Gavop tells you how to get the best homeowners insurance in Luverne, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $70,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $106,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $111,500 | $100,000 | $100,000-$125,000 |
| 5 Bedroom | $223,000 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$113 | $595 |
| Superior Protection Discount | -$64 | $644 |
| Fire & Security Discount | -$71 | $637 |
| Hail Resistant Roof Discount | -$14 | $694 |
| Newly Constructed Home Discount | -$170 | $538 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,464 |
| Hail Damage | $4,476 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,386 |
| Home Insurance Company Luverne, AL | Homeowners Insurance Agency Luverne, AL | Address | Popularity Score | Distance from Luverne (miles) |
|---|---|---|---|---|
| State Farm | Ken Bishop | 2101 Eastern Blvd Ste 111, Montgomery, AL, 36117-1610 | 43.5 | |
| Travelers | The Chandler Insurance Agency Llc | 2800 Zelda Road Suite 200-7, Montgomery, AL, 36106 | 43.9 | |
| State Farm | Al Snellgrove | 1384 S Forest Ave, Luverne, AL, 36049-7311 | 3.5 | |
| Allstate | David Brooks | 1831 E Three Notch St, Andalusia, AL, 36421 | 29.0 | |
| State Farm | Shane Anderson | 5289 Vaughn Rd, Montgomery, AL, 36116-1104 | 42.9 | |
| State Farm | Cedric Bradford | 420 S Lawrence St, Montgomery, AL, 36104-4220 | 44.6 | |
| State Farm | Charles Smith | 2135 Taylor Rd, Montgomery, AL, 36117-3422 | 43.6 | |
| Allstate | Kip Lowe | 4722 Woodmere Blvd, Montgomery, AL, 36106 | 43.8 | |
| Allstate | Ben Pugh | 2100 Spruce St, Montgomery, AL, 36106 | 44.1 | |
| Allstate | Boswell Insurance Agency | 707 Simmons St, Elba, AL, 36323 | 25.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $810 | $1,660 | $850 |
| Crenshaw County, AL | $76,800 | $702 | $480 | $1,000 | $520 |
| Luverne, AL | $77,900 | $708 | $490 | $980 | $490 |
| Crenshaw County, AL | $76,800 | $702 | $510 | $980 | $470 |
| Rose Hill-Gantt, AL | $158,500 | $1,290 | $940 | $1,840 | $900 |
| Pike County, AL | $109,200 | $1,002 | $720 | $1,420 | $700 |
| Georgiana-McKenzie, AL | $64,500 | $745 | $540 | $1,050 | $510 |
| Lyeffion, AL | $79,900 | $857 | $630 | $1,210 | $580 |
| Ozark, AL | $109,900 | $880 | $600 | $1,250 | $650 |
| Montgomery, AL | $118,000 | $1,016 | $720 | $1,410 | $690 |
| Coffee Springs, AL | $85,500 | $896 | $620 | $1,230 | $610 |
| Samson, AL | $67,200 | $643 | $440 | $910 | $470 |
| Florala, AL | $75,600 | $827 | $600 | $1,150 | $550 |