Gavop shows you how to buy homeowners insurance in Pike Road, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $75,000 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $102,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $242,000 | $210,000 | $250,000-$300,000 |
| 4 Bedroom | $280,500 | $240,000 | $200,000-$250,000 |
| 5 Bedroom | $487,000 | $440,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$191 | $814 |
| Superior Protection Discount | -$90 | $914 |
| Fire & Security Discount | -$70 | $934 |
| Hail Resistant Roof Discount | -$20 | $985 |
| Newly Constructed Home Discount | -$211 | $794 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $700 | $1,035 | $1,735 | $752 | $1,452 | $283 |
| Pike Road, AL | $2,000 | $993 | $2,993 | $721 | $2,721 | $271 |
| Hayneville, AL | $400 | $709 | $1,109 | $516 | $916 | $194 |
| Petrey-Highland Home, AL | $2,000 | $782 | $2,782 | $569 | $2,569 | $214 |
| Little Texas-Society Hill, AL | $100 | $766 | $866 | $556 | $656 | $209 |
| Loachapoka, AL | $1,000 | $1,200 | $2,200 | $872 | $1,872 | $328 |
| Hissop, AL | $400 | $985 | $1,385 | $716 | $1,116 | $269 |
| Selmont-Tyler, AL | $1,000 | $651 | $1,651 | $473 | $1,473 | $178 |
| Jacksons' Gap, AL | $100 | $884 | $984 | $643 | $743 | $242 |
| Coosa County, AL | $2,500 | $754 | $3,254 | $548 | $3,048 | $206 |
| Beauregard-Marvyn, AL | $100 | $822 | $922 | $597 | $697 | $225 |
| Barbour County, AL | $2,000 | $764 | $2,764 | $555 | $2,555 | $209 |
| Home Insurance Company Pike Road, AL | Homeowners Insurance Agency Pike Road, AL | Address | Popularity Score | Distance from Pike Road (miles) |
|---|---|---|---|---|
| State Farm | Ken Bishop | 2101 Eastern Blvd Ste 111, Montgomery, AL, 36117-1610 | 9.8 | |
| Travelers | Liveoak Agency Inc | 4791 Main St, Millbrook, AL, 36054 | 23.2 | |
| State Farm | Shane Anderson | 5289 Vaughn Rd, Montgomery, AL, 36116-1104 | 9.2 | |
| State Farm | Clay Carroll | 2531 Bell Rd, Montgomery, AL, 36117-4369 | 8.5 | |
| State Farm | Charles Smith | 2135 Taylor Rd, Montgomery, AL, 36117-3422 | 8.2 | |
| Liberty Mutual Independent | Premiere Agency Network Llc | 1712 Taliaferro Trl, Montgomery, AL, 36117 | 8.1 | |
| Farmers | David Robertson | 8220 Old Federal Rd, Montgomery, AL, 36117 | 7.6 | |
| Travelers | Aronov Insurance Inc | 3500 Eastern Blvd, Montgomery, AL, 36116 | 9.3 | |
| Allstate | Malcolm Calhoun | 8417 Crossland Loop, Montgomery, AL, 36117 | 7.4 | |
| Travelers | Harmon Dennis Bradshaw Inc | 7115 Halcyon Summit Dr, Montgomery, AL, 36117 | 9.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $850 | $1,620 | $770 |
| Montgomery County, AL | $124,100 | $1,047 | $720 | $1,450 | $730 |
| Pike Road, AL | $252,200 | $1,005 | $730 | $1,420 | $690 |
| Hayneville, AL | $60,900 | $718 | $490 | $1,020 | $530 |
| Petrey-Highland Home, AL | $70,700 | $792 | $550 | $1,120 | $570 |
| Little Texas-Society Hill, AL | $68,400 | $775 | $560 | $1,060 | $500 |
| Loachapoka, AL | $141,700 | $1,215 | $860 | $1,660 | $800 |
| Hissop, AL | $101,300 | $997 | $730 | $1,370 | $640 |
| Selmont-Tyler, AL | $59,700 | $658 | $480 | $910 | $430 |
| Jacksons' Gap, AL | $85,400 | $895 | $620 | $1,240 | $620 |
| Coosa County, AL | $87,300 | $763 | $540 | $1,060 | $520 |
| Beauregard-Marvyn, AL | $132,600 | $832 | $570 | $1,170 | $600 |
| Barbour County, AL | $89,300 | $774 | $550 | $1,100 | $550 |