Gavop shows you how to buy homeowners insurance in North Greenbush, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $60,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $162,000 | $150,000 | $150,000-$175,000 |
| 3 Bedroom | $187,000 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $340,000 | $290,000 | $350,000-$400,000 |
| 5 Bedroom | $284,000 | $240,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$96 | $590 |
| Superior Protection Discount | -$69 | $618 |
| Fire & Security Discount | -$48 | $638 |
| Hail Resistant Roof Discount | -$14 | $673 |
| Newly Constructed Home Discount | -$178 | $508 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Rensselaer County | $1,000 | $690 | $1,690 | $501 | $1,501 | $189 |
| North Greenbush, NY | $1,000 | $678 | $1,678 | $493 | $1,493 | $185 |
| Williamstown, MA | $200 | $863 | $1,063 | $627 | $827 | $236 |
| Schoharie, NY | $2,500 | $658 | $3,158 | $478 | $2,978 | $180 |
| Charleston, NY | $100 | $634 | $734 | $461 | $561 | $173 |
| Tannersville, NY | $2,000 | $665 | $2,665 | $483 | $2,483 | $182 |
| Root, NY | $700 | $587 | $1,287 | $426 | $1,126 | $160 |
| West Glens Falls, NY | $100 | $647 | $747 | $470 | $570 | $177 |
| Richmondville, NY | $2,000 | $637 | $2,637 | $463 | $2,463 | $174 |
| Lake Luzerne, NY | $100 | $667 | $767 | $485 | $585 | $182 |
| Queensbury, NY | $1,000 | $707 | $1,707 | $514 | $1,514 | $193 |
| Home Insurance Company North Greenbush, NY | Homeowners Insurance Agency North Greenbush, NY | Address | Popularity Score | Distance from North Greenbush (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Hms Agency Inc | 454 Sand Creek Rd, Albany, NY, 12205 | 7.8 | |
| State Farm | Jane Bonavita | 210 Delaware Ave, Delmar, NY, 12054-1221 | 8.2 | |
| Travelers | Helsmoortel Insurance Agency Inc | 148 Burt Street, Saugerties, NY, 12477 | 44.4 | |
| Allstate | Julie Baldes | 931 Altamont Ave, Schenectady, NY, 12303 | 15.8 | |
| State Farm | Jane Hans Wasserbach | 513 Albany Shaker Rd, Loudonville, NY, 12211-1550 | 6.4 | |
| Allstate | Brabazon Agency | 5327 State Route 23, Windham, NY, 12496 | 39.0 | |
| Erie | Empire Region Insurance Agency | 4 Avis Drive Suite 108, Latham, NY, 12110 | 7.8 | |
| Erie | Whiting Insurance Agency Llc | 448 Route 9w, Glenmont, NY, 12077 | 8.2 | |
| Allstate | Sarah Guzzo | 127 Wolf Rd, Albany, NY, 12205 | 7.7 | |
| State Farm | Tom Loughlin | 2215 Rt 9w North, Lake Katrine, NY, 12449 | 49.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $840 | $1,610 | $770 |
| Rensselaer County, NY | $183,400 | $698 | $470 | $960 | $490 |
| North Greenbush, NY | $214,400 | $686 | $490 | $940 | $450 |
| Williamstown, MA | $303,100 | $873 | $590 | $1,230 | $640 |
| Schoharie, NY | $161,200 | $666 | $470 | $950 | $480 |
| Charleston, NY | $148,900 | $642 | $460 | $890 | $430 |
| Tannersville, NY | $164,300 | $673 | $490 | $950 | $460 |
| Root, NY | $106,700 | $594 | $410 | $850 | $440 |
| West Glens Falls, NY | $155,700 | $655 | $450 | $920 | $470 |
| Richmondville, NY | $150,500 | $645 | $450 | $920 | $470 |
| Lake Luzerne, NY | $165,400 | $675 | $470 | $960 | $490 |
| Queensbury, NY | $223,900 | $716 | $520 | $1,010 | $490 |