Gavop shows you how to buy homeowners insurance in Lackawanna County, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $54,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $148,500 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $224,500 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $196,000 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $293,000 | $230,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$96 | $587 |
| Superior Protection Discount | -$61 | $621 |
| Fire & Security Discount | -$48 | $635 |
| Hail Resistant Roof Discount | -$14 | $669 |
| Newly Constructed Home Discount | -$143 | $539 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lackawanna County | $700 | $675 | $1,375 | $490 | $1,190 | $184 |
| Lackawanna County, PA | $1,500 | $675 | $2,175 | $490 | $1,990 | $184 |
| Moosic, PA | $500 | $652 | $1,152 | $474 | $974 | $178 |
| Duryea, PA | $2,500 | $666 | $3,166 | $484 | $2,984 | $182 |
| Harveys Lake, PA | $100 | $767 | $867 | $557 | $657 | $210 |
| Barrett, PA | $700 | $757 | $1,457 | $550 | $1,250 | $207 |
| Wanamie, PA | $400 | $654 | $1,054 | $475 | $875 | $179 |
| Hancock, NY | $1,000 | $588 | $1,588 | $427 | $1,427 | $161 |
| Weston, PA | $300 | $540 | $840 | $393 | $693 | $148 |
| Bowmanstown, PA | $700 | $681 | $1,381 | $495 | $1,195 | $186 |
| Laporte, PA | $300 | $678 | $978 | $493 | $793 | $185 |
| Sullivan County, NY | $700 | $653 | $1,353 | $474 | $1,174 | $178 |
| Home Insurance Company Lackawanna County, PA | Homeowners Insurance Agency Lackawanna County, PA | Address | Popularity Score | Distance from Lackawanna County (miles) |
|---|---|---|---|---|
| State Farm | Joe Ronco | 2968 Route 611, Tannersville, PA, 18372-7880 | 32.4 | |
| Liberty Mutual Independent | Small & Son | 16 S Seventh St, Stroudsburg, PA, 18360 | 38.2 | |
| Travelers | Castillo Insurance Agency Llc | 905 Pennsylvania Ave, Matamoras, PA, 18336 | 47.3 | |
| Allstate | Paul R. Hirschler | 330 Main St, Dickson City, PA, 18519 | 1.5 | |
| Travelers | Polizzi Kelly Insurance Agency | 203 E Drinker St, Dunmore, PA, 18512 | 1.7 | |
| Erie | Lentz-Koma Insurance Agency Llc | 174 South Avenue, Jim Thorpe, PA, 18229 | 40.2 | |
| State Farm | Maria Evers | 2601 Birney Ave, Scranton, PA, 18505-3207 | 5.6 | |
| Nationwide | Anthony Dibileo | 235 Main Street Suite 119, Dickson City, PA, 18519-1652 | 1.6 | |
| Liberty Mutual Independent | Christman Insurance Agency Llc | 1841 Route 209, Brodheadsville, PA, 18322 | 37.4 | |
| Liberty Mutual Independent | Kincel & Company Ltd | 1100 Dunham Drive, Dunmore, PA, 18512 | 1.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $500 | $1,040 | $540 |
| Lackawanna County, PA | $149,100 | $683 | $490 | $940 | $450 |
| Lackawanna County, PA | $149,100 | $683 | $460 | $960 | $500 |
| Moosic, PA | $152,400 | $660 | $470 | $930 | $460 |
| Duryea, PA | $134,400 | $674 | $490 | $950 | $460 |
| Harveys Lake, PA | $187,300 | $776 | $540 | $1,080 | $540 |
| Barrett, PA | $181,800 | $766 | $510 | $1,050 | $540 |
| Wanamie, PA | $128,800 | $662 | $440 | $910 | $470 |
| Hancock, NY | $108,900 | $595 | $400 | $840 | $440 |
| Weston, PA | $82,000 | $547 | $400 | $780 | $380 |
| Bowmanstown, PA | $141,800 | $689 | $480 | $990 | $510 |
| Laporte, PA | $140,300 | $686 | $470 | $950 | $480 |
| Sullivan County, NY | $167,900 | $661 | $480 | $940 | $460 |