Gavop's guide to buying homeowners insurance in Roselle Park, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $96,000 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $245,500 | $210,000 | $200,000-$250,000 |
| 3 Bedroom | $228,000 | $210,000 | $175,000-$200,000 |
| 4 Bedroom | $333,000 | $280,000 | $250,000-$300,000 |
| 5 Bedroom | $718,000 | $660,000 | $800,000-$900,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$75 | $762 |
| Home and Two Car | -$142 | $695 |
| Home and Three Car | -$201 | $636 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,440 |
| Hail Damage | $4,476 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,553 |
| Home Insurance Company Roselle Park, NJ | Homeowners Insurance Agency Roselle Park, NJ | Address | Popularity Score | Distance from Roselle Park (miles) |
|---|---|---|---|---|
| State Farm | John Klein | 505 Boulevard, Kenilworth, NJ, 07033-1603 | 1.5 | |
| Allstate | Steven Lambusta | 4130 Quakerbridge Rd Bldg 2, Lawrenceville, NJ, 8648 | 33.9 | |
| State Farm | Dave Carrubba | 321 Rahway Ave, Elizabeth, NJ, 07202-1806 | 2.3 | |
| Travelers | Five Star Ins Agency Llc | 446a New Brunswick Ave, Fords, NJ, 8863 | 9.8 | |
| Travelers | Fraser Brothers Group Llc | 811 Amboy Ave, Edison, NJ, 8837 | 9.8 | |
| State Farm | Jim Malay | 915 County Road 517, Hackettstown, NJ, 07840-4683 | 32.5 | |
| Allstate | Tom Estes | 343 Millburn Ave Ste 304, Millburn, NJ, 7041 | 4.6 | |
| Travelers | Dale Group Inc | 30-A Vreeland Road Suite 120, Florham Park, NJ, 7932 | 9.9 | |
| Travelers | Budd Agency Inc | 600 Avenue A, Phillipsburg, NJ, 8865 | 47.3 | |
| State Farm | Chip Ott | 164 Main St, Chatham, NJ, 07928-2419 | 7.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $770 | $1,500 | $730 |
| Union County, NJ | $351,800 | $1,070 | $730 | $1,520 | $790 |
| Roselle Park, NJ | $277,900 | $837 | $570 | $1,200 | $630 |
| Bound Brook, NJ | $270,900 | $827 | $600 | $1,170 | $570 |
| Bogota, NJ | $316,100 | $1,070 | $730 | $1,490 | $760 |
| South Brunswick, NJ | $410,000 | $943 | $670 | $1,330 | $660 |
| Princeton Junction, NJ | $517,600 | $1,743 | $1,170 | $2,410 | $1,240 |
| Baxter Estates, NY | $795,200 | $824 | $580 | $1,180 | $600 |
| Newton, NJ | $206,300 | $729 | $530 | $1,000 | $470 |
| Cold Spring Harbor, NY | $763,900 | $843 | $610 | $1,160 | $550 |
| Tullytown, PA | $233,600 | $861 | $590 | $1,190 | $600 |
| Yorktown, NY | $413,000 | $1,286 | $860 | $1,760 | $900 |
| Crompond, NY | $513,300 | $2,362 | $1,700 | $3,330 | $1,630 |