How Can I Make My Smith County, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Smith County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Smith County, TX Home Insurance Coverage Levels | Back to Top

Smith County, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Aurora Dr, Co Rd 2118, Beacons Jet Ct, Christine St, Las Vegas Dr, Mills Rd, la Salle Rd, Winchester Dr, Birch Pl, Eagle St $153,000 $140,000 $125,000-$150,000 $152,000 $130,000 $125,000-$150,000
FM 2710, Caldwell Blvd, Equestrian Ln, Hollytree Dr, Shelby Ln, Iberville Dr, Raleigh Dr, Co Rd 1178, Bluewaters Ln, Chad Dr $278,500 $260,000 $300,000-$350,000 $144,500 $130,000 $125,000-$150,000
Co Rd 1149, Rosanah St, Mobile Dr, Co Rd 324, Nimitz St, Plaza, Hagan Rd, Co Rd 4185, Lamp Post Cv, Trailwood Ct $253,000 $240,000 $200,000-$250,000 $132,000 $120,000 $125,000-$150,000
N Horace Ave, N Broadway Ave, Co Rd 3112 N, Wood Springs Rd, Co Rd 1115, Greenway Cir, Co Rd 2170, Boney Dr, E Erwin St, Holly Hill Dr $74,000 $60,000 $50,000-$75,000 $73,500 $60,000 $75,000-$100,000
Co Rd 363, Co Rd 220, North Dr, Vine Heights St, Baldwin Dr, W 10th St, Dudley Rd, Navasota Dr, N Georgia St, Oakleigh Dr $86,500 $70,000 $75,000-$100,000 $103,000 $90,000 $75,000-$100,000
Arizona Dr, Golden Horseshoe Ln, Cedar Ln, Cascades Blvd, Champion Dr, S Donnybrook Ave, Todd Rd, Co Rd 1287, Buck Dr, Cherokee Way $130,500 $110,000 $100,000-$125,000 $156,500 $130,000 $150,000-$175,000
Shadywood Dr, Community Ln, Big Eddy Rd, Old FM 344, Pine Springs Dr, Brownwood Cir, Wild Country Dr, Co Rd 448, San Mateo Ln, Lowry St $158,500 $150,000 $150,000-$175,000 $109,500 $100,000 $75,000-$100,000
Hill Top Dr, Timberline Dr, Surrey Ln, Azalea Trl, Co Rd 1114, Morningside Dr, Brooks Dr, S Azalea Dr, N Whitten Ave, Armadillo Dr $165,000 $140,000 $150,000-$175,000 $100,000 $90,000 $75,000-$100,000
S Bay Dr, Sugar Maple Ct, Pleasant Hill Cir, Neches Pkwy, Hillcrest Rd, Co Rd 336, Barbara St, Parkview Dr, Co Rd 1128, Timber Creek Cir $102,000 $90,000 $100,000-$125,000 $71,500 $60,000 $50,000-$75,000
Cambridge Dr, Co Rd 454, Morningside Dr, Live Oak Dr, FM 850, Greg Ln, Acker Tap, Fairfax Dr, Cottontail Trl, Stoney Glen Cir $141,000 $110,000 $100,000-$125,000 $114,500 $100,000 $100,000-$125,000

Choose the Best Smith County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 650-699 Credit Score No Income 2 Pets, Smoker $720
Freelancer 700-749 Credit Score $25 to 50,000 No Pets, Non-Smoker $350
Full Time Job 600-649 Credit Score $100 to $150,000 3 Pets, Non-Smoker $530

Choose the Right Deductible for your Smith County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $500 $610 $1,110 $510 $1,010 $100
Smith County, TX $2,500 $630 $1,130 $540 $3,040 $-1,910
Smith County, TX $2,500 $480 $980 $420 $2,920 $-1,940
Winona, TX $500 $320 $820 $270 $770 $50
Price-Turnertown, TX $2,000 $280 $780 $230 $2,230 $-1,450
Poynor, TX $200 $240 $440 $210 $410 $30
Upshur County, TX $1,000 $330 $830 $270 $1,270 $-440
Grand Saline, TX $100 $450 $550 $380 $480 $70
Henderson County, TX $1,000 $360 $860 $300 $1,300 $-440
Cherokee County, TX $300 $330 $630 $270 $570 $60
Leesburg-Newsome, TX $2,500 $510 $1,010 $420 $2,920 $-1,910
Emory, TX $400 $400 $800 $330 $730 $70
Star Harbor, TX $700 $920 $1,420 $780 $1,480 $-60

Identify Top Home Insurance Agents near Smith County, TX | Back to Top

Home Insurance Company Smith County, TX Homeowners Insurance Agency Smith County, TX Address Popularity Score Distance from Smith County (miles)
Travelers Bergfeld Agency Llc 2001 S Donnybrook, Tyler, TX, 75701
3.7
Allstate Jeremy Millar 514 E Corsicana St Ste B, Athens, TX, 75751
36.0
Farmers Darin Anthony 810 N Hill St, Tatum, TX, 75691
43.8
Travelers Watkins Insurance Group 2220 Grande Blvd, Tyler, TX, 75703
7.4
State Farm Jeremy Harmel 1910 S Jackson, Jacksonville, TX, 75766-5852
29.9
State Farm Yvette Brunette 6760 Old Jcksnvl Hwy Ste 104, Tyler, TX, 75703-0569
8.7
Farmers Joe Williams 2308 W Gentry Pkwy, Tyler, TX, 75702
3.4
Liberty Mutual Independent Hill Insurance Agency Lp 113 N 4th St, Wills Point, TX, 75169
48.9
State Farm George Rowe 6616 S. Broadway, Tyler, TX, 75703-3724
7.1
State Farm Rick Johns 100 N 4th St, Wills Point, TX, 75169-2041
48.9

Compare Rates for Smith County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $650 $430 $1,000 $570
Smith County, TX $119,300 $610 $400 $940 $540
Smith County, TX $119,300 $680 $450 $1,050 $600
Winona, TX $86,300 $440 $290 $680 $390
Price-Turnertown, TX $70,400 $390 $260 $600 $340
Poynor, TX $58,300 $310 $200 $480 $280
Upshur County, TX $89,400 $360 $240 $550 $310
Grand Saline, TX $88,900 $480 $320 $740 $420
Henderson County, TX $87,700 $460 $300 $710 $410
Cherokee County, TX $72,800 $350 $230 $540 $310
Leesburg-Newsome, TX $112,000 $650 $430 $1,000 $570
Emory, TX $88,300 $480 $320 $740 $420
Star Harbor, TX $204,700 $1,080 $710 $1,660 $950

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What Makes Your Smith County, TX Home Insurance Cheap or Expensive