How Can I Make My Beaumont, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Beaumont, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

Compare Quotes from Top Providers and Save now!

Select the Suitable Coverage Value for your Beaumont, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $40,000 $30,000 $25,000-$50,000
2 Bedroom $92,500 $80,000 $75,000-$100,000
3 Bedroom $102,500 $90,000 $75,000-$100,000
4 Bedroom $177,000 $170,000 $150,000-$175,000
5 Bedroom $126,500 $100,000 $100,000-$125,000

Choose the Best Beaumont, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 750-799 Credit Score $75 to $100,000 3 Pets, Non-Smoker $260
Retired 500-549 Credit Score $25 to 50,000 No Pets, Non-Smoker $1,740
Full Time Job 600-649 Credit Score $75 to $100,000 2 Pets, Smoker $100

Choose your Beaumont, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $7,610
Hail Damage $5,103
Wind Damage $9,615
Expensive Claims
Fire $34,608
Accidental Discharge/Leakage $8,194
Optional Coverage Losses $8,650

Identify Top Home Insurance Agents near Beaumont, TX | Back to Top

Home Insurance Company Beaumont, TX Homeowners Insurance Agency Beaumont, TX Address Popularity Score Distance from Beaumont (miles)
Liberty Mutual Independent Lumpkins Insurance & Associates 3336 S Major Dr, Beaumont, TX, 77707
4.0
Allstate Christina Guyote 902 S 27th St, Nederland, TX, 77627
12.6
State Farm John Nickum 955 N Main St, Vidor, TX, 77662-4337
8.5
Farmers Donnie Garcia 4485 Calder Ave, Beaumont, TX, 77706
0.3
Farmers Crystal Allen 10425 Eagle Dr, Mont Belvieu, TX, 77523
45.7
Allstate Helen Clark 193 S Lhs Dr, Lumberton, TX, 77657
11.7
Allstate Michael Wood 6385 Calder Ave Ste C, Beaumont, TX, 77706
1.5
State Farm Calvin Westcott 201 E Clayton St, Dayton, TX, 77535-2212
44.6
Farmers Patricia De La Concha 3175 Calder St, Beaumont, TX, 77702
0.6
State Farm Cole Gober 3302 Mcfaddin St Ste 1, Beaumont, TX, 77706-5038
0.5

Compare Rates for Beaumont, TX Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $600 $400 $920 $520
Jefferson County, TX $95,600 $380 $250 $590 $340
Beaumont, TX $98,100 $390 $260 $600 $340
Pine Forest, TX $83,200 $470 $310 $720 $410
Port Arthur, TX $90,000 $470 $310 $720 $410
Orange County, TX $87,400 $360 $240 $550 $310
Jefferson County, TX $95,600 $520 $340 $800 $460
Sour Lake, TX $119,000 $500 $330 $770 $440
Groves, TX $97,500 $570 $380 $880 $500
Liberty, TX $91,200 $400 $260 $620 $360
Dayton, TX $109,800 $590 $390 $910 $520
DeQuincy, LA $71,900 $320 $220 $460 $240
Woodville, TX $81,600 $400 $260 $620 $360

Research Home Insurance Companies Reviews in Beaumont, TX Before Buying | Back to Top

Share a review on your home insurance company


GEICO Home Insurance Reviews

Date: August 16, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
Well I touched on this a bit ago in the previous question, but my premium is only $20 a month and my deductible is $2000. This was extremely low compared to what other companies were offering me at the same time.

Date: September 20, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Website/App
The mobile site is slow to load when you sign on. It takes a long time to switch between actions performed inside the app as well.

Date: August 23, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
The premium is high compared to the coverage that I am getting but it is to be expected due to living in a hurricane area.

Date: August 07, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
Fire flood natural disaster coverage including hospital payments for injuries as well as personal property damage including all the contents inside of the home.


Date: May 30, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
Communication comes with customer service and I have no complaints when it comes to communications and services within the customer service department.

Date: November 18, 2017    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
The customer service with this company is excellent. I have no complaints when it comes to communications and services within the customer service department.

State Farm Home Insurance Reviews

Date: December 11, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
Our home insurance policy offers everything we needed in terms of coverage. We live in a townhome, so we only need wall to wall coverage and they have policies that encompass our needs without having coverage that is unnecessary for us.


Date: September 21, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
Everything really. We have flood insurance, earthquake. The dwelling is covered, medical expenses, items in the house, jewelry


Date: September 17, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
They are always available with information and to talk about my policy. As previously stated I like when we had to make a claim it was as easy as going up the street to a tent and getting a check.

Date: September 02, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
It is fairly easy to use. I can go in and check my policy coverage, cost and change things if need be. I can see when it is due and past claims.

Date: August 31, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
The premium may be a little higher than most. We recently had a hail storm that damaged our car and our house. Filing a claim was simple and easy. I know other neighbors who had different insurance agencies and it was more difficult to file a claim. For the extra cost, I like the piece of mind knowing that if something does happen it won't be a hassle on top of it.

Date: August 05, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
They send us mail asking us to call and discuss our coverage and possible discounts. I wish they were more consistent on communicating quotes.

Liberty Mutual Home Insurance Reviews

Date: September 22, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
Liberty Mutual's customer is great When we do either have to negotiate the terms of our annual or have to make a claim about the customer service they always seem knowledgeable. Most of the time if they aren't able to address my concern they let me know they will have to get back to me.

Date: September 11, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
The premium at Liberty is comparable to other policies that we have seen, Normally the premium is around $1300 to $1500 a year which is what we believe to be average. We try to shop around when possible.

Date: August 11, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Website/App
I like the fact that Liberty Mutual has been there when we do actually need insurance. The customer service at the company is great when we do have to work with them. The premium, of course, is extremely high when you do use the policy.

Date: July 29, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Communication
The interaction when needed is superb. I feel that is almost why we stay with them. The insurance agents on the other end seem well-trained individuals which are important. There isn't a whole lot of pause between asking questions and receiving answers.

Date: July 24, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Policy Offerings
Everything is covered under our policy to my understanding. This would include windows, roof, foundation, fire, burglary, septic.


Amica Mutual Insurance Home Insurance Reviews

Date: October 05, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
AMICA is very friendly. They seem to genuinely care about my home and family. They are very thorough with follow up calls, and emails. They are very prompt as well.

Date: September 24, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
All of my interactions with AMICA have been very pleasant. And as I stated above, they are very thorough and prompt with follow up calls, and/or answers to my questions.

Date: August 03, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Website/App
Amica's website is pretty user-friendly, I mostly speak with my insurance rep on the phone, or over e-mail. Everyone that I have spoken with is very friendly. The website itself is fine, but I used it to get a customer service number.

Date: July 30, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
Amica is a little higher than GEICO as I recall, but I feel like they are more customer relations focused than GEICO -- maybe that is why it costs a little extra. I have GEICO for auto insurance, so I have dealt with both companies.

Date: November 27, 2017    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
Everything is covered. Fire, flood, bodily harm to my family and others on property. We don't have termite coverage though but may add it in the future.


Progressive Home Insurance Reviews

Date: July 26, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
My experience has been quite good. I have yet to file a claim but when I purchased the insurance their customer service group was very helpful.

Date: May 31, 2019    Age: 40 to 49    Gender: Married    Marital Status: Female

Premium
I chose Progressive because they had the lowest premium rate for the coverage and deductible that I need.

Date: January 11, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
I found them via and online price comparison website. They had the cheapest deal, and the coverage was good. So far I have had no complaints.

Date: November 30, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
for the most part customer service is a good. Haven't had to make a claim, so can't say how they are after the initial phone call.

Allstate Home Insurance Reviews

Date: April 02, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
Right now the deductible and premium are both better for our area than the rest of the competing companies. Our budget is important so without this we could not afford it.

Travelers Home Insurance Reviews

Date: July 03, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
I am satisfied with all the services I am currently being provided. I'm sure there are other companies out there that are better, but I am not interested in looking.


Safety Insurance Home Insurance Reviews

Date: November 09, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
To be honest, I have not had a chance to use the mobile app for our insurance company, but the website is user friendly and easy to navigate.

Farmer's Insurance Home Insurance Reviews

Date: February 21, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
It's the same as all the other policies it seems. Insurance industry seems to be a big scam anyways that is only there to make money.


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