Gavop shows you how to buy homeowners insurance in Lamb County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $27,000 | $30,000 | $0-$25,000 |
| 2 Bedroom | $47,500 | $40,000 | $25,000-$50,000 |
| 3 Bedroom | $100,000 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $84,500 | $80,000 | $75,000-$100,000 |
| 5 Bedroom | $107,000 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$178 | $761 |
| Superior Protection Discount | -$94 | $845 |
| Fire & Security Discount | -$66 | $873 |
| Hail Resistant Roof Discount | -$28 | $911 |
| Newly Constructed Home Discount | -$254 | $686 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lamb County | $700 | $928 | $1,628 | $674 | $1,374 | $254 |
| Lamb County, TX | $1,500 | $928 | $2,428 | $674 | $2,174 | $254 |
| Sudan-Amherst, TX | $200 | $1,285 | $1,485 | $934 | $1,134 | $351 |
| Sudan, TX | $2,500 | $1,259 | $3,759 | $915 | $3,415 | $344 |
| Littlefield, TX | $300 | $924 | $1,224 | $672 | $972 | $253 |
| Springlake, TX | $700 | $1,163 | $1,863 | $845 | $1,545 | $318 |
| Olton, TX | $300 | $1,295 | $1,595 | $941 | $1,241 | $354 |
| Bailey County, TX | $2,500 | $950 | $3,450 | $691 | $3,191 | $260 |
| Levelland, TX | $200 | $1,026 | $1,226 | $745 | $945 | $280 |
| Farwell-Bovina, TX | $1,000 | $1,546 | $2,546 | $1,124 | $2,124 | $423 |
| Petersburg, TX | $100 | $1,275 | $1,375 | $926 | $1,026 | $348 |
| Friona, TX | $1,500 | $1,385 | $2,885 | $1,007 | $2,507 | $379 |
| Home Insurance Company Lamb County, TX | Homeowners Insurance Agency Lamb County, TX | Address | Popularity Score | Distance from Lamb County (miles) |
|---|---|---|---|---|
| Travelers | Charles Short Insurance Agency Inc | 2415 20th, Lubbock, TX, 79411 | 43.7 | |
| Travelers | Ashmore & Associates Insurance Agency Llc | 6102 82nd Street #6, Lubbock, TX, 79424 | 44.3 | |
| Travelers | Sig-Dansby And Associates | 5147a 69th St, Lubbock, TX, 79424 | 44.5 | |
| Allstate | Paul Willems | 4747 S Loop 289 Ste 140, Lubbock, TX, 79424 | 44.7 | |
| State Farm | Peter Griffith | 409 Frankford Ave, Lubbock, TX, 79416-4188 | 40.4 | |
| Farmers | Rc Calderon | 1314 50th St, Lubbock, TX, 79412 | 45.9 | |
| State Farm | Ken Marshall | 7805 Slide Rd, Lubbock, TX, 79424-2837 | 44.9 | |
| State Farm | Lynn Alexander | 3302 64th St Ste C, Lubbock, TX, 79413-5743 | 45.3 | |
| State Farm | Keith Potts | 6110 Frankford Ave, Lubbock, TX, 79424-1200 | 43.5 | |
| Farmers | Carlton Freeman | 2738 82nd St, Lubbock, TX, 79423 | 46.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Lamb County, TX | $62,700 | $939 | $620 | $1,450 | $830 |
| Lamb County, TX | $62,700 | $939 | $620 | $1,450 | $830 |
| Sudan-Amherst, TX | $59,500 | $1,301 | $860 | $2,000 | $1,140 |
| Sudan, TX | $55,300 | $1,274 | $840 | $1,960 | $1,120 |
| Littlefield, TX | $61,900 | $936 | $620 | $1,440 | $820 |
| Springlake, TX | $41,300 | $1,177 | $780 | $1,810 | $1,030 |
| Olton, TX | $61,200 | $1,311 | $870 | $2,020 | $1,150 |
| Bailey County, TX | $68,000 | $962 | $630 | $1,480 | $850 |
| Levelland, TX | $87,700 | $1,038 | $690 | $1,600 | $910 |
| Farwell-Bovina, TX | $110,600 | $1,565 | $1,030 | $2,410 | $1,380 |
| Petersburg, TX | $57,900 | $1,290 | $850 | $1,990 | $1,140 |
| Friona, TX | $76,600 | $1,402 | $930 | $2,160 | $1,230 |