Gavop's guide to buying homeowners insurance in Palmyra, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Palmyra, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Newark Rd, Prospect Dr, Co Rd 220, Sandhill Rd, Archie Parrott Ln, Bonnie Ln, Palmer Rd, Hanagan Rd, E Foster St, Salzburg Vlg | $157,500 | $150,000 | $125,000-$150,000 | $98,000 | $90,000 | $100,000-$125,000 |
| Co Rd 221, Co Rd 316, Jeffery Rd, Sherwood Rd, Canal St, Jagger Rd, Wheel in Cir, Cuyler St, Holmes St, S Town Line Rd | $132,000 | $120,000 | $100,000-$125,000 | $106,000 | $90,000 | $100,000-$125,000 |
| Omeal Rd, Co Rd 210, Gates St, Howell St, Garnsey Rd, Harris Rd, East St, E Charlotte Ave, Co Rd 224, Spring St | $88,500 | $70,000 | $75,000-$100,000 | $72,000 | $60,000 | $75,000-$100,000 |
| S Creek Rd, Desmith Rd, Rolfe St, Cole Rd, Burnham Hts, Division St, Tremont St, Temple Rd, Parker Rd Spr, Macedon Center Rd | $126,000 | $100,000 | $125,000-$150,000 | $100,000 | $90,000 | $100,000-$125,000 |
| Daansen Rd, Johnson St, Stafford Rd, E Main St, Birdsall Pkwy, Canandaigua St, Stafford St, Haak Rd, Co Rd 223, Lyon Rd | $82,000 | $80,000 | $50,000-$75,000 | $66,500 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$142 | $802 |
| Superior Protection Discount | -$94 | $849 |
| Fire & Security Discount | -$104 | $840 |
| Hail Resistant Roof Discount | -$19 | $925 |
| Newly Constructed Home Discount | -$198 | $745 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wayne County | $2,000 | $1,190 | $3,190 | $865 | $2,865 | $325 |
| Palmyra, NY | $1,000 | $932 | $1,932 | $677 | $1,677 | $255 |
| Williamson, NY | $500 | $957 | $1,457 | $695 | $1,195 | $261 |
| East Rochester, NY | $1,500 | $932 | $2,432 | $677 | $2,177 | $255 |
| Rose, NY | $500 | $584 | $1,084 | $424 | $924 | $160 |
| Springport, NY | $1,000 | $600 | $1,600 | $436 | $1,436 | $164 |
| Prattsburgh, NY | $200 | $583 | $783 | $424 | $624 | $159 |
| Barrington, NY | $1,500 | $675 | $2,175 | $490 | $1,990 | $184 |
| Interlaken, NY | $300 | $584 | $884 | $424 | $724 | $160 |
| Camillus, NY | $2,500 | $581 | $3,081 | $422 | $2,922 | $159 |
| Tyrone, NY | $500 | $590 | $1,090 | $429 | $929 | $161 |
| Ossian, NY | $1,000 | $589 | $1,589 | $428 | $1,428 | $161 |
| Home Insurance Company Palmyra, NY | Homeowners Insurance Agency Palmyra, NY | Address | Popularity Score | Distance from Palmyra (miles) |
|---|---|---|---|---|
| Allstate | June P. Birrittella | 119 E Union St, Newark, NY, 14513 | 5.3 | |
| Allstate | Todd Jamalkowski | 100 Meridian Ctr Blvd Ste 200, Rochester, NY, 14618 | 20.0 | |
| Farmers | Steven Drexler | 1892 Winton Rd S Ste 140, Rochester, NY, 14618 | 19.6 | |
| Liberty Mutual Independent | Mgm Associates | 1745 Penfield Rd, Penfield, NY, 14526 | 15.2 | |
| Liberty Mutual Independent | Cleary Insurance Agency | 3720 Main St, Walworth, NY, 14568 | 5.9 | |
| Travelers | Wells Insurance | 644 E Main St, Palmyra, NY, 14522 | 1.9 | |
| State Farm | Bera Jurado | 2511 Browncroft Blvd Ste 102, Rochester, NY, 14625-1513 | 16.8 | |
| Allstate | Van Parys Associates | 229 E Main Street, Palmyra, NY, 14522 | 2.4 | |
| Travelers | Wells Insurance | 644 E Main, Palmyra, NY, 14522 | 1.9 | |
| Allstate | Frank L. Borrelli | 2820 Dewey Ave, Rochester, NY, 14616 | 24.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,590 | $790 |
| Wayne County, NY | $118,900 | $1,205 | $860 | $1,670 | $810 |
| Palmyra, NY | $113,900 | $943 | $650 | $1,350 | $700 |
| Williamson, NY | $128,600 | $968 | $710 | $1,340 | $630 |
| East Rochester, NY | $97,300 | $943 | $690 | $1,330 | $640 |
| Rose, NY | $85,400 | $591 | $420 | $820 | $400 |
| Springport, NY | $123,800 | $607 | $410 | $840 | $430 |
| Prattsburgh, NY | $92,100 | $590 | $420 | $810 | $390 |
| Barrington, NY | $169,000 | $683 | $490 | $940 | $450 |
| Interlaken, NY | $83,800 | $591 | $430 | $840 | $410 |
| Camillus, NY | $142,900 | $588 | $430 | $840 | $410 |
| Tyrone, NY | $111,700 | $597 | $410 | $820 | $410 |
| Ossian, NY | $110,100 | $596 | $400 | $850 | $450 |