How Can I Make My Wise County, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Wise County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Wise County, TX Home Insurance Coverage Levels | Back to Top

Wise County, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Central Ave, Oakmeadow Dr, Co Rd 4195, Bilby St, New Hope Rd, Co Rd 2797, Bronco Ln, W Decatur St, Cr 4860, Co Rd 2202 $110,500 $100,000 $75,000-$100,000 $74,000 $60,000 $75,000-$100,000
Co Rd 4841, Co Rd 3697, Calhoun Ct, S Deer Park Rd, Charlies Rd, Seven Hills Dr, Co Rd 1338, Co Rd 2659, Woody St, Co Rd 4678 $170,000 $150,000 $150,000-$175,000 $163,000 $140,000 $125,000-$150,000
Co Rd 1404, Pr Rd 4913, N Newark St, Pr 4476, Main St, Co Rd 3432, Co Rd 4884, Co Rd 4791, Ridgewood Dr, Greenwood St $139,000 $120,000 $125,000-$150,000 $105,500 $80,000 $75,000-$100,000
Co Rd 3637, Co Rd 2171, Co Rd 3330, Longbranch Dr, Senic Dr, Laree, Singing Meadows Ln, FM 2952, Cox Rd, Co Rd 4773 $124,000 $110,000 $100,000-$125,000 $111,000 $100,000 $100,000-$125,000
Sanders Dr, Mallard St, N Holman St, James St, Pr 3639, Aurora St, Co Rd 3698, W Elm St, Agnes N, 2nd St $109,000 $90,000 $75,000-$100,000 $89,500 $80,000 $50,000-$75,000
Co Rd 2048, Cactus Canyon Dr, Co Rd 3690, Co Rd 3343, Jeremy Ln, W Bus Hwy 380, Pvt Rd 2223, Co Rd 3516, E Munger St, FM 2210 $207,500 $180,000 $175,000-$200,000 $120,500 $100,000 $100,000-$125,000
1652, Sunrise Ave, Co Rd 4004, Pr, Co Rd 3294, Pump Station Rd, Co Rd 4713, Stony Rd, Rock Salt Dr, Hubbard Rd $161,000 $150,000 $150,000-$175,000 $76,000 $60,000 $75,000-$100,000
Co Rd 1170, Pvt Rd 3659, S Old Reunion Rd, Goodnight Trl, Washington St, Co Rd 1593, Co Rd 4421, Valley Meadow Dr, Pvt Rd 3831, Pvt Rd 4689 $139,000 $110,000 $150,000-$175,000 $150,000 $130,000 $150,000-$175,000
Co Rd 3806, Co Rd 4692, Co Rd 1750, Trinity St, S Hill St, E Morton Ave, W Aurora Vista Trl, N Lee Col, Co Rd 1170, Sunflower $181,000 $150,000 $200,000-$250,000 $72,000 $60,000 $50,000-$75,000
Pr 3662, Pvt Rd 4433, Co Rd 3345, W 2nd Ave, E US Hwy 380 Bus, Co Rd 4281, Pr 2219, E Ward St, Cr 2228, Co Rd 1783 $192,000 $150,000 $200,000-$250,000 $92,000 $80,000 $100,000-$125,000

Choose the Best Wise County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 700-749 Credit Score $100 to $150,000 No Pets, Smoker $370
Freelancer 650-699 Credit Score $50 to $75,000 More than 3 Pets at home, Non-Smoker $1,010
Retired 500-549 Credit Score <$25,000 3 Pets, Non-Smoker $250

Choose the Right Deductible for your Wise County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $100 $560 $660 $480 $580 $80
Wise County, TX $1,500 $610 $1,110 $530 $2,030 $-920
Wise County, TX $2,500 $580 $1,080 $490 $2,990 $-1,910
Trophy Club, TX $500 $1,390 $1,890 $1,180 $1,680 $210
Lantana, TX $1,500 $1,430 $1,930 $1,240 $2,740 $-810
Watauga, TX $500 $510 $1,010 $430 $930 $80
Haltom City, TX $1,500 $400 $900 $340 $1,840 $-940
Shady Shores, TX $400 $1,210 $1,610 $1,000 $1,400 $210
Richland Hills, TX $2,500 $430 $930 $350 $2,850 $-1,920
Lakewood Village, TX $200 $1,020 $1,220 $850 $1,050 $170
Gainesville, TX $700 $370 $870 $310 $1,010 $-140
Lake Kiowa, TX $200 $980 $1,180 $830 $1,030 $150
Collinsville, TX $1,500 $420 $920 $350 $1,850 $-930

Identify Top Home Insurance Agents near Wise County, TX | Back to Top

Home Insurance Company Wise County, TX Homeowners Insurance Agency Wise County, TX Address Popularity Score Distance from Wise County (miles)
Travelers Goosehead Insurance 100 E Royal Ln Ste 320, Irving, TX, 75039
46.9
Travelers Mike Leonard Insurance Agency 1930 Rosemeade Ste 215, Carrollton, TX, 75007
46.8
Farmers Brett Vance 204 S Main St Ste 230, Keller, TX, 76248
30.5
State Farm Claudia Salas 2335 W Shady Grove Rd Ste 100a, Irving, TX, 75060-5059
48.8
Allstate Malik Hayat 8300 N Macarthur Blvd Ste 120, Irving, TX, 75063
45.3
Farmers Steve Fusco 203 Fm 156 N, Haslet, TX, 76052
24.5
Travelers Pearman Insurance Agency Inc 604 W Main St Ste B, Decatur, TX, 76234
3.8
Travelers Texas Insurance Agency Inc 111 S Trinity, Decatur, TX, 76234
4.0
Allstate Alex Long 3435 N Belt Line Rd Ste 119, Irving, TX, 75062
45.9
Farmers Jim Barrett 8090 Precinct Line Rd Ste 101, Colleyville, TX, 76034
35.0

Compare Rates for Wise County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $640 $420 $990 $570
Wise County, TX $121,400 $630 $420 $970 $550
Wise County, TX $121,400 $500 $330 $770 $440
Trophy Club, TX $269,600 $1,190 $790 $1,830 $1,040
Lantana, TX $296,100 $1,240 $820 $1,910 $1,090
Watauga, TX $104,500 $570 $380 $880 $500
Haltom City, TX $88,100 $440 $290 $680 $390
Shady Shores, TX $274,000 $1,560 $1,030 $2,400 $1,370
Richland Hills, TX $103,600 $410 $270 $630 $360
Lakewood Village, TX $222,800 $1,000 $660 $1,540 $880
Gainesville, TX $90,000 $470 $310 $720 $410
Lake Kiowa, TX $203,900 $1,060 $700 $1,630 $930
Collinsville, TX $94,500 $490 $320 $750 $430

9 Ways to Get Discounts on Homeowners Insurance in Wise County, TX

What Makes Your Wise County, TX Home Insurance Cheap or Expensive