Gavop's guide to buying homeowners insurance in Coles, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Coles, VA - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Rio Ct, Greatbridge Rd, Kelmont Ct, Regal Ct, Cannon Bluff Dr, Taxi Dr, Occoquan Forest Dr, Kenslow Ct, Penshurst Ln, Flagtree Pl | $463,500 | $430,000 | $400,000-$500,000 | $311,000 | $290,000 | $250,000-$300,000 |
| Bracknell Dr, Roth Ct, Sentry Ln, Marquis Pl, Pembridge Rd, Rabson Ct, Canova Dr, Darnley Rd, Milan Ct, Ramblewood Trl | $300,500 | $260,000 | $250,000-$300,000 | $281,000 | $260,000 | $250,000-$300,000 |
| Raywood Ct, Fox Den Rd, Trawler Dr, Van Doren Rd, Regiment Ct, Mill Race Ct, Harry Allen Pl, Keating Dr, Right Ct, Tilney Ct | $341,500 | $290,000 | $250,000-$300,000 | $296,000 | $280,000 | $300,000-$350,000 |
| Landview Dr, Rehfield Ct, Rainer Ct, Gold Cup Trl, Roeburn Ct, Korvett Dr, Meadowgate Dr, Kaslo Dr, Counselor Rd, Kraft Ct | $798,000 | $680,000 | $700,000-$800,000 | $327,000 | $310,000 | $350,000-$400,000 |
| Kellogg Dr, Alps Dr, Tonka Ct, Randolph Ct, Purcell Rd, Honeysuckle Rd, Saratoga Ln, Pepperidge Ct, Occoquan Club Dr, Dave Dr | $500,000 | $440,000 | $400,000-$500,000 | $413,500 | $340,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$113 | $697 |
| Superior Protection Discount | -$81 | $729 |
| Fire & Security Discount | -$89 | $721 |
| Hail Resistant Roof Discount | -$16 | $794 |
| Newly Constructed Home Discount | -$195 | $616 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Prince William County | $1,500 | $1,003 | $2,503 | $729 | $2,229 | $274 |
| Coles, VA | $700 | $801 | $1,501 | $582 | $1,282 | $219 |
| Manassas Park, VA | $200 | $798 | $998 | $580 | $780 | $218 |
| Braddock, VA | $2,500 | $927 | $3,427 | $674 | $3,174 | $253 |
| Aquia Harbour, VA | $200 | $875 | $1,075 | $636 | $836 | $239 |
| Midland, VA | $1,500 | $970 | $2,470 | $705 | $2,205 | $265 |
| Falls Church, VA | $400 | $1,091 | $1,491 | $793 | $1,193 | $298 |
| Charles County, MD | $1,500 | $950 | $2,450 | $691 | $2,191 | $260 |
| Montgomery Village, MD | $500 | $939 | $1,439 | $682 | $1,182 | $257 |
| Brock Hall, MD | $1,000 | $908 | $1,908 | $660 | $1,660 | $248 |
| Jessup, MD | $200 | $860 | $1,060 | $625 | $825 | $235 |
| Home Insurance Company Coles, VA | Homeowners Insurance Agency Coles, VA | Address | Popularity Score | Distance from Coles (miles) |
|---|---|---|---|---|
| State Farm | Kurt Sayce | 7655 Leesburg Pike, Falls Church, VA, 22043-2595 | 18.7 | |
| Liberty Mutual Independent | Brown & Brown Insurance Agency | 11220 Assett Loop Ste 304 , Manassas, VA, 20109 | 8.7 | |
| Travelers | Oberryman Insurance Agency | 2500 Hunter Pl Ste 202, Woodbridge, VA, 22192 | 5.4 | |
| State Farm | Milena Bu | 8305 Richmond Highway Suite 14b, Alexandria, VA, 22309-2349 | 16.5 | |
| Erie | Acl Insurance | 4311 Ridgewood Center Drive, Woodbridge, VA, 22192 | 3.2 | |
| State Farm | Mike Collins | 4216 Evergreen Ln Ste 125, Annandale, VA, 22003-3256 | 15.6 | |
| Allstate | Jorge Hernandez | 1340 Old Chain Bridge Rd Ste 301, Mclean, VA, 22101 | 21.5 | |
| State Farm | Steve Whaley | 9161 Liberia Ave Ste 302, Manassas, VA, 20110-1726 | 5.9 | |
| Allstate | Wally Lim Arcayan | 459 Herndon Pkwy, Herndon, VA, 20170 | 19.3 | |
| State Farm | Eric Simpson | 8838 Rixlew Ln, Manassas, VA, 20109-3733 | 8.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $680 | $1,300 | $620 |
| Prince William County, VA | $358,300 | $1,016 | $680 | $1,400 | $720 |
| Coles, VA | $380,200 | $811 | $580 | $1,130 | $550 |
| Manassas Park, VA | $263,300 | $807 | $590 | $1,150 | $560 |
| Braddock, VA | $506,200 | $938 | $670 | $1,320 | $650 |
| Aquia Harbour, VA | $336,500 | $885 | $630 | $1,250 | $620 |
| Midland, VA | $281,900 | $982 | $670 | $1,360 | $690 |
| Falls Church, VA | $742,000 | $1,104 | $760 | $1,530 | $770 |
| Charles County, MD | $294,000 | $962 | $760 | $1,210 | $450 |
| Montgomery Village, MD | $289,000 | $950 | $750 | $1,200 | $450 |
| Brock Hall, MD | $390,600 | $919 | $730 | $1,160 | $430 |
| Jessup, MD | $307,800 | $870 | $690 | $1,100 | $410 |