 |
| Woodruff Ln, Taffy Ln, Pine Vw, Sluga Dr, Mountainview Ave, Favino Rd, Knights Cir, Prospect Hill Rd, Beech Acres Dr, Marian Dr | $221,500 | $190,000 | $200,000-$250,000 | $475,000 | $430,000 | $400,000-$500,000 |
| Duby Rd, Jacks Pond Rd, Greenlawn Ave Exd, Korosko Farm Rd, Old S Plank Rd, 3rd Ave, Holmes Rd, Larter Ave, Toleman Ct, N Robinson Ave | $199,500 | $180,000 | $200,000-$250,000 | $442,500 | $360,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Newburgh, NY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$166 | $756 |
| Superior Protection Discount | -$83 | $839 |
| Fire & Security Discount | -$101 | $820 |
| Hail Resistant Roof Discount | -$28 | $894 |
| Newly Constructed Home Discount | -$203 | $719 |
Choose the Right Deductible for your Newburgh, NY Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Orange County | $2,500 | $952 | $3,452 | $692 | $3,192 | $260 |
| Newburgh, NY | $2,500 | $911 | $3,411 | $662 | $3,162 | $249 |
| Lloyd, NY | $200 | $773 | $973 | $562 | $762 | $211 |
| Pine Bush, NY | $1,500 | $777 | $2,277 | $564 | $2,064 | $212 |
| Stony Point, NY | $400 | $916 | $1,316 | $665 | $1,065 | $250 |
| Carmel Hamlet, NY | $700 | $939 | $1,639 | $683 | $1,383 | $257 |
| Danbury, CT | $100 | $1,199 | $1,299 | $871 | $971 | $328 |
| Tivoli, NY | $2,000 | $815 | $2,815 | $592 | $2,592 | $223 |
| Waldwick, NJ | $400 | $998 | $1,398 | $725 | $1,125 | $273 |
| Norwood, NJ | $700 | $1,094 | $1,794 | $795 | $1,495 | $299 |
| Riverdale, NJ | $400 | $1,090 | $1,490 | $792 | $1,192 | $298 |
| Litchfield County, CT | $1,000 | $1,102 | $2,102 | $801 | $1,801 | $301 |
Identify Top Home Insurance Agents near Newburgh, NY | Back to Top
| Home Insurance Company Newburgh, NY | Homeowners Insurance Agency Newburgh, NY | Address | Popularity Score | Distance from Newburgh (miles) |
|---|---|---|---|---|
| Travelers | Tri State Insurance Brokerage, Llc | 610 Crescent Ave, Bronx, NY, 10458 | 49.4 | |
| Liberty Mutual Independent | Bluestone Brokerage Llc | 84 Business Park Dr Ste 111, Armonk, NY, 10504 | 35.2 | |
| Allstate | Frank Campo | 572 Warburton Ave, Hastings On Hudson, NY, 10706 | 39.8 | |
| State Farm | Julio Tejada | 1206 St Nicholas Ave, New York, NY, 10032-1907 | 49.7 | |
| Allstate | Peter Cuomo | 420 Columbus Ave Ste 210, Valhalla, NY, 10595 | 34.8 | |
| Travelers | Fingar Insurance | 464 Main St, Catskill, NY, 12414 | 46.9 | |
| Allstate | David H. Cohen | 2124 Central Park Ave, Yonkers, NY, 10710 | 42.1 | |
| Nationwide | Fran M. Wolfson | 475 Tuckahoe Rd Ste 205, Yonkers, NY, 10710-5716 | 42.8 | |
| Liberty Mutual Independent | S. Martin Johnson & Associates Ltd | 11 Fifth Ave , Pelham, NY, 10803 | 46.4 | |
| State Farm | Tom Broderick | 211 Main St, New Rochelle, NY, 10801-5712 | 46.8 |
Compare Rates for Newburgh, NY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,650 | $820 |
| Orange County, NY | $260,300 | $964 | $670 | $1,370 | $700 |
| Newburgh, NY | $250,600 | $922 | $660 | $1,320 | $660 |
| Lloyd, NY | $244,000 | $783 | $560 | $1,070 | $510 |
| Pine Bush, NY | $205,200 | $786 | $540 | $1,080 | $540 |
| Stony Point, NY | $371,300 | $927 | $620 | $1,270 | $650 |
| Carmel Hamlet, NY | $324,400 | $951 | $640 | $1,310 | $670 |
| Danbury, CT | $289,700 | $1,214 | $810 | $1,720 | $910 |
| Tivoli, NY | $216,700 | $825 | $570 | $1,140 | $570 |
| Waldwick, NJ | $434,000 | $1,010 | $740 | $1,430 | $690 |
| Norwood, NJ | $639,100 | $1,107 | $800 | $1,560 | $760 |
| Riverdale, NJ | $331,200 | $1,103 | $750 | $1,560 | $810 |
| Litchfield County, CT | $250,100 | $1,115 | $770 | $1,540 | $770 |
Research Home Insurance Companies Reviews in Newburgh, NY Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: July 16, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
The policy offerings from Allstate is comprehensive and inclusive. They offer everything I would expect from home owners insurance and even offer some products.
Date: May 31, 2019 Age: 40 to 49 Gender: Married Marital Status: Female
Customer Service
AllState insurance Company is not one of the best or the worst, it just Ok! So far with their service i am not too pleased but worst dealing i had, is with Customer service representative.
USAA Home Insurance Reviews
Date: October 25, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
The rate I pay for USAA home insurance seems to be very competitive considering the coverage and deductible that I have for my policy.
Date: September 14, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I think what my company offers in terms of the deductible is not much different from what other companies offer. At least, I can't speak to any differences.I am satisfied with what I need to pay for my premium.
Nationwide Home Insurance Reviews
Date: October 05, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I've been using Nationwide since i first bought my house and they have been amazing. Their customer service has been been great and their deductible policy is very similar to every other insurance company.