How Can I Make My Derby, CT Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Derby, CT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

Compare Quotes from Top Providers and Save now!

Are you a home owner?
Yes No
Currently Insured?
Yes No


Estimate Appropriate Derby, CT Home Insurance Coverage Levels | Back to Top

Derby, CT - Neighbourhoods, Census Blocks & Streets 2 Bedroom 3 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Evelyn Rd, A St, Pleasant View Rd, David Humphrey Rd, Hawthorne Ave, Garfield Ave, F St, Nutmeg Ave, Anson St, Pinnacle Ridge $165,000 $150,000 $150,000-$175,000 $309,500 $250,000 $250,000-$300,000
Minerva St, Torrance Ave, Brookside West Ct, S Division St, Thompson Pl, Old New Haven Ave, Lombardi Ln, Caldwell Dr, Lombardi Dr, Sherwood Ave $197,500 $170,000 $200,000-$250,000 $283,000 $270,000 $200,000-$250,000
Valley View Ave, McKinley Ave, E Bassett Ln, Emmett Ave, Woodycrest St, Talmadge St, Harold Ave, Cullens Hill Rd, Belleview Dr, Krakow St $238,000 $220,000 $200,000-$250,000 $319,000 $290,000 $250,000-$300,000
Marshall Ln, W 9th St, Osullivan Rd, Turner Ave, Lilac Cir, George Ave, Factory St, Albert Ave, Camptown St, McLaughlin Ter $172,500 $160,000 $150,000-$175,000 $192,500 $160,000 $200,000-$250,000
B St, Clearveiw Ct, Sodom Ln, Dirienzo Hts, Indian Ave, Mason St, Derby Neck Rd, Selma Ave, Monaco Cir, Pershing Dr $125,000 $120,000 $100,000-$125,000 $231,000 $210,000 $200,000-$250,000

Bundle your Derby, CT Auto & Home Insurance from the Same Company | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home and One Car -$69 $799
Home and Two Car -$148 $721
Home and Three Car -$217 $651

Choose your Derby, CT Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,095
Physical Damage $2,537
Hail Damage $4,806
Wind Damage $6,305
Expensive Claims
Fire $42,442
Smoke $17,054

Identify Top Home Insurance Agents near Derby, CT | Back to Top

Home Insurance Company Derby, CT Homeowners Insurance Agency Derby, CT Address Popularity Score Distance from Derby (miles)
Travelers Goodman Insurance Inc Two Long Hill Avenue, Shelton, CT, 6484
1.0
State Farm Jon D. Racow 50 S Main St Ste 2c, Wallingford, CT, 06492-4219
16.3
Travelers United Insurance Group Inc 569 Boston Post Rd, Orange, CT, 6477
6.1
Liberty Mutual Independent James P Murphy & Associates 3 Belden Ave, Norwalk, CT, 6850
22.6
Travelers United Insurance Group Inc 569 Boston Post Road, Orange, CT, 6477
6.1
Travelers Nicholson Associates Inc 395 New Haven Ave, Milford, CT, 6460
7.4
Nationwide Rose Insurance Agency Llc 418 Roosevelt Dr, Derby, CT, 06418-1667
1.3
Liberty Mutual Independent Birarelli Agency Llc 55 Cherry St, Milford, CT, 6460
7.0
Allstate Ted Gasparino 711 Middletown Rd Ste 3, Colchester, CT, 6415
38.1
State Farm Rick Locicero 1516 Barnum Ave, Stratford, CT, 06614-5406
9.5

Compare Rates for Derby, CT Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Connecticut $270,100 $1,253 $890 $1,770 $880
New Haven County, CT $244,400 $1,183 $800 $1,620 $820
Derby, CT $194,600 $869 $630 $1,190 $560
New Haven, CT $189,400 $854 $620 $1,170 $550
Southbury, CT $325,000 $995 $670 $1,400 $730
Woodbury, CT $350,800 $1,048 $770 $1,440 $670
Westport, CT $1,152,100 $926 $640 $1,320 $680
Patterson, NY $322,100 $941 $690 $1,300 $610
Centerport, NY $595,600 $850 $620 $1,220 $600
Harrison, NY $824,300 $852 $620 $1,180 $560
Jericho, NY $732,100 $862 $630 $1,220 $590
Arlington, NY $192,100 $745 $530 $1,020 $490