Gavop's guide to buying homeowners insurance in Branch County, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Branch County, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Mechanic St, Mudd Lake Dr, Volkmer's Lndg, Oliverda Rd, Lynn Ct, N Oak Ln, Lilly Lee Dr, S Polk St, N Willowbrook Rd, Skeeters Rd | $173,000 | $160,000 | $175,000-$200,000 | $100,000 | $80,000 | $100,000-$125,000 |
| Bordt Rd, Colvin Rd, Christy Dr, Stiffler Dr, Treasure Ln, Bright Water Dr, S Main St, E State St, Sackett Rd, Bristol Dr | $130,000 | $120,000 | $125,000-$150,000 | $101,000 | $100,000 | $75,000-$100,000 |
| Barnhart Rd E, Hawley St, S Co Line, Church St, W Fenn Rd, E Lockwood Rd, Tomahawk Trl, Werners N, Langwell Rd, N Main St | $134,500 | $110,000 | $125,000-$150,000 | $87,000 | $80,000 | $100,000-$125,000 |
| S Centennial Rd, Don's Rd, Nipigon Beach Rd, Grahl Dr, Tobalske Rd, Deborah Ave, State Rd, Fisher Rd, Barnhart Rd W, Claar Rd | $163,500 | $140,000 | $150,000-$175,000 | $76,500 | $70,000 | $50,000-$75,000 |
| Arnold St, Tee Ct, E Island Circle Dr, Shepherd Ln, Vogel Dr, Northlake Dr, St Joseph Rd, S Clay St, Mallow Rd, Castle Pine Dr | $127,500 | $100,000 | $100,000-$125,000 | $76,500 | $70,000 | $75,000-$100,000 |
| Hickory Dr, Booth Rd, Checklich Rd, Lost Forty Dr, Hidden Hills Dr, Flint Rd, Stringtown Rd, Sitting Bull Trl, Donald Ave, W Shore Dr | $157,500 | $130,000 | $150,000-$175,000 | $69,000 | $60,000 | $75,000-$100,000 |
| Quimby Rd, Garfield St, Dogwood Ln, Sherman St, Cary Lake Dr, Pebblestone Dr, State Hwy 86, Bussing Ln, Herricksville Rd, Mary Ellen Dr | $77,000 | $70,000 | $75,000-$100,000 | $96,500 | $90,000 | $75,000-$100,000 |
| White Star Dr, S Douglas St, Bishop Ave, Union St, Factoryville Rd, S County Line Rd, Kope Kon Pt, Church St, First St, Coldwater St | $112,000 | $100,000 | $125,000-$150,000 | $120,000 | $100,000 | $100,000-$125,000 |
| Fairway Dr, Crippen St, Nye Rd, Doris St, Buckingham Dr, County Line Rd, Day Rd, Thomas Dr, Kasey Ln, Circle View Dr | $166,500 | $140,000 | $175,000-$200,000 | $69,000 | $60,000 | $50,000-$75,000 |
| E Southern Rd, Woodchuck Dr, Englewood Dr, Farwell Rd, N Michigan Rd, Elm St, Raymond Dr, S Fall River Dr, Waterview Dr, Goodwin Dr | $105,000 | $90,000 | $100,000-$125,000 | $94,500 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$104 | $591 |
| Superior Protection Discount | -$70 | $626 |
| Fire & Security Discount | -$56 | $640 |
| Hail Resistant Roof Discount | -$14 | $682 |
| Newly Constructed Home Discount | -$174 | $522 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Branch County | $2,000 | $687 | $2,687 | $499 | $2,499 | $188 |
| Branch County, MI | $1,000 | $687 | $1,687 | $499 | $1,499 | $188 |
| Hillsdale County, MI | $100 | $700 | $800 | $508 | $608 | $191 |
| St. Joseph County, MI | $2,500 | $708 | $3,208 | $515 | $3,015 | $194 |
| Auburn, IN | $2,500 | $641 | $3,141 | $466 | $2,966 | $175 |
| Vandercook Lake, MI | $500 | $683 | $1,183 | $496 | $996 | $187 |
| Noble County, IN | $700 | $766 | $1,466 | $556 | $1,256 | $209 |
| Swan, IN | $500 | $953 | $1,453 | $693 | $1,193 | $261 |
| Antwerp, MI | $2,000 | $658 | $2,658 | $478 | $2,478 | $180 |
| Lawton, MI | $400 | $709 | $1,109 | $516 | $916 | $194 |
| Syracuse, IN | $2,500 | $808 | $3,308 | $587 | $3,087 | $221 |
| Home Insurance Company Branch County, MI | Homeowners Insurance Agency Branch County, MI | Address | Popularity Score | Distance from Branch County (miles) |
|---|---|---|---|---|
| State Farm | Bill Krueger | 6050 Clinton Rd, Jackson, MI, 49201-9402 | 41.7 | |
| Liberty Mutual Independent | The Craft Agency Inc | 2533 Spring Arbor Rd, Jackson, MI, 49203 | 38.6 | |
| Liberty Mutual Independent | Michigan Agency Partners | 2929 Spring Arbor Rd, Jackson, MI, 49203 | 38.1 | |
| Farmers | Susan Baker | 168 N 20th St, Battle Creek, MI, 49015 | 28.2 | |
| Liberty Mutual Independent | Denbrock Insurance Agency | 455 W Chicago St Ste B, Coldwater, MI, 49036 | 3.0 | |
| State Farm | Brandon Warner | 2504 Spring Arbor Rd, Jackson, MI, 49203-3602 | 38.7 | |
| State Farm | Rich Dubois | 3415 W Main St, Kalamazoo, MI, 49006-6060 | 39.0 | |
| Allstate | Jeffery Cope | 812 Capital Ave Sw, Battle Creek, MI, 49015 | 27.2 | |
| State Farm | Troy Weldon | 3054 S 9th St Ste A, Kalamazoo, MI, 49009-6250 | 39.3 | |
| State Farm | Gary Younce | 221 E Chicago St, Bronson, MI, 49028-1316 | 7.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $550 | $1,100 | $550 |
| Branch County, MI | $97,700 | $695 | $500 | $970 | $470 |
| Branch County, MI | $97,700 | $695 | $490 | $990 | $500 |
| Hillsdale County, MI | $105,600 | $708 | $500 | $970 | $470 |
| St. Joseph County, MI | $111,200 | $717 | $510 | $1,010 | $500 |
| Auburn, IN | $106,400 | $648 | $470 | $890 | $420 |
| Vandercook Lake, MI | $83,000 | $691 | $490 | $950 | $460 |
| Noble County, IN | $114,500 | $775 | $520 | $1,110 | $590 |
| Swan, IN | $178,000 | $965 | $670 | $1,340 | $670 |
| Antwerp, MI | $149,800 | $666 | $470 | $950 | $480 |
| Lawton, MI | $98,100 | $718 | $490 | $1,020 | $530 |
| Syracuse, IN | $120,600 | $818 | $560 | $1,170 | $610 |