Gavop shows you how to buy homeowners insurance in Fergus County, MT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $100,000 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $127,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $110,500 | $100,000 | $100,000-$125,000 |
| 5 Bedroom | $141,500 | $130,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$60 | $688 |
| Home and Two Car | -$127 | $621 |
| Home and Three Car | -$179 | $568 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fergus County | $2,000 | $739 | $2,739 | $537 | $2,537 | $202 |
| Fergus County, MT | $2,500 | $739 | $3,239 | $537 | $3,037 | $202 |
| Grass Range, MT | $1,000 | $828 | $1,828 | $602 | $1,602 | $226 |
| Moore, MT | $400 | $560 | $960 | $407 | $807 | $153 |
| Lewistown, MT | $2,500 | $739 | $3,239 | $537 | $3,037 | $202 |
| Roy, MT | $300 | $969 | $1,269 | $704 | $1,004 | $265 |
| Denton, MT | $1,000 | $755 | $1,755 | $549 | $1,549 | $206 |
| Stanford, MT | $100 | $818 | $918 | $595 | $695 | $224 |
| Winnett, MT | $2,000 | $519 | $2,519 | $377 | $2,377 | $142 |
| Petroleum County, MT | $500 | $671 | $1,171 | $488 | $988 | $183 |
| Winnett North, MT | $2,500 | $1,023 | $3,523 | $743 | $3,243 | $279 |
| Home Insurance Company Fergus County, MT | Homeowners Insurance Agency Fergus County, MT | Address | Popularity Score | Distance from Fergus County (miles) |
|---|---|---|---|---|
| State Farm | Jim Johnson | 218 W Broadway St, Lewistown, MT, 59457-2721 | 14.5 | |
| Travelers | Lewistown Insurance | 520 Main St W, Lewistown, MT, 59457 | 14.7 | |
| Travelers | Hobson Insurance | Po Box 251, Hobson, MT, 59452 | 34.4 | |
| Allstate | Central Montana In | 204 4th Ave S, Lewistown, MT, 59457 | 14.6 | |
| Allstate | Central Montana In | 204 4th Ave S, Lewistown, MT, 59457 | 14.6 | |
| Travelers | Hobson Insurance | 104 Central Ave, Hobson, MT, 59452 | 34.3 | |
| Travelers | Hobson Insurance | 102 Main Street, Hobson, MT, 59452 | 34.4 | |
| Farmers | Angie Kralich | 311 W Main St Ste 5, Lewistown, MT, 59457 | 14.5 | |
| Travelers | Hobson Insurance | 104 Central Ave, Hobson, MT, 59452 | 34.3 | |
| Travelers | Lewistown Insurance | 520 W Main St, Lewistown, MT, 59457 | 14.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Montana | $209,100 | $1,080 | $820 | $1,410 | $590 |
| Fergus County, MT | $133,700 | $748 | $570 | $980 | $410 |
| Fergus County, MT | $133,700 | $748 | $570 | $980 | $410 |
| Grass Range, MT | $119,300 | $838 | $640 | $1,100 | $460 |
| Moore, MT | $63,800 | $567 | $430 | $740 | $310 |
| Lewistown, MT | $134,200 | $748 | $570 | $980 | $410 |
| Roy, MT | $164,600 | $981 | $750 | $1,290 | $540 |
| Denton, MT | $101,300 | $764 | $580 | $1,000 | $420 |
| Stanford, MT | $116,700 | $828 | $630 | $1,080 | $450 |
| Winnett, MT | $57,100 | $525 | $400 | $690 | $290 |
| Petroleum County, MT | $112,000 | $680 | $520 | $890 | $370 |
| Winnett North, MT | $187,500 | $1,035 | $790 | $1,360 | $570 |