Gavop shows you how to buy homeowners insurance in Linden, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $113,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $148,500 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $115,500 | $90,000 | $125,000-$150,000 |
| 5 Bedroom | $133,500 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $856 |
| Superior Protection Discount | -$90 | $906 |
| Fire & Security Discount | -$80 | $916 |
| Hail Resistant Roof Discount | -$20 | $975 |
| Newly Constructed Home Discount | -$199 | $796 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,368 |
| Hail Damage | $4,571 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,218 |
| Home Insurance Company Linden, TX | Homeowners Insurance Agency Linden, TX | Address | Popularity Score | Distance from Linden (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Complete Coverage | 4770 Texas Blvd, Texarkana, TX, 75503 | 37.2 | |
| Allstate | Scott Sanders | 4303 Texas Blvd Ste 3, Texarkana, TX, 75503 | 37.0 | |
| Liberty Mutual Independent | Complete Coverage | 4770 Texas Blvd, Texarkana, TX, 75503 | 37.2 | |
| Liberty Mutual Independent | All-Star Insurance Group | 201 N. Wood St, Gilmer, TX, 75644 | 38.7 | |
| Farmers | Kellie Cox | 703 W Main St Ste B, Atlanta, TX, 75551 | 13.5 | |
| Liberty Mutual Independent | Bockmon Insurance Agency | 108 E 1st, Hughes Springs, TX, 75656 | 16.4 | |
| State Farm | Wayne Poe | 4617 Summerhill Rd Ste 1, Texarkana, TX, 75503-2783 | 36.8 | |
| Allstate | Kenneth Hooten | 305 E Main St Ste C, Atlanta, TX, 75551 | 14.1 | |
| State Farm | Paul Herndon | 103 Simpson Street, Gilmer, TX, 75644-2231 | 38.8 | |
| State Farm | Roger Rice | 809 W Main St, Atlanta, TX, 75551-3426 | 13.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Cass County, TX | $86,200 | $1,308 | $860 | $2,010 | $1,150 |
| Linden, TX | $76,200 | $995 | $660 | $1,530 | $870 |
| Omaha, TX | $80,400 | $1,423 | $940 | $2,190 | $1,250 |
| Gilliam, LA | $158,600 | $1,702 | $1,190 | $2,450 | $1,260 |
| Wake Village, TX | $122,700 | $1,010 | $670 | $1,550 | $880 |
| Nash, TX | $104,800 | $1,541 | $1,020 | $2,370 | $1,350 |
| Blanchard, LA | $170,200 | $1,770 | $1,240 | $2,550 | $1,310 |
| Union Grove, TX | $129,200 | $1,637 | $1,080 | $2,520 | $1,440 |
| Lakeview, LA | $107,200 | $1,296 | $910 | $1,870 | $960 |
| Easton, TX | $76,400 | $1,401 | $920 | $2,160 | $1,240 |
| Lafayette County, AR | $65,900 | $696 | $480 | $950 | $470 |