Gavop shows you how to buy homeowners insurance in Dover, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Dover, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N Warren St, McDavitt Pl, Sickle St, Wayside Ave, River St, Clearview Pl, Parker St, E Cooper St, Drake Ave, Pequannock St | $215,500 | $180,000 | $200,000-$250,000 | $196,500 | $170,000 | $175,000-$200,000 |
| W Elliot St, Chrystal St, Elliott St, Segur St, Linwood Ave, Bassett Hwy, E Dickerson St, Sims St, 5th St, Schley St | $254,500 | $240,000 | $200,000-$250,000 | $261,500 | $240,000 | $200,000-$250,000 |
| Lee Ave, W McFarlan St, Richboynton Rd, Kearney St, Conger St, Everett Dr, Simms St, Hillsdale Dr, Yale St, Euken Ter | $198,500 | $180,000 | $150,000-$175,000 | $232,000 | $190,000 | $200,000-$250,000 |
| W Blackwell St, Kaye Pl, Claredon Ter, Grant St, North St, W Chrystal St, E Munson Ave, Moller Pl, S Bergen St, W Blackwell St | $331,500 | $300,000 | $350,000-$400,000 | $237,500 | $200,000 | $175,000-$200,000 |
| Summer Ave, Beatty St, Belmont Ave, Rutgers St, Garrison Ave, Byram Ave, Thompson Ave, E Chrystal St, Windsor Ave, Penn Ave | $336,500 | $270,000 | $250,000-$300,000 | $212,000 | $190,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $660 |
| Superior Protection Discount | -$81 | $733 |
| Fire & Security Discount | -$65 | $750 |
| Hail Resistant Roof Discount | -$16 | $799 |
| Newly Constructed Home Discount | -$171 | $644 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Morris County | $2,000 | $1,279 | $3,279 | $929 | $2,929 | $349 |
| Dover, NJ | $1,000 | $805 | $1,805 | $585 | $1,585 | $220 |
| Randolph, NJ | $200 | $976 | $1,176 | $709 | $909 | $267 |
| Montclair, NJ | $1,500 | $1,301 | $2,801 | $946 | $2,446 | $356 |
| Martinsville, NJ | $200 | $947 | $1,147 | $688 | $888 | $259 |
| Brookfield, NJ | $1,000 | $943 | $1,943 | $685 | $1,685 | $258 |
| Englewood, NJ | $500 | $851 | $1,351 | $618 | $1,118 | $232 |
| Wind Gap, PA | $1,500 | $719 | $2,219 | $523 | $2,023 | $197 |
| Upper Nazareth, PA | $100 | $754 | $854 | $548 | $648 | $206 |
| Cornwall, NY | $2,500 | $926 | $3,426 | $673 | $3,173 | $253 |
| East Freehold, NJ | $300 | $1,037 | $1,337 | $753 | $1,053 | $283 |
| Hamilton Square, NJ | $1,500 | $854 | $2,354 | $621 | $2,121 | $233 |
| Home Insurance Company Dover, NJ | Homeowners Insurance Agency Dover, NJ | Address | Popularity Score | Distance from Dover (miles) |
|---|---|---|---|---|
| Allstate | Neil H. Greco | 25 W Northfield Rd, Livingston, NJ, 7039 | 14.5 | |
| State Farm | Derek Vannelli | 1212 Route 23 Ste 2, Butler, NJ, 07405-2039 | 13.7 | |
| State Farm | Craig Stix | 10 S Morris St, Dover, NJ, 07801-4637 | 0.2 | |
| State Farm | Alberto Santana | 1755 John F Kennedy Blvd Apt 1, Jersey City, NJ, 07305-1900 | 27.5 | |
| Travelers | Crossen Agency Inc | 415 Rt 24, Chester, NJ, 7930 | 9.3 | |
| Travelers | Irwin Edelstein Associates Inc | 15 Bridge Street 15 Bridge Street, Metuchen, NJ, 8840 | 26.0 | |
| Travelers | Benson Thomson Agency Inc | 15 North Morris Street, Dover, NJ, 7801 | 0.1 | |
| Farmers | Ruth Blanchard | 300 Interpace Pkwy Ste 400b, Parsippany, NJ, 7054 | 6.0 | |
| State Farm | Erin Misurelli | 296 Route 10, Randolph, NJ, 07869-2206 | 1.3 | |
| Allstate | Ben Michalik | 342 Parsippany Rd, Parsippany, NJ, 7054 | 7.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $770 | $1,500 | $730 |
| Morris County, NJ | $438,100 | $1,294 | $920 | $1,820 | $900 |
| Dover, NJ | $262,800 | $815 | $550 | $1,130 | $580 |
| Randolph, NJ | $512,900 | $988 | $660 | $1,360 | $700 |
| Montclair, NJ | $604,200 | $1,317 | $880 | $1,870 | $990 |
| Martinsville, NJ | $523,600 | $958 | $640 | $1,310 | $670 |
| Brookfield, NJ | $253,300 | $954 | $640 | $1,350 | $710 |
| Englewood, NJ | $374,200 | $861 | $630 | $1,230 | $600 |
| Wind Gap, PA | $161,300 | $728 | $500 | $1,040 | $540 |
| Upper Nazareth, PA | $258,400 | $764 | $530 | $1,060 | $530 |
| Cornwall, NY | $321,100 | $937 | $630 | $1,320 | $690 |
| East Freehold, NJ | $446,500 | $1,049 | $710 | $1,490 | $780 |
| Hamilton Square, NJ | $294,900 | $864 | $600 | $1,200 | $600 |