Gavop's guide to buying homeowners insurance in Fulton County, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Fulton County, GA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Woodvale Dr NW, Colridge Ct, Kinderhill Ct, Thackeray Pl SW, Wayne Ave NE, Starboard Pt, Fern Valley Rd, Walridge Trce, Treadwell Cir SW, Franklin Pond Rd | $249,000 | $210,000 | $250,000-$300,000 | $370,000 | $300,000 | $400,000-$500,000 |
| Vintage Ct, Elden Dr NE, Trowgate Ln, Chandon Way, Red Fox Ct, Catherine St SW, Hollyfern Ln, Laurel Branch Ct, Hammock Pl SE, Newport Bay Cove | $178,500 | $170,000 | $200,000-$250,000 | $250,500 | $220,000 | $200,000-$250,000 |
| Osprey Dr, Grove Ave, Ellendale Ln NW, Dupont Commons Dr NW, Elgin St, Pine Top Ct, Maple Valley Ct, Cypress St, W Peachtree Rd NW, Old Burlington St | $65,500 | $60,000 | $75,000-$100,000 | $84,500 | $70,000 | $75,000-$100,000 |
| Summit Springs Dr, Mill St, Bagley St NE, Trellis Ct, Glen Eves Dr, Lovejoy St NW, Lorenzo Dr SW, Confederate Ave SE, Rico Rd, Buckingham Cir NW | $162,500 | $150,000 | $175,000-$200,000 | $221,000 | $190,000 | $175,000-$200,000 |
| Sunflower Ct, White Pl SW, Van Eyck Way, Old College Way NE, Erin Ave SW, Peyton Ave NW, Cummings St SE, Lost Springs Way SW, Smith Rd, Meadowland Trce | $214,000 | $200,000 | $200,000-$250,000 | $292,500 | $240,000 | $300,000-$350,000 |
| Far Emerald Land, Curran St NW, Kendall Way, Marlin Pl, Chipping Ct, Stone Rd SW, Lisbon Dr SW, Fireside Ln, Jade Cove Cir, Chelsey Ln | $162,000 | $150,000 | $175,000-$200,000 | $251,500 | $210,000 | $250,000-$300,000 |
| Hackberry Ln, Fulton St SW, Windflower Trce, Shadow Creek Ct, Mill Cir, Prestwick Club Dr, Sparta St SW, Founders Mill Ct, Gladwyne Ridge Dr, Country Pl Ct | $90,500 | $80,000 | $75,000-$100,000 | $83,000 | $70,000 | $50,000-$75,000 |
| Timber Trail South NE, Selwin Ave SW, Stoneview Pl, Arrowood Dr SW, Rehoboth Cir, Freemanville Rd, Lazy Laurel Chase, Kerry Cir NW, Ivy Arbor Ct, Cleveland Ave | $159,500 | $140,000 | $150,000-$175,000 | $159,000 | $130,000 | $125,000-$150,000 |
| Dupont Park NW, Belvedere Ct, Woodland Cir, Olympian Dr SW, Karen Rd, Spring Falls Rd, Glen Lake Dr NW, Terian Pl, Clublands Dr, Peachtree Center Ave NE | $103,500 | $100,000 | $100,000-$125,000 | $166,000 | $140,000 | $125,000-$150,000 |
| Delafield Dr, Rhodes St, Sandrock Ln, Langston Ave SW, Milam Loop, Kiverton Pl, Walnut Ridge, Ivy Chase Ct, Gorda Ct, Promenade Dr SW | $200,000 | $190,000 | $150,000-$175,000 | $174,000 | $140,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$205 | $1,000 |
| Superior Protection Discount | -$120 | $1,084 |
| Fire & Security Discount | -$96 | $1,108 |
| Hail Resistant Roof Discount | -$24 | $1,180 |
| Newly Constructed Home Discount | -$277 | $927 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fulton County | $1,000 | $1,190 | $2,190 | $865 | $1,865 | $325 |
| Fulton County, GA | $2,000 | $1,190 | $3,190 | $865 | $2,865 | $325 |
| Kennesaw, GA | $500 | $854 | $1,354 | $621 | $1,121 | $233 |
| Palmetto, GA | $1,500 | $712 | $2,212 | $517 | $2,017 | $195 |
| Emerson, GA | $300 | $679 | $979 | $493 | $793 | $186 |
| Gwinnett County, GA | $700 | $1,009 | $1,709 | $733 | $1,433 | $276 |
| Villa Rica, GA | $200 | $695 | $895 | $505 | $705 | $190 |
| Woolsey, GA | $2,000 | $1,393 | $3,393 | $1,012 | $3,012 | $381 |
| Buford, GA | $200 | $905 | $1,105 | $657 | $857 | $247 |
| Towalaga, GA | $1,500 | $856 | $2,356 | $622 | $2,122 | $234 |
| Worthville, GA | $100 | $822 | $922 | $597 | $697 | $225 |
| Monroe, GA | $2,000 | $766 | $2,766 | $557 | $2,557 | $209 |
| Home Insurance Company Fulton County, GA | Homeowners Insurance Agency Fulton County, GA | Address | Popularity Score | Distance from Fulton County (miles) |
|---|---|---|---|---|
| State Farm | Kirk Buchholz | 166 Towne Lake Pkwy, Woodstock, GA, 30188-4843 | 21.8 | |
| State Farm | Barbara Collins | 4475 Lawrenceville Highway, Tucker, GA, 30084 | 15.9 | |
| State Farm | Nathan Brain | 3441 Highway 34 E Ste A, Sharpsburg, GA, 30277-3560 | 28.9 | |
| Allstate | William H. Kelly | 1776 Briarcliff Rd Ne Ste A, Atlanta, GA, 30306 | 7.6 | |
| Travelers | Citywide Insurance Agency Inc | 1675 Cumberland Pkwy. Ste 302, Smyrna, GA, 30080 | 4.3 | |
| Farmers | Okafor Gregory | 2350 Spring Rd Se Ste 400, Smyrna, GA, 30080 | 6.5 | |
| Liberty Mutual Independent | Winder Insurance Center Inc | 125 W Athens St, Winder, GA, 30680 | 44.9 | |
| State Farm | Quentin Franklin | 587 Virgi Ave Ne Ste 3a, Atlanta, GA, 30306-3688 | 6.7 | |
| State Farm | Angela Matthews | 2022 Pow Fy Rd Se Ste 260, Atlanta, GA, 30339-7210 | 5.6 | |
| Allstate | Planet Insurance | 1328 Hwy , Buford, GA, 30518 | 33.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $690 | $1,430 | $740 |
| Fulton County, GA | $268,900 | $1,204 | $860 | $1,720 | $860 |
| Fulton County, GA | $268,900 | $1,204 | $820 | $1,710 | $890 |
| Kennesaw, GA | $163,200 | $864 | $590 | $1,240 | $650 |
| Palmetto, GA | $121,400 | $721 | $480 | $1,000 | $520 |
| Emerson, GA | $98,700 | $687 | $470 | $940 | $470 |
| Gwinnett County, GA | $185,200 | $1,021 | $690 | $1,440 | $750 |
| Villa Rica, GA | $117,200 | $704 | $480 | $970 | $490 |
| Woolsey, GA | $318,800 | $1,410 | $970 | $2,020 | $1,050 |
| Buford, GA | $182,500 | $916 | $660 | $1,250 | $590 |
| Towalaga, GA | $163,900 | $866 | $620 | $1,190 | $570 |
| Worthville, GA | $152,400 | $832 | $560 | $1,140 | $580 |
| Monroe, GA | $135,600 | $775 | $530 | $1,090 | $560 |