Gavop shows you how to buy homeowners insurance in Lyon charter, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $67,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $208,500 | $180,000 | $200,000-$250,000 |
| 3 Bedroom | $289,500 | $250,000 | $200,000-$250,000 |
| 4 Bedroom | $399,000 | $370,000 | $400,000-$500,000 |
| 5 Bedroom | $550,000 | $510,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$166 | $706 |
| Superior Protection Discount | -$87 | $785 |
| Fire & Security Discount | -$96 | $776 |
| Hail Resistant Roof Discount | -$26 | $846 |
| Newly Constructed Home Discount | -$192 | $680 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Oakland County | $2,000 | $837 | $2,837 | $608 | $2,608 | $229 |
| Lyon charter, MI | $700 | $861 | $1,561 | $626 | $1,326 | $235 |
| Brighton, MI | $300 | $793 | $1,093 | $577 | $877 | $217 |
| Ypsilanti, MI | $2,500 | $644 | $3,144 | $468 | $2,968 | $176 |
| Birmingham, MI | $400 | $970 | $1,370 | $705 | $1,105 | $265 |
| Linden, MI | $1,500 | $776 | $2,276 | $564 | $2,064 | $212 |
| Gibraltar, MI | $400 | $761 | $1,161 | $553 | $953 | $208 |
| Manchester, MI | $700 | $825 | $1,525 | $600 | $1,300 | $225 |
| Williamston, MI | $100 | $781 | $881 | $567 | $667 | $213 |
| Wheatfield, MI | $2,000 | $899 | $2,899 | $653 | $2,653 | $246 |
| Detroit Beach, MI | $300 | $708 | $1,008 | $515 | $815 | $194 |
| New Baltimore, MI | $700 | $721 | $1,421 | $524 | $1,224 | $197 |
| Home Insurance Company Lyon charter, MI | Homeowners Insurance Agency Lyon charter, MI | Address | Popularity Score | Distance from Lyon charter (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Bergstrom Insurance Agency | 30701 W 10 Mile Rd Ste 400, Farmington Hills, MI, 48336 | 12.9 | |
| State Farm | Steve Hale | 25810 Plymouth Rd, Redford, MI, 48239-2102 | 17.5 | |
| State Farm | Bobby Branch | 27506 Ford Rd, Garden City, MI, 48135-2921 | 18.4 | |
| State Farm | John Cash | 19203 Grand River Ave, Detroit, MI, 48223-1706 | 19.8 | |
| State Farm | Ryan Wagner | 11770 Newburgh Rd, Livonia, MI, 48150-1061 | 12.6 | |
| State Farm | Terri Anderson-Berger | 43341 Grand Riv Ave, Novi, MI, 48375-1739 | 6.5 | |
| Farmers | Justin Lamb | 3450 Alaiedon Pkwy Ste 105, Okemos, MI, 48864 | 44.2 | |
| Travelers | Griffin Smalley & Wilkerson | 37000 Grand River Ave, Farmington Hills, MI, 48335 | 9.8 | |
| Allstate | Shauna Johnson | 19562 Grand River Ave, Detroit, MI, 48223 | 19.5 | |
| Allstate | Paula M. Schembri | 29207 Ford Rd, Garden City, MI, 48135 | 17.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $520 | $1,110 | $590 |
| Oakland County, MI | $209,800 | $847 | $610 | $1,170 | $560 |
| Lyon charter, MI | $300,100 | $872 | $580 | $1,240 | $660 |
| Brighton, MI | $261,900 | $803 | $580 | $1,140 | $560 |
| Ypsilanti, MI | $136,700 | $652 | $470 | $930 | $460 |
| Birmingham, MI | $467,700 | $982 | $720 | $1,370 | $650 |
| Linden, MI | $143,800 | $785 | $570 | $1,110 | $540 |
| Gibraltar, MI | $132,900 | $770 | $550 | $1,090 | $540 |
| Manchester, MI | $181,700 | $835 | $560 | $1,190 | $630 |
| Williamston, MI | $147,400 | $790 | $560 | $1,130 | $570 |
| Wheatfield, MI | $234,600 | $910 | $620 | $1,260 | $640 |
| Detroit Beach, MI | $97,900 | $717 | $480 | $1,000 | $520 |
| New Baltimore, MI | $206,700 | $730 | $500 | $1,040 | $540 |