How Can I Make My St. Andrews, SC Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in St. Andrews, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your St. Andrews, SC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $46,000 $40,000 $25,000-$50,000
2 Bedroom $141,500 $120,000 $100,000-$125,000
3 Bedroom $137,500 $120,000 $100,000-$125,000
4 Bedroom $203,000 $190,000 $175,000-$200,000
5 Bedroom $140,500 $120,000 $150,000-$175,000

Estimate your Savings with Home Insurance Discounts in St. Andrews, SC | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$126 $539
Superior Protection Discount -$60 $605
Fire & Security Discount -$60 $605
Hail Resistant Roof Discount -$20 $645
Newly Constructed Home Discount -$133 $532

Choose the Right Deductible for your St. Andrews, SC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Richland County $2,000 $966 $2,966 $702 $2,702 $264
St. Andrews, SC $2,500 $657 $3,157 $477 $2,977 $180
Forest Acres, SC $100 $824 $924 $599 $699 $225
South Congaree, SC $2,000 $851 $2,851 $618 $2,618 $232
Hopkins, SC $200 $806 $1,006 $586 $786 $220
Swansea, SC $2,000 $799 $2,799 $581 $2,581 $218
Livingston, SC $500 $642 $1,142 $467 $967 $176
Westville, SC $2,500 $997 $3,497 $724 $3,224 $272
Sumter North, SC $400 $866 $1,266 $630 $1,030 $237
Pinewood, SC $1,000 $579 $1,579 $421 $1,421 $158
Sumter, SC $400 $837 $1,237 $608 $1,008 $229
Privateer, SC $1,500 $606 $2,106 $441 $1,941 $166

Identify Top Home Insurance Agents near St. Andrews, SC | Back to Top

Home Insurance Company St. Andrews, SC Homeowners Insurance Agency St. Andrews, SC Address Popularity Score Distance from St. Andrews (miles)
Travelers Gmm Insurance 115-A Library Hill Ln, Lexington, SC, 29072
8.4
Allstate Eric Loebs 6911 N Trenholm Rd Ste 6, Columbia, SC, 29206
8.5
State Farm Brad Everhart 1530 Dutch Fork Rd, Irmo, SC, 29063-8827
9.2
Travelers Independent Insurance Brokers Inc 7321 Saint Andrews Rd, Irmo, SC, 29063
4.9
State Farm Shannon Rikard 384 Saint Andrews Road, Columbia, SC, 29210-4427
1.9
Liberty Mutual Independent Greater South Agency 5309 N Trenholm Rd , Columbia, SC, 29206
8.2
State Farm Kalenia Frederick 4711 Forest Dr Ste 4, Columbia, SC, 29206-3125
8.1
State Farm Liz Portee 1907 Sunset Blvd, West Columbia, SC, 29169-5931
3.6
State Farm Chris Spivey 514 Gervais St Ste B, Columbia, SC, 29201-3057
5.1
Travelers Russell Massey & Company 1320 Elmwood Ave, Columbia, SC, 29201
4.7

Compare Rates for St. Andrews, SC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
South Carolina $148,600 $989 $710 $1,360 $650
Richland County, SC $154,100 $977 $700 $1,360 $660
St. Andrews, SC $103,500 $665 $480 $940 $460
Forest Acres, SC $185,800 $834 $590 $1,180 $590
South Congaree, SC $126,200 $861 $610 $1,230 $620
Hopkins, SC $79,400 $816 $590 $1,120 $530
Swansea, SC $69,500 $809 $560 $1,120 $560
Livingston, SC $94,200 $650 $470 $890 $420
Westville, SC $152,300 $1,009 $730 $1,390 $660
Sumter North, SC $129,000 $877 $630 $1,250 $620
Pinewood, SC $85,400 $586 $390 $840 $450
Sumter, SC $128,300 $847 $610 $1,210 $600
Privateer, SC $95,600 $614 $450 $850 $400