Gavop shows you how to buy homeowners insurance in Richland, MS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Richland, MS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Goldenrod Dr, Trudy Ln, Parkdale Cir, Wesley St, Dewdrop Ln, Vaughn Ln, Ted Cir, Old Pearson Rd, Jenkins Pl, Matthews Dr | $158,000 | $140,000 | $150,000-$175,000 | $114,500 | $100,000 | $100,000-$125,000 |
| Steen's Creek Dr, Lakeland St, Richland Cir, Sweet Gum Ln, Conway Pl, Garrett Pl, Hickory St, Plainview Cir, Cleary Rd, Parker St | $96,000 | $80,000 | $75,000-$100,000 | $91,500 | $80,000 | $75,000-$100,000 |
| Sparkman, Shadow Creek Dr, Hicks Ct, Suncrest Cove, Sims Dr, Jefferson St, Spanish Oak Blvd, Parkinson Dr, Chelsea Ln, Mendenhall Ave | $133,500 | $110,000 | $100,000-$125,000 | $68,500 | $60,000 | $50,000-$75,000 |
| Peggy Dr, King Dr, Cleary Rd, Greenview Pl, Clover St, Mannery Pl, Yankee Belle Dr, Hayswood Ln, Bulman Dr, Beech Tree St | $201,000 | $190,000 | $200,000-$250,000 | $142,500 | $120,000 | $125,000-$150,000 |
| Chapelridge Dr, Pear Ln, Cemetery St, Eastwood Dr, Bullock Cir, Tami Ave, Greenway Cir, Tazan Ave, Village Villa Cir, Chidre St | $128,000 | $100,000 | $125,000-$150,000 | $98,500 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$133 | $755 |
| Superior Protection Discount | -$80 | $808 |
| Fire & Security Discount | -$80 | $808 |
| Hail Resistant Roof Discount | -$18 | $870 |
| Newly Constructed Home Discount | -$249 | $639 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Rankin County | $700 | $1,282 | $1,982 | $932 | $1,632 | $350 |
| Richland, MS | $1,500 | $877 | $2,377 | $638 | $2,138 | $240 |
| Jackson, MS | $200 | $970 | $1,170 | $705 | $905 | $265 |
| Clinton, MS | $1,000 | $1,002 | $2,002 | $728 | $1,728 | $274 |
| Morton, MS | $200 | $937 | $1,137 | $681 | $881 | $256 |
| New Hebron, MS | $700 | $1,081 | $1,781 | $785 | $1,485 | $295 |
| Scott County, MS | $200 | $749 | $949 | $544 | $744 | $205 |
| Raleigh, MS | $2,500 | $971 | $3,471 | $706 | $3,206 | $265 |
| Forest, MS | $300 | $742 | $1,042 | $539 | $839 | $203 |
| Warren County, MS | $700 | $1,094 | $1,794 | $795 | $1,495 | $299 |
| Silver Creek, MS | $300 | $1,059 | $1,359 | $770 | $1,070 | $289 |
| Pickens, MS | $700 | $781 | $1,481 | $567 | $1,267 | $213 |
| Home Insurance Company Richland, MS | Homeowners Insurance Agency Richland, MS | Address | Popularity Score | Distance from Richland (miles) |
|---|---|---|---|---|
| State Farm | Melody Johnson | 1855 Lakeland Dr Ste A20, Jackson, MS, 39216-4940 | 7.2 | |
| Allstate | Tri - County Insurance | 89 Highway 481 S, Morton, MS, 39117 | 30.6 | |
| State Farm | David Weber | 100 Gray Ln, Forest, MS, 39074-3455 | 41.0 | |
| Allstate | Steven James | 330 Edgewood Terrace Dr Ste C, Jackson, MS, 39206 | 9.2 | |
| Allstate | Angel Garrison | 200 Riverwind Dr Ste 105, Pearl, MS, 39208 | 3.0 | |
| Allstate | Doyle Hays | 9 Lakeland Cir, Jackson, MS, 39216 | 7.3 | |
| Allstate | Wilson Agency | 1425 Lakeland Dr Ste 110b, Jackson, MS, 39216 | 7.2 | |
| Travelers | Walton Insurance Agency Inc | 207 E Main St, Florence, MS, 39073 | 5.6 | |
| Liberty Mutual Independent | Insurance & Risk Managers | 315 South Jackson Street, Brookhaven, MS, 39601 | 48.0 | |
| Allstate | Jon Hammett | 965 Highway 51 Ste A, Madison, MS, 39110 | 15.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $850 | $1,660 | $810 |
| Rankin County, MS | $158,400 | $1,298 | $880 | $1,800 | $920 |
| Richland, MS | $124,100 | $888 | $640 | $1,220 | $580 |
| Jackson, MS | $88,700 | $982 | $710 | $1,370 | $660 |
| Clinton, MS | $155,600 | $1,015 | $700 | $1,430 | $730 |
| Morton, MS | $77,900 | $948 | $670 | $1,320 | $650 |
| New Hebron, MS | $99,400 | $1,094 | $780 | $1,540 | $760 |
| Scott County, MS | $71,500 | $758 | $520 | $1,080 | $560 |
| Raleigh, MS | $82,900 | $983 | $710 | $1,400 | $690 |
| Forest, MS | $70,500 | $751 | $550 | $1,030 | $480 |
| Warren County, MS | $114,600 | $1,108 | $790 | $1,530 | $740 |
| Silver Creek, MS | $96,000 | $1,072 | $770 | $1,530 | $760 |
| Pickens, MS | $56,600 | $790 | $530 | $1,120 | $590 |