How Can I Make My Buffalo, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Buffalo, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

Compare Quotes from Top Providers and Save now!

Select the Suitable Coverage Value for your Buffalo, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $27,500 $20,000 $25,000-$50,000
2 Bedroom $60,000 $50,000 $50,000-$75,000
3 Bedroom $82,500 $70,000 $50,000-$75,000
4 Bedroom $149,000 $140,000 $125,000-$150,000
5 Bedroom $120,000 $110,000 $100,000-$125,000

Choose the Best Buffalo, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 800-850 Credit Score $25 to 50,000 2 Pets, Smoker $730
Unemployed 500-549 Credit Score No Income 3 Pets, Non-Smoker $1,380
Freelancer Up to 499 Credit Score $50 to $75,000 No Pets, Non-Smoker $600

Choose the Right Deductible for your Buffalo, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $500 $550 $1,050 $450 $950 $100
Leon County, TX $1,000 $350 $850 $290 $1,290 $-440
Buffalo, TX $2,500 $310 $810 $260 $2,760 $-1,950
Jewett, TX $300 $190 $490 $160 $460 $30
Centerville, TX $2,500 $440 $940 $370 $2,870 $-1,930
Oakwood, TX $200 $300 $500 $260 $460 $40
Personville, TX $700 $450 $950 $370 $1,070 $-120
Latexo, TX $100 $220 $320 $180 $280 $40
Kosse, TX $2,500 $410 $910 $350 $2,850 $-1,940
Grapeland, TX $400 $290 $690 $250 $650 $40
Robertson County, TX $2,000 $390 $890 $330 $2,330 $-1,440
Coolidge, TX $400 $460 $860 $400 $800 $60
Angus, TX $700 $330 $830 $280 $980 $-150

Identify Top Home Insurance Agents near Buffalo, TX | Back to Top

Home Insurance Company Buffalo, TX Homeowners Insurance Agency Buffalo, TX Address Popularity Score Distance from Buffalo (miles)
State Farm Brett Weisenburn 2908 W Oak St, Palestine, TX, 75801-5404
31.5
Travelers Crockett Insurance Service 206 S 5th St, Crockett, TX, 75835
34.8
Allstate Tatom Insurance 882 Robb St., Trinity, TX, 75862
50.0
Farmers Debra Mccann 105 Acr 145, Palestine, TX, 75801
33.6
Farmers Stephanie Burns 942s Highway 84 W, Teague, TX, 75860
21.8
Travelers Huffman Insurance Agency 1105 North 8th Ave, Teague, TX, 75860
21.1
Farmers Bryan Robinson 732 W Commerce St, Buffalo, TX, 75831
3.8
Allstate Stover&Crouch 716 S Madison, Madisonville, TX, 77864
33.1
State Farm Lona Mauk 710 E Crscn St, Athens, TX, 75751-2627
47.6
Travelers Huffman Insurance Agency 1105 N 8th Ave, Teague, TX, 75860
21.0

Compare Rates for Buffalo, TX Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $760 $500 $1,170 $670
Leon County, TX $89,400 $440 $290 $680 $390
Buffalo, TX $72,500 $290 $190 $450 $260
Jewett, TX $46,500 $270 $180 $420 $240
Centerville, TX $107,700 $570 $380 $880 $500
Oakwood, TX $57,600 $310 $200 $480 $280
Personville, TX $105,800 $430 $280 $660 $380
Latexo, TX $55,000 $230 $150 $350 $200
Kosse, TX $77,100 $350 $230 $540 $310
Grapeland, TX $71,800 $290 $190 $450 $260
Robertson County, TX $76,500 $420 $280 $650 $370
Coolidge, TX $83,900 $340 $220 $520 $300
Angus, TX $65,000 $310 $200 $480 $280