Gavop shows you how to buy homeowners insurance in Wise County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Wise County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Central Ave, Oakmeadow Dr, Co Rd 4195, Bilby St, New Hope Rd, Co Rd 2797, Bronco Ln, W Decatur St, Cr 4860, Co Rd 2202 | $110,500 | $100,000 | $75,000-$100,000 | $74,000 | $60,000 | $75,000-$100,000 |
| Co Rd 4841, Co Rd 3697, Calhoun Ct, S Deer Park Rd, Charlies Rd, Seven Hills Dr, Co Rd 1338, Co Rd 2659, Woody St, Co Rd 4678 | $170,000 | $150,000 | $150,000-$175,000 | $163,000 | $140,000 | $125,000-$150,000 |
| Co Rd 1404, Pr Rd 4913, N Newark St, Pr 4476, Main St, Co Rd 3432, Co Rd 4884, Co Rd 4791, Ridgewood Dr, Greenwood St | $139,000 | $120,000 | $125,000-$150,000 | $105,500 | $80,000 | $75,000-$100,000 |
| Co Rd 3637, Co Rd 2171, Co Rd 3330, Longbranch Dr, Senic Dr, Laree, Singing Meadows Ln, FM 2952, Cox Rd, Co Rd 4773 | $124,000 | $110,000 | $100,000-$125,000 | $111,000 | $100,000 | $100,000-$125,000 |
| Sanders Dr, Mallard St, N Holman St, James St, Pr 3639, Aurora St, Co Rd 3698, W Elm St, Agnes N, 2nd St | $109,000 | $90,000 | $75,000-$100,000 | $89,500 | $80,000 | $50,000-$75,000 |
| Co Rd 2048, Cactus Canyon Dr, Co Rd 3690, Co Rd 3343, Jeremy Ln, W Bus Hwy 380, Pvt Rd 2223, Co Rd 3516, E Munger St, FM 2210 | $207,500 | $180,000 | $175,000-$200,000 | $120,500 | $100,000 | $100,000-$125,000 |
| 1652, Sunrise Ave, Co Rd 4004, Pr, Co Rd 3294, Pump Station Rd, Co Rd 4713, Stony Rd, Rock Salt Dr, Hubbard Rd | $161,000 | $150,000 | $150,000-$175,000 | $76,000 | $60,000 | $75,000-$100,000 |
| Co Rd 1170, Pvt Rd 3659, S Old Reunion Rd, Goodnight Trl, Washington St, Co Rd 1593, Co Rd 4421, Valley Meadow Dr, Pvt Rd 3831, Pvt Rd 4689 | $139,000 | $110,000 | $150,000-$175,000 | $150,000 | $130,000 | $150,000-$175,000 |
| Co Rd 3806, Co Rd 4692, Co Rd 1750, Trinity St, S Hill St, E Morton Ave, W Aurora Vista Trl, N Lee Col, Co Rd 1170, Sunflower | $181,000 | $150,000 | $200,000-$250,000 | $72,000 | $60,000 | $50,000-$75,000 |
| Pr 3662, Pvt Rd 4433, Co Rd 3345, W 2nd Ave, E US Hwy 380 Bus, Co Rd 4281, Pr 2219, E Ward St, Cr 2228, Co Rd 1783 | $192,000 | $150,000 | $200,000-$250,000 | $92,000 | $80,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$242 | $1,269 |
| Superior Protection Discount | -$136 | $1,375 |
| Fire & Security Discount | -$166 | $1,345 |
| Hail Resistant Roof Discount | -$45 | $1,466 |
| Newly Constructed Home Discount | -$302 | $1,209 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wise County | $1,500 | $1,493 | $2,993 | $1,085 | $2,585 | $408 |
| Wise County, TX | $2,500 | $1,493 | $3,993 | $1,085 | $3,585 | $408 |
| Trophy Club, TX | $500 | $1,148 | $1,648 | $834 | $1,334 | $314 |
| Lantana, TX | $1,500 | $1,176 | $2,676 | $855 | $2,355 | $321 |
| Watauga, TX | $500 | $981 | $1,481 | $713 | $1,213 | $268 |
| Haltom City, TX | $1,500 | $1,331 | $2,831 | $967 | $2,467 | $364 |
| Shady Shores, TX | $400 | $2,017 | $2,417 | $1,466 | $1,866 | $551 |
| Richland Hills, TX | $2,500 | $980 | $3,480 | $712 | $3,212 | $268 |
| Lakewood Village, TX | $200 | $1,928 | $2,128 | $1,401 | $1,601 | $527 |
| Gainesville, TX | $700 | $955 | $1,655 | $694 | $1,394 | $261 |
| Lake Kiowa, TX | $200 | $1,933 | $2,133 | $1,404 | $1,604 | $528 |
| Collinsville, TX | $1,500 | $1,474 | $2,974 | $1,071 | $2,571 | $403 |
| Home Insurance Company Wise County, TX | Homeowners Insurance Agency Wise County, TX | Address | Popularity Score | Distance from Wise County (miles) |
|---|---|---|---|---|
| Travelers | Goosehead Insurance | 100 E Royal Ln Ste 320, Irving, TX, 75039 | 46.9 | |
| Travelers | Mike Leonard Insurance Agency | 1930 Rosemeade Ste 215, Carrollton, TX, 75007 | 46.8 | |
| Farmers | Brett Vance | 204 S Main St Ste 230, Keller, TX, 76248 | 30.5 | |
| State Farm | Claudia Salas | 2335 W Shady Grove Rd Ste 100a, Irving, TX, 75060-5059 | 48.8 | |
| Allstate | Malik Hayat | 8300 N Macarthur Blvd Ste 120, Irving, TX, 75063 | 45.3 | |
| Farmers | Steve Fusco | 203 Fm 156 N, Haslet, TX, 76052 | 24.5 | |
| Travelers | Pearman Insurance Agency Inc | 604 W Main St Ste B, Decatur, TX, 76234 | 3.8 | |
| Travelers | Texas Insurance Agency Inc | 111 S Trinity, Decatur, TX, 76234 | 4.0 | |
| Allstate | Alex Long | 3435 N Belt Line Rd Ste 119, Irving, TX, 75062 | 45.9 | |
| Farmers | Jim Barrett | 8090 Precinct Line Rd Ste 101, Colleyville, TX, 76034 | 35.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Wise County, TX | $141,700 | $1,511 | $1,000 | $2,330 | $1,330 |
| Wise County, TX | $141,700 | $1,511 | $1,000 | $2,330 | $1,330 |
| Trophy Club, TX | $348,100 | $1,162 | $770 | $1,790 | $1,020 |
| Lantana, TX | $359,600 | $1,190 | $790 | $1,830 | $1,040 |
| Watauga, TX | $115,700 | $993 | $660 | $1,530 | $870 |
| Haltom City, TX | $95,300 | $1,347 | $890 | $2,070 | $1,180 |
| Shady Shores, TX | $288,000 | $2,042 | $1,350 | $3,140 | $1,790 |
| Richland Hills, TX | $115,500 | $992 | $650 | $1,530 | $880 |
| Lakewood Village, TX | $252,300 | $1,951 | $1,290 | $3,000 | $1,710 |
| Gainesville, TX | $98,100 | $967 | $640 | $1,490 | $850 |
| Lake Kiowa, TX | $254,700 | $1,956 | $1,290 | $3,010 | $1,720 |
| Collinsville, TX | $94,100 | $1,492 | $980 | $2,300 | $1,320 |