Gavop's guide to buying homeowners insurance in Leaksville, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $27,000 | $20,000 | $25,000-$50,000 |
| 2 Bedroom | $80,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $115,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $124,500 | $120,000 | $100,000-$125,000 |
| 5 Bedroom | $203,500 | $180,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $740 |
| Superior Protection Discount | -$87 | $784 |
| Fire & Security Discount | -$87 | $784 |
| Hail Resistant Roof Discount | -$17 | $854 |
| Newly Constructed Home Discount | -$235 | $636 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Rockingham County | $2,000 | $644 | $2,644 | $468 | $2,468 | $176 |
| Leaksville, NC | $1,500 | $861 | $2,361 | $625 | $2,125 | $235 |
| Sauratown, NC | $400 | $643 | $1,043 | $467 | $867 | $176 |
| Chatham, VA | $700 | $714 | $1,414 | $519 | $1,219 | $195 |
| Sedalia, NC | $100 | $799 | $899 | $581 | $681 | $218 |
| Hightowers, NC | $2,500 | $773 | $3,273 | $561 | $3,061 | $211 |
| Haw River, NC | $500 | $613 | $1,113 | $445 | $945 | $167 |
| Sumner, NC | $1,500 | $692 | $2,192 | $503 | $2,003 | $189 |
| Mebane, NC | $100 | $794 | $894 | $577 | $677 | $217 |
| Little River, VA | $2,500 | $800 | $3,300 | $582 | $3,082 | $219 |
| Archdale, NC | $300 | $658 | $958 | $478 | $778 | $180 |
| Burks Fork, VA | $700 | $708 | $1,408 | $515 | $1,215 | $194 |
| Home Insurance Company Leaksville, NC | Homeowners Insurance Agency Leaksville, NC | Address | Popularity Score | Distance from Leaksville (miles) |
|---|---|---|---|---|
| State Farm | Steven Dennis | 1558 Freeway Dr Ste B, Reidsville, NC, 27320-7166 | 12.1 | |
| State Farm | Sonya Hamilton | 4917 Piedmont Pkwy Ste 106, Jamestown, NC, 27282-7536 | 34.1 | |
| State Farm | Ron Joyce | 106 E Decatur St, Madison, NC, 27025-1906 | 14.8 | |
| State Farm | Anne Gundlach | 3411 W Wendover Ave Ste A, Greensboro, NC, 27407-1526 | 31.9 | |
| State Farm | Kim Bates | 200 Charlois Blvd Ste 200, Winston Salem, NC, 27103-1536 | 43.1 | |
| Nationwide | Kyleen Stowe Insurance Service Inc. | 2100 W Cornwallis Dr Ste M, Greensboro, NC, 27408-7015 | 29.0 | |
| State Farm | Philip Piersol | 2783 Nc Highway 68 S Ste 111, High Point, NC, 27265-8325 | 34.6 | |
| Allstate | H. Kim | 5709 High Point Rd Ste 201, Greensboro, NC, 27407 | 35.4 | |
| Allstate | Sherri J. Kennedy | 900 W Cooksey Dr Ste G, Thomasville, NC, 27360 | 46.6 | |
| Erie | Fargis Insurance Services | 232 Gilmer Street Suite 102, Reidsville, NC, 27320 | 11.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,220 | $600 |
| Rockingham County, NC | $109,600 | $652 | $440 | $910 | $470 |
| Leaksville, NC | $85,400 | $871 | $580 | $1,210 | $630 |
| Sauratown, NC | $115,200 | $651 | $440 | $920 | $480 |
| Chatham, VA | $141,500 | $723 | $480 | $1,030 | $550 |
| Sedalia, NC | $139,700 | $809 | $540 | $1,120 | $580 |
| Hightowers, NC | $133,300 | $782 | $570 | $1,100 | $530 |
| Haw River, NC | $99,400 | $620 | $420 | $860 | $440 |
| Sumner, NC | $145,700 | $701 | $510 | $960 | $450 |
| Mebane, NC | $178,700 | $804 | $550 | $1,100 | $550 |
| Little River, VA | $171,800 | $810 | $560 | $1,110 | $550 |
| Archdale, NC | $135,800 | $666 | $450 | $910 | $460 |
| Burks Fork, VA | $139,800 | $717 | $490 | $1,000 | $510 |