Gavop's guide to buying homeowners insurance in Mangum, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Mangum, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Rountree Ln, Lindale Dr, Becton Cir, Cassam Rd, Quarterhorse Run, Vintage Hill Dr, Shetland Rd, John Jones Rd, Range Rd, Burton Rd | $140,000 | $120,000 | $100,000-$125,000 | $225,500 | $200,000 | $250,000-$300,000 |
| Red Valley Dr, Hawks Nest Ln, State Rd 1464, Wolf Laurel Ct, Red Cedar Cir, Mill House Ln, Old Roxboro Rd, Hilden Rd, Lake Michie Dam Rd, Saddle Brook Dr | $144,000 | $120,000 | $125,000-$150,000 | $288,000 | $270,000 | $250,000-$300,000 |
| State Rd 1603, Shadow Creek Ct, Chambers Rd, State Rd 1472, State Rd 1468, Bill Poole Rd, Harris Rd, Tilley Farm Rd, Belle Meade Downs, Blalock Rd | $298,500 | $270,000 | $300,000-$350,000 | $440,000 | $390,000 | $400,000-$500,000 |
| Cothran Rd, State Rd 1625, Meadow Ridge Dr, Seinview Ln, County Line Rd, State Rd 1622, Bowen Rd, Triple Crown Pl, Old Trail Dr, Christy Ridge Ct | $194,500 | $160,000 | $200,000-$250,000 | $254,500 | $210,000 | $250,000-$300,000 |
| State Rd 1465, Colt Dr, Buffalo Creek Rd, State Rd 1471, Stonebridge Dr, Stagville Rd, State Rd 1127, Villa Dr, Turnberry Cir, Hall Rd | $259,000 | $210,000 | $250,000-$300,000 | $306,500 | $260,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$165 | $704 |
| Superior Protection Discount | -$87 | $782 |
| Fire & Security Discount | -$96 | $773 |
| Hail Resistant Roof Discount | -$26 | $843 |
| Newly Constructed Home Discount | -$243 | $626 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Durham County | $1,500 | $962 | $2,462 | $699 | $2,199 | $263 |
| Mangum, NC | $700 | $858 | $1,558 | $624 | $1,324 | $235 |
| Franklinton, NC | $400 | $688 | $1,088 | $500 | $900 | $188 |
| Swepsonville, NC | $2,500 | $997 | $3,497 | $724 | $3,224 | $272 |
| Swift Creek, NC | $400 | $937 | $1,337 | $681 | $1,081 | $256 |
| Hadley, NC | $2,000 | $1,509 | $3,509 | $1,096 | $3,096 | $412 |
| Dan River, VA | $200 | $901 | $1,101 | $655 | $855 | $246 |
| Rock Creek, NC | $1,000 | $729 | $1,729 | $530 | $1,530 | $199 |
| Gold Mine, NC | $300 | $579 | $879 | $421 | $721 | $158 |
| Ferrells, NC | $2,000 | $544 | $2,544 | $396 | $2,396 | $149 |
| Gulf, NC | $400 | $825 | $1,225 | $600 | $1,000 | $225 |
| Bacon, VA | $2,500 | $501 | $3,001 | $364 | $2,864 | $137 |
| Home Insurance Company Mangum, NC | Homeowners Insurance Agency Mangum, NC | Address | Popularity Score | Distance from Mangum (miles) |
|---|---|---|---|---|
| Erie | Bruce Moore Agency Llc | 221 N Main Street Suite B, Roxboro, NC, 27573 | 15.7 | |
| State Farm | Andy Jones | 4519 N Roxboro St., Durham, NC, 27704-1769 | 8.7 | |
| Erie | Walker Insurance Agency Inc. | 801 N Madison Blvd, Roxboro, NC, 27574 | 16.3 | |
| Erie | Liles Insurance Group Inc. | 1788 Heritage Center Drive # 103, Wake Forest, NC, 27587 | 25.4 | |
| State Farm | Jackie Newkirk | 3721 Lynn Rd Ste 118, Raleigh, NC, 27613-3855 | 23.3 | |
| State Farm | Gary Elliott | 1301 E Franklin St Ste 99, Chapel Hill, NC, 27514-3309 | 19.7 | |
| State Farm | Blake Burd | 2550 Capitol Dr Ste 102, Creedmoor, NC, 27522-9450 | 9.4 | |
| Erie | Joshua E Matthews Insurance Agency Inc. | 2144 Page Road Suite 106, Durham, NC, 27703 | 17.9 | |
| Nationwide | Larry H. Mitchell | 1598 Hwy 56 Suite 6, Creedmoor, NC, 27522-0748 | 9.5 | |
| Erie | The Sorgi Insurance Agency | 16 Consultant Pl Ste 102, Durham, NC, 27707 | 16.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,280 | $660 |
| Durham County, NC | $195,900 | $973 | $650 | $1,350 | $700 |
| Mangum, NC | $266,600 | $869 | $620 | $1,200 | $580 |
| Franklinton, NC | $125,800 | $697 | $490 | $980 | $490 |
| Swepsonville, NC | $194,300 | $1,009 | $730 | $1,420 | $690 |
| Swift Creek, NC | $305,400 | $948 | $680 | $1,350 | $670 |
| Hadley, NC | $362,800 | $1,527 | $1,110 | $2,120 | $1,010 |
| Dan River, VA | $98,200 | $912 | $660 | $1,300 | $640 |
| Rock Creek, NC | $157,200 | $738 | $490 | $1,050 | $560 |
| Gold Mine, NC | $93,000 | $586 | $400 | $840 | $440 |
| Ferrells, NC | $86,600 | $551 | $370 | $780 | $410 |
| Gulf, NC | $146,000 | $835 | $590 | $1,140 | $550 |
| Bacon, VA | $90,900 | $507 | $340 | $710 | $370 |