Gavop tells you how to get the best homeowners insurance in Hartsville/Trousdale County, TN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Hartsville/Trousdale County, TN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Tomlinson Ln, Carr Branch Ln, Eden Ln, Harris Branch Rd, Hilltop Dr, Carey Rd, Stubblefield Rd, Marshall Ln, Snake Hollow Rd, Wilson St | $143,000 | $120,000 | $125,000-$150,000 | $89,000 | $70,000 | $100,000-$125,000 |
| Tillman Ln, Sulphur College Rd, River Valley Dr, Templow Rd, Jones Ln, Breeze Inn Rd, Wilkerson Ln, Pumpkin Branch Rd, Riadon Rd, Broadway | $152,000 | $130,000 | $150,000-$175,000 | $118,500 | $110,000 | $125,000-$150,000 |
| Hwy 10, Russell Ln, Evitts Ln, Ward Hill Rd, Townhouse Ct, Gravely Hill Rd, Rankin Rd, Damascus St, Burnley Rd, Rogers St | $139,000 | $130,000 | $125,000-$150,000 | $74,500 | $70,000 | $75,000-$100,000 |
| Dalton Hollow Rd, Royal Elm Cir, Driver Cir, Sycamore Ln, Doctor Smith Ln, Antioch Rd, Sneed Ln, College St, Gore Ln, H Davenport Ln | $174,500 | $150,000 | $150,000-$175,000 | $72,000 | $70,000 | $75,000-$100,000 |
| Ln, Oglesby Rd, Barthelia School Ln, Blackwell Ln, State Rte 260, Hwy 25 W, Rolling Acres Loop, E Main St, Rocky Creek Loop, Sleepy Hollow Ln | $215,500 | $200,000 | $175,000-$200,000 | $109,000 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $678 |
| Superior Protection Discount | -$82 | $735 |
| Fire & Security Discount | -$82 | $735 |
| Hail Resistant Roof Discount | -$24 | $792 |
| Newly Constructed Home Discount | -$204 | $612 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Trousdale County | $2,500 | $807 | $3,307 | $586 | $3,086 | $220 |
| Hartsville/Trousdale County, TN | $2,500 | $807 | $3,307 | $586 | $3,086 | $220 |
| Lebanon, TN | $700 | $799 | $1,499 | $580 | $1,280 | $218 |
| Portland, TN | $500 | $815 | $1,315 | $592 | $1,092 | $223 |
| Scottsville, KY | $2,500 | $649 | $3,149 | $472 | $2,972 | $177 |
| Hendersonville, TN | $200 | $1,122 | $1,322 | $815 | $1,015 | $307 |
| Cross Plains, TN | $1,500 | $1,065 | $2,565 | $774 | $2,274 | $291 |
| Monroe County, KY | $200 | $617 | $817 | $449 | $649 | $169 |
| Cookeville, TN | $1,000 | $981 | $1,981 | $713 | $1,713 | $268 |
| Warren County, KY | $300 | $915 | $1,215 | $665 | $965 | $250 |
| Cedar Hill, TN | $700 | $883 | $1,583 | $642 | $1,342 | $241 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $750 | $1,440 | $690 |
| Trousdale County, TN | $128,000 | $816 | $560 | $1,150 | $590 |
| Hartsville/Trousdale County, TN | $128,000 | $816 | $600 | $1,120 | $520 |
| Lebanon, TN | $189,400 | $808 | $550 | $1,110 | $560 |
| Portland, TN | $131,100 | $825 | $600 | $1,130 | $530 |
| Scottsville, KY | $99,100 | $657 | $470 | $910 | $440 |
| Hendersonville, TN | $228,900 | $1,136 | $830 | $1,600 | $770 |
| Cross Plains, TN | $164,500 | $1,078 | $740 | $1,480 | $740 |
| Monroe County, KY | $74,500 | $625 | $420 | $890 | $470 |
| Cookeville, TN | $160,600 | $993 | $720 | $1,360 | $640 |
| Warren County, KY | $152,300 | $926 | $640 | $1,320 | $680 |
| Cedar Hill, TN | $105,800 | $894 | $630 | $1,230 | $600 |