Gavop shows you how to buy homeowners insurance in Harrison, TN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $55,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $90,000 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $152,000 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $262,500 | $220,000 | $200,000-$250,000 |
| 5 Bedroom | $421,000 | $400,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $746 |
| Superior Protection Discount | -$79 | $799 |
| Fire & Security Discount | -$70 | $808 |
| Hail Resistant Roof Discount | -$18 | $860 |
| Newly Constructed Home Discount | -$246 | $632 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hamilton County | $2,000 | $994 | $2,994 | $722 | $2,722 | $272 |
| Harrison, TN | $700 | $867 | $1,567 | $630 | $1,330 | $237 |
| Ooltewah, TN | $300 | $999 | $1,299 | $726 | $1,026 | $273 |
| Rossville, GA | $2,500 | $565 | $3,065 | $411 | $2,911 | $154 |
| Hopewell, TN | $500 | $1,019 | $1,519 | $740 | $1,240 | $278 |
| Bradley County, TN | $1,000 | $985 | $1,985 | $716 | $1,716 | $269 |
| Ringgold, GA | $300 | $811 | $1,111 | $589 | $889 | $222 |
| Palmer, TN | $2,000 | $697 | $2,697 | $506 | $2,506 | $190 |
| North Gilmer, GA | $100 | $1,016 | $1,116 | $738 | $838 | $278 |
| Valley Head-Mentone, AL | $1,000 | $1,212 | $2,212 | $881 | $1,881 | $331 |
| Sewanee, TN | $500 | $1,357 | $1,857 | $986 | $1,486 | $371 |
| Summerville, GA | $1,500 | $583 | $2,083 | $424 | $1,924 | $159 |
| Home Insurance Company Harrison, TN | Homeowners Insurance Agency Harrison, TN | Address | Popularity Score | Distance from Harrison (miles) |
|---|---|---|---|---|
| Travelers | Greater Chattanooga Insurance | 5506 Miller Dr, Chattanooga, TN, 37411 | 9.3 | |
| Travelers | Insurance Incorporated | 2551 Georgetown Rd, Cleveland, TN, 37311 | 15.4 | |
| State Farm | Donald Kane | 5506 Highway 153 Ste 114, Hixson, TN, 37343-5084 | 5.9 | |
| Travelers | Tiller Insurance Group Llc | 4810 Aa Hixson Pk, Hixson, TN, 37343 | 5.7 | |
| Farmers | Andrea Goldberg | 817 Ridgeway Ave, Signal Mountain, TN, 37377 | 11.1 | |
| Nationwide | Lincoln T Ware Agency | 5438 Hixson Pike, Hixson, TN, 37343 | 4.8 | |
| State Farm | Wade Dyar | 1720 Gunbarrel Rd Ste 304, Chattanooga, TN, 37421-3192 | 7.3 | |
| Allstate | Homer Tittle | 4159 Ringgold Rd Ste 101, Chattanooga, TN, 37412 | 10.5 | |
| State Farm | Nancy Moore | 6016 Shallowford Rd Ste 1100, Chattanooga, TN, 37421-7232 | 5.6 | |
| Farmers | Robert Maurice | 7030 Lee Hwy Ste 102, Chattanooga, TN, 37421 | 5.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $750 | $1,490 | $740 |
| Hamilton County, TN | $166,100 | $1,006 | $710 | $1,380 | $670 |
| Harrison, TN | $152,100 | $878 | $620 | $1,250 | $630 |
| Ooltewah, TN | $140,200 | $1,011 | $730 | $1,390 | $660 |
| Rossville, GA | $72,500 | $572 | $390 | $820 | $430 |
| Hopewell, TN | $147,200 | $1,031 | $750 | $1,460 | $710 |
| Bradley County, TN | $150,100 | $997 | $730 | $1,380 | $650 |
| Ringgold, GA | $148,900 | $821 | $590 | $1,170 | $580 |
| Palmer, TN | $64,100 | $705 | $500 | $1,010 | $510 |
| North Gilmer, GA | $163,000 | $1,028 | $740 | $1,470 | $730 |
| Valley Head-Mentone, AL | $144,300 | $1,227 | $880 | $1,690 | $810 |
| Sewanee, TN | $297,700 | $1,373 | $970 | $1,880 | $910 |
| Summerville, GA | $81,800 | $591 | $430 | $810 | $380 |