Gavop's guide to buying homeowners insurance in Pomfret, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Pomfret, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 113, Pulaski St, Cleveland Ave, Bernett Dr, Co Touring Rte 78, Co Rd 323, Walden Rd, Osborne Rd, Frisbee Rd, Nance Ter | $139,500 | $130,000 | $125,000-$150,000 | $111,000 | $90,000 | $75,000-$100,000 |
| Co Rd 618, Canadaway St, E Main Rd, Brainard Rd, Edgewood Dr, Porter Rd, Georges Pl, Rotunda Blvd, Gillis St, 6th St | $118,500 | $100,000 | $100,000-$125,000 | $100,500 | $80,000 | $75,000-$100,000 |
| Maytum Rd, Co Touring Rte 78, Middle Rd, Seymour Rd, Union St, Terrace St, Bennett Rd W, Lakeview Rd, Ryan Pl, Berry St | $149,000 | $120,000 | $175,000-$200,000 | $126,000 | $110,000 | $125,000-$150,000 |
| Shorewood Dr, Kelly Hill Rd, Brendon Ct, Adams Rd, James Pl, Glasgow Road on the Lake, Co Rd 121, Franklin Ave, Bennett Rd, Cushing St | $172,000 | $150,000 | $200,000-$250,000 | $100,000 | $90,000 | $100,000-$125,000 |
| Van Buren Rd, Westerly Dr, Van Buren Rd, Stone Rd, Norton Pl, Ridgeway Cir, Ridgeway, Terrace St, Link St, Hamlet St | $105,000 | $80,000 | $75,000-$100,000 | $63,500 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$133 | $818 |
| Superior Protection Discount | -$86 | $866 |
| Fire & Security Discount | -$105 | $847 |
| Hail Resistant Roof Discount | -$19 | $933 |
| Newly Constructed Home Discount | -$257 | $695 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chautauqua County | $2,000 | $1,211 | $3,211 | $880 | $2,880 | $331 |
| Pomfret, NY | $1,500 | $940 | $2,440 | $683 | $2,183 | $257 |
| Dunkirk, NY | $200 | $957 | $1,157 | $695 | $895 | $261 |
| Chautauqua County, NY | $2,500 | $1,211 | $3,711 | $880 | $3,380 | $331 |
| Sinclairville, NY | $100 | $587 | $687 | $426 | $526 | $160 |
| New Albion, NY | $2,500 | $592 | $3,092 | $430 | $2,930 | $162 |
| Napoli, NY | $500 | $586 | $1,086 | $426 | $926 | $160 |
| North Boston, NY | $1,500 | $658 | $2,158 | $478 | $1,978 | $180 |
| Columbus, PA | $200 | $586 | $786 | $426 | $626 | $160 |
| Grandyle Village, NY | $2,000 | $630 | $2,630 | $458 | $2,458 | $172 |
| Elma Center, NY | $200 | $949 | $1,149 | $690 | $890 | $259 |
| Tonawanda, NY | $700 | $1,190 | $1,890 | $865 | $1,565 | $325 |
| Home Insurance Company Pomfret, NY | Homeowners Insurance Agency Pomfret, NY | Address | Popularity Score | Distance from Pomfret (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Walsh Duffield Companies Inc | 801 Main St, Buffalo, NY, 14203 | 41.0 | |
| Travelers | Bob White Insurance Agency | 602 Grover Cleveland Hwy , Amherst, NY, 14226 | 47.1 | |
| Travelers | Bob White Insurance Agency | 602 Grover Cleveland Highway Suite A, Amherst, NY, 14226 | 47.1 | |
| State Farm | Dan Scaglione | 928 French Rd Bldg A, Cheektowaga, NY, 14227-3632 | 44.4 | |
| Travelers | Johnson & Hens Agency Inc | 1136 Central Ave, Dunkirk, NY, 14048 | 3.6 | |
| Travelers | The Decker Agency Inc | 37 Elmwood Avenue, Buffalo, NY, 14201 | 40.9 | |
| State Farm | Joe Czaja | 1021 Union Rd, West Seneca, NY, 14224-3401 | 41.3 | |
| Allstate | Ciro Esposito | 2201 Kensington Ave, Amherst, NY, 14226 | 46.9 | |
| Allstate | Brocton Agency | 13 W Main St, Brocton, NY, 14716 | 5.8 | |
| Nationwide | Ruth T. Eckstrom | 192 E Main St, Fredonia, NY, 14063-1410 | 2.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,610 | $820 |
| Chautauqua County, NY | $85,800 | $1,226 | $830 | $1,740 | $910 |
| Pomfret, NY | $124,800 | $952 | $660 | $1,350 | $690 |
| Dunkirk, NY | $64,300 | $968 | $660 | $1,330 | $670 |
| Chautauqua County, NY | $85,800 | $1,226 | $880 | $1,740 | $860 |
| Sinclairville, NY | $76,700 | $594 | $400 | $810 | $410 |
| New Albion, NY | $68,800 | $599 | $410 | $830 | $420 |
| Napoli, NY | $78,800 | $593 | $430 | $820 | $390 |
| North Boston, NY | $161,500 | $666 | $460 | $910 | $450 |
| Columbus, PA | $99,200 | $593 | $420 | $820 | $400 |
| Grandyle Village, NY | $146,900 | $638 | $430 | $870 | $440 |
| Elma Center, NY | $250,700 | $961 | $640 | $1,330 | $690 |
| Tonawanda, NY | $124,200 | $1,205 | $870 | $1,650 | $780 |