Gavop shows you how to buy homeowners insurance in Cameron Park, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Cameron Park, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Covello Cir, Dividend Dr, Dunbar Rd, Matador Ct, Maries Ct, Rye Ct, la Serena Ln, Mosley Ln, Archwood Rd, Oakleaf Dr | $330,000 | $280,000 | $250,000-$300,000 | $379,000 | $360,000 | $400,000-$500,000 |
| Stone Hill Rd, Thornhill Dr, Hilton Ct, Caribou Rd, Solano Rd, Kentfield Dr, Burberry Way, Spring Meadow Rd, Cutty Sark Ln, Joy Ln | $387,000 | $320,000 | $300,000-$350,000 | $413,500 | $390,000 | $400,000-$500,000 |
| Sweet Creek Dr, la Cienega Way, Steep Rd, Joshua Rd, Kirkwood Ct, Amethyst Ln, Model Away, Kimberly Rd, Jenrose Ln, Dove Meadow Ct | $434,500 | $400,000 | $400,000-$500,000 | $424,000 | $360,000 | $350,000-$400,000 |
| Jose Ct, Pampas Ln, Cattle Dr, Elmwood Ct, Camanche Way, Clarksville Rd, Lake Vista Ln, Aberdeen Ln, Fremonts Loop, Salmon Falls Rd | $504,000 | $420,000 | $400,000-$500,000 | $776,000 | $720,000 | $700,000-$800,000 |
| Birmingham Way, Oxford Rd, Sandhurst Ct, Knollwood Ct, Homestead Rd, Fria Springs Rd, Doe St, Double Oak Rd, Hemmingway Ct, Orinda Cir | $431,000 | $370,000 | $350,000-$400,000 | $508,000 | $450,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$140 | $732 |
| Superior Protection Discount | -$78 | $793 |
| Fire & Security Discount | -$70 | $802 |
| Hail Resistant Roof Discount | -$26 | $846 |
| Newly Constructed Home Discount | -$192 | $680 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| El Dorado County | $2,500 | $1,025 | $3,525 | $745 | $3,245 | $280 |
| Cameron Park, CA | $1,000 | $861 | $1,861 | $626 | $1,626 | $235 |
| Orangevale, CA | $700 | $838 | $1,538 | $609 | $1,309 | $229 |
| Fair Oaks, CA | $200 | $1,071 | $1,271 | $779 | $979 | $293 |
| North El Dorado, CA | $1,000 | $901 | $1,901 | $655 | $1,655 | $246 |
| Red Corral, CA | $200 | $735 | $935 | $534 | $734 | $201 |
| East Nicolaus, CA | $500 | $838 | $1,338 | $609 | $1,109 | $229 |
| Pine Grove-Silver Lake, CA | $1,000 | $733 | $1,733 | $533 | $1,533 | $200 |
| Arnold-West Point, CA | $2,000 | $686 | $2,686 | $499 | $2,499 | $188 |
| Home Insurance Company Cameron Park, CA | Homeowners Insurance Agency Cameron Park, CA | Address | Popularity Score | Distance from Cameron Park (miles) |
|---|---|---|---|---|
| State Farm | Kyle Middleton | 1835 Iron Point Rd Ste 100, Folsom, CA, 95630-8771 | 8.8 | |
| Farmers | Greg French | 3017 Douglas Blvd Ste 105, Roseville, CA, 95661 | 14.0 | |
| Travelers | T D Mcneil Insurance Services | 1568 Creekside Dr Ste 106, Folsom, CA, 95630 | 8.8 | |
| State Farm | Dan Normoyle | 1835 Iron Point Rd Ste 100, Folsom, CA, 95630-8771 | 8.8 | |
| Allstate | Alain Ionescu | 9045 Fair Oaks Blvd Ste C, Carmichael, CA, 95608 | 16.7 | |
| State Farm | David Redfield | 4401 Hazel Ave Ste 115, Fair Oaks, CA, 95628-6693 | 13.0 | |
| State Farm | Fred Ott | 3420 Coach Ln Ste 4, Cameron Park, CA, 95682-8406 | 1.6 | |
| State Farm | Audrey Smith-Wiberg | 8856 Greenback Ln Ste A, Orangevale, CA, 95662-4089 | 13.0 | |
| State Farm | Mike Bratton | 768 Taylorville Rd Ste A, Grass Valley, CA, 95949-7735 | 36.7 | |
| State Farm | Kyle Middleton | 1849 Iron Point Rd Ste 100, Folsom, CA, 95630-8760 | 8.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| El Dorado County, CA | $405,900 | $1,038 | $770 | $1,410 | $640 |
| Cameron Park, CA | $385,700 | $872 | $650 | $1,190 | $540 |
| Orangevale, CA | $331,400 | $848 | $630 | $1,150 | $520 |
| Fair Oaks, CA | $417,500 | $1,084 | $800 | $1,470 | $670 |
| North El Dorado, CA | $346,000 | $912 | $670 | $1,240 | $570 |
| Red Corral, CA | $266,300 | $744 | $550 | $1,010 | $460 |
| East Nicolaus, CA | $320,600 | $848 | $630 | $1,150 | $520 |
| Pine Grove-Silver Lake, CA | $265,300 | $742 | $550 | $1,010 | $460 |
| Arnold-West Point, CA | $268,400 | $695 | $510 | $940 | $430 |