Gavop tells you how to get the best homeowners insurance in Scotts Valley, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $166,000 | $130,000 | $175,000-$200,000 |
| 2 Bedroom | $269,500 | $240,000 | $250,000-$300,000 |
| 3 Bedroom | $520,500 | $470,000 | $500,000-$600,000 |
| 4 Bedroom | $821,000 | $770,000 | $900,000-$1,000,000 |
| 5 Bedroom | $1,199,000 | $970,000 | More than 10,000,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$87 | $1,004 |
| Home and Two Car | -$185 | $906 |
| Home and Three Car | -$262 | $829 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Santa Cruz County | $700 | $1,251 | $1,951 | $909 | $1,609 | $342 |
| Scotts Valley, CA | $2,500 | $1,078 | $3,578 | $783 | $3,283 | $295 |
| Santa Cruz County, CA | $100 | $1,251 | $1,351 | $909 | $1,009 | $342 |
| Paradise Park, CA | $1,500 | $734 | $2,234 | $533 | $2,033 | $201 |
| Brookdale, CA | $500 | $1,818 | $2,318 | $1,321 | $1,821 | $497 |
| Monte Sereno, CA | $2,500 | $815 | $3,315 | $592 | $3,092 | $223 |
| Llagas-Uvas, CA | $200 | $2,405 | $2,605 | $1,748 | $1,948 | $657 |
| Fruitdale, CA | $700 | $1,963 | $2,663 | $1,427 | $2,127 | $536 |
| South Santa Clara Valley, CA | $200 | $1,025 | $1,225 | $745 | $945 | $280 |
| West Menlo Park, CA | $2,000 | $815 | $2,815 | $592 | $2,592 | $223 |
| San Juan Bautista, CA | $500 | $978 | $1,478 | $711 | $1,211 | $267 |
| Colma, CA | $700 | $1,757 | $2,457 | $1,277 | $1,977 | $480 |
| Home Insurance Company Scotts Valley, CA | Homeowners Insurance Agency Scotts Valley, CA | Address | Popularity Score | Distance from Scotts Valley (miles) |
|---|---|---|---|---|
| State Farm | Michelle Nguyen | 3220 Stevens Creek Blvd Ste B, San Jose, CA, 95117-1131 | 18.7 | |
| State Farm | Chris Buich | 2222 E Cliff Dr Ste 200, Santa Cruz, CA, 95062-4739 | 6.4 | |
| State Farm | Yogi Chugh | 3650 Thornton Ave, Fremont, CA, 94536-7400 | 35.0 | |
| Farmers | Veronica Perez | 1000 Pajaro St Ste Bb, Salinas, CA, 93901 | 33.6 | |
| State Farm | Kristen Termini | 1762 Miramonte Ave, Mountain View, CA, 94040-3763 | 22.2 | |
| State Farm | Damon Cart | 2222 E Cliff Dr Ste 200, Santa Cruz, CA, 95062-4739 | 6.4 | |
| State Farm | Mike Mccauley | 1044 41st Ave, Santa Cruz, CA, 95062-4447 | 6.6 | |
| State Farm | Laureen Yungmeyer | 718 Water St, Santa Cruz, CA, 95060-4117 | 5.2 | |
| State Farm | Carlos Acosta | 1075 Old County Rd Ste A, Belmont, CA, 94002-3936 | 35.2 | |
| Allstate | Barry Brewer | 21040 Homestead Rd Ste 204, Cupertino, CA, 95014 | 19.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Santa Cruz County, CA | $659,900 | $1,266 | $940 | $1,720 | $780 |
| Scotts Valley, CA | $717,800 | $1,091 | $810 | $1,480 | $670 |
| Santa Cruz County, CA | $659,900 | $1,266 | $940 | $1,720 | $780 |
| Paradise Park, CA | $265,700 | $743 | $550 | $1,010 | $460 |
| Brookdale, CA | $643,500 | $1,840 | $1,360 | $2,500 | $1,140 |
| Monte Sereno, CA | $2,000,001 | $825 | $610 | $1,120 | $510 |
| Llagas-Uvas, CA | $935,600 | $2,434 | $1,800 | $3,310 | $1,510 |
| Fruitdale, CA | $710,900 | $1,987 | $1,470 | $2,700 | $1,230 |
| South Santa Clara Valley, CA | $672,300 | $1,037 | $770 | $1,410 | $640 |
| West Menlo Park, CA | $1,862,500 | $825 | $610 | $1,120 | $510 |
| San Juan Bautista, CA | $598,000 | $990 | $730 | $1,350 | $620 |
| Colma, CA | $616,200 | $1,778 | $1,320 | $2,420 | $1,100 |