How Can I Make My Pembroke Pines, FL Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Pembroke Pines, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Pembroke Pines, FL Home Insurance Coverage Levels | Back to Top

Pembroke Pines, FL - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Saint Charles Pl, SW 71st St, SW 177th Way, Poinsetta Ct, SW 164th Way, Encino Cir N, SW 108th Ave, NW 133rd Ave, NW 97th Way, SW 191st Ave $317,500 $270,000 $300,000-$350,000 $272,000 $230,000 $300,000-$350,000
SW 93rd Ter, Derby Ct, SW 132nd Way, NW 207th Way, King Arthur Ave, NW 130th Way, NW 3 St, NW 188th Ter, Hancock Rd, SW 70th Pl $266,500 $220,000 $200,000-$250,000 $193,000 $180,000 $200,000-$250,000
SW 175th Way, NW 164th Ave, NW 162nd Way, SW 69th Pl, Panama St, Hawkes Bluff Ave, SW 62nd Ct, Orleans St, NW 20th Dr, SW 114 Ave $236,500 $190,000 $250,000-$300,000 $122,000 $100,000 $125,000-$150,000
Dover Ct, SW 62nd St, Sedgewyck Cir W, SW 183rd Ter, SW 69th Way, NW 82nd Way, SW 168th Ave, Poinciana St, SW 120th Ter, SW 159th Ln $363,000 $310,000 $300,000-$350,000 $276,000 $230,000 $300,000-$350,000
Cypress Dr, Maple St, Venetian St, S French Dr, SW 123rd Ave, 119th Ave, NW 163rd Ter, SW 181st Ter, SW 65th Way, NW 137th Ter $164,500 $140,000 $125,000-$150,000 $93,500 $90,000 $75,000-$100,000

Estimate your Savings with Home Insurance Discounts in Pembroke Pines, FL | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$220 $1,157
Superior Protection Discount -$138 $1,240
Fire & Security Discount -$124 $1,254
Hail Resistant Roof Discount -$41 $1,336
Newly Constructed Home Discount -$317 $1,061

Choose your Pembroke Pines, FL Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,095
Physical Damage $2,319
Hail Damage $4,524
Wind Damage $6,560
Expensive Claims
Fire $42,889
Smoke $16,887

Identify Top Home Insurance Agents near Pembroke Pines, FL | Back to Top

Home Insurance Company Pembroke Pines, FL Homeowners Insurance Agency Pembroke Pines, FL Address Popularity Score Distance from Pembroke Pines (miles)
State Farm Laz Maseda 8201 Peters Road, Plantation, FL, 33324
7.8
Allstate Jorge Valdivieso 17505 Pines Blvd, Pembroke Pines, FL, 33029
2.6
Travelers The Chaisteli Group Inc 5400 S University Dr Ste 405, Davie, FL, 33328
5.9
Travelers Bb Insurance Marketing Inc 10167 W Sunrise Blvd 3rd Fl, Plantation, FL, 33322
9.3
State Farm Jane Freilich 10061 Cleary Blvd, Plantation, FL, 33324-1063
8.5
Allstate Lawrence Goldman 5400 S University Dr Ste 106, Davie, FL, 33328
5.9
State Farm Melba Ballard 1843 N Pine Island Rd, Plantation, FL, 33322-5207
9.8
Travelers Knight Insurance Of Broward 1259 S Pine Island Rd, Plantation, FL, 33324
7.4
Allstate Schultz Insurance Group Inc. 2877 S University Dr, Davie, FL, 33328
7.1
State Farm Tami Satterfield 218 S University Dr, Plantation, FL, 33324-3306
8.7

Compare Rates for Pembroke Pines, FL Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Florida $178,700 $1,605 $1,250 $2,150 $900
Broward County, FL $223,400 $1,280 $1,000 $1,720 $720
Pembroke Pines, FL $245,900 $1,378 $1,070 $1,850 $780
Cooper City, FL $346,800 $938 $730 $1,260 $530
Pinewood, FL $155,400 $1,450 $1,130 $1,940 $810
Coral Springs-Margate, FL $182,900 $1,633 $1,270 $2,190 $920
Fountainebleau, FL $159,300 $1,049 $820 $1,410 $590
Hillsboro Pines, FL $378,300 $2,824 $2,200 $3,780 $1,580
Pinecrest, FL $887,700 $945 $740 $1,270 $530
Palm Springs, FL $111,500 $820 $640 $1,100 $460
Acacia Villas, FL $184,800 $1,645 $1,280 $2,200 $920
Lake Belvedere Estates, FL $163,600 $1,505 $1,170 $2,020 $850
Haverhill, FL $172,800 $1,566 $1,220 $2,100 $880

Research Home Insurance Companies Reviews in Pembroke Pines, FL Before Buying | Back to Top

Share a review on your home insurance company


USAA Home Insurance Reviews

Date: January 02, 2020    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
I believe they my home insurance company's offers are better than just about any other insurance company out there. They have reasonable rates and I am covered for everything from flooding to fires, to theft.


Date: September 21, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I am very satisfied with USAA insurance policy offerings. I do believe they cover everything other insurance providers plus more. They also explain their policies very thoroughly to make it easy to understand.


Date: July 16, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
switching to USAA we haven't had to file a home claim. We switched for the price and that we have had excellent customer service with USAA when it comes to auto insurance and our auto loans.

Date: April 02, 2019    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Customer Service
My home insurance company, I would rate 5 on customer service. They have always been quick and easy to take care of my needs and let me know if I need to make any adjustments to my policy.

Date: December 02, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
When we switched to USAA from State Farm our premiums went down. We kept the same type of policy so our deductible stayed the same. We have a $1000 deductible.

Date: October 01, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
Communication with the company has always been good. Any time I have a question or need something, they are very easy to communicate with and get in touch with, they always have the answers and are available at all different hours. Being military, this is extremely helpful.

Date: September 21, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
Going off of other quotes I received on insurance, this had the lowest deductible with the best coverage, it was a no-brainer to go with them for my home insurance policy.

Date: September 10, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
Customer service with this company has always been top notch. From banking to car insurance, home insurance, even roadside assistance when it was needed. Quick responses, and always very helpful.

Date: August 24, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
My home and any additional structures are covered in my policy. In the event of a natural disaster or some other damage to the home, the policy will cover expenses for repair.


Date: August 20, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Website/App
I like that I can reach customer service 24 hours a day 7 days a week. It makes things convenient when I need to know anything about my policies. I do not like that there is no actual storefront for USAA as they operate remotely.

Date: August 02, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Website/App
I think the companies website and mobile app are very easy to use. Have most of my things with this company, and I have been satisfied from the get-go. Great customer service, great prices.

Date: July 27, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Communication
They communicate proactively about fraud alerts, potential scams, services and products available, and what to do in case of emergency or natural disaster. It's always easy to figure out how to get in touch with them. I never have to search for a phone number.

Date: June 05, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Rebuild cost, loss of use if the home is destroyed, personal possessions, medical bills/liability coverage, and other structures coverage.


Date: May 11, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I bundle my banking and insurance with USAA, so they give me great discounts. Their prices are competitive even without the discounts.

Date: May 05, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
English is the first language of the customer service reps. They can see all of my accounts which makes it easy to do all of my business in one transaction. They are always friendly and courteous.

Date: May 05, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
My annual premium just keeps going up every year it goes up in some way shape or form. I am satisfied with it currently, but if it keeps going up then I may be looking to switch in the near future.

Date: January 06, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
I rarely have to interact with my USAA agents. I only really interact with them when I want to discuss my premiums and my coverage and even then it's not really that hard to find someone to talk to at USAA.

Date: January 05, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Website/App
It's easy and clear to read. I don't have to dig around to find links-they're all easily labeled and easy to find. The layout is pleasing and I like the colors and the fonts.

Date: November 25, 2017    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Policy Offerings
My dwelling is completely covered in case of all perils and accidents which may occur on my property at any time.


Date: November 18, 2017    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
They are always there for you no matter the time of day or the situation. You can always reach someone via phone. It's nice being able to reach an agent whenever I want or need to.

Travelers Home Insurance Reviews

Date: September 14, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Premium
The premium provided me the coverage I wanted at a price I could easily afford. Very glad to have this policy. Other offers were 50 to 100 dollars more.

Date: September 05, 2018    Age: Above 60    Gender: Male    Marital Status: Unmarried

Website/App
The app is easy to use and it contains all of my policy information. I can make payments through the app which I really like.

Date: August 24, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Communication
They provide me with the information I need without inundating me with needless emails. Very thankful to have a company that shows some restraint.

Date: July 27, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Customer Service
It is very easy to get questions answered. Filing claims is a breeze. Very friendly Customer services reps who take my needs seriously.

Date: May 07, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
My policy covers liability for injury. The policy covers the contents of my home and structural damages. It, also, has a provision for hail damage.


State Farm Home Insurance Reviews

Date: September 18, 2019    Age: Above 60    Gender: Female    Marital Status: Married

Policy Offerings
They seem to make sure your happy if not they give back 100 dollar and you don't pay for that month.


Date: September 12, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
The premiums at State Farm are lower than other companies at first but tend to rise the longer you are a customer.

Date: October 19, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
I like that the company has an app, I can pay, see my claims, and contact my agent quickly and effeciently.

Farmer's Insurance Home Insurance Reviews

Date: June 20, 2019    Age: 30 to 39    Gender: Married    Marital Status: Female

Customer Service
I have only had to contact the insurance company once. While I spent a longer time waiting for a representative.

Date: November 23, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
The premium and deductible are so expensive. I believe compared to our previous insurance that Farmers is so much higher. We were just told how much better it would be and have not seen it yet.

Liberty Mutual Home Insurance Reviews

Date: December 31, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I felt like the offerings were the same or very similar in terms of coverage, but the price was good because we went through my spouse's educator discount program.


Assurant Specialty Property Home Insurance Reviews

Date: February 09, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
The customer service for Assurant has been good, but not spectacular. Overall, I would rate them 4/5. It is convenient having a direct agent with whom to field calls and work through claims.

American Integrity Insurance Home Insurance Reviews

Date: August 10, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
It is so easy to use, and they have great coverage at an affordable cost. On a scale of 1-5 I would give them a 5, for great customer service.

Citizens Property Insurance Home Insurance Reviews

Date: October 04, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I love my insurance agent. He took care of everything for me, all I had to do was read and sign. My home insurance is affordable and my payment is taken from my bank.

MAPFRE Insurance Home Insurance Reviews

Date: December 28, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
My premium is amazing compared to other companies but my deductible is high on everything but my wifes car. Since it is a 2016 and we finance it, it has to have full coverage but I have liability on my truck and a high deductible on my home insurance

GEICO Home Insurance Reviews

Date: December 27, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
Its available like 24 hours anytime atms available near my location and they give some amazing schemes like they give 0 percent interest rate in the beginning


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