Gavop's guide to buying homeowners insurance in Dexter, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $81,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $131,000 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $158,500 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $156,000 | $140,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$141 | $601 |
| Superior Protection Discount | -$67 | $676 |
| Fire & Security Discount | -$74 | $668 |
| Hail Resistant Roof Discount | -$22 | $720 |
| Newly Constructed Home Discount | -$200 | $542 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,488 |
| Hail Damage | $4,948 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,389 |
| Home Insurance Company Dexter, MO | Homeowners Insurance Agency Dexter, MO | Address | Popularity Score | Distance from Dexter (miles) |
|---|---|---|---|---|
| State Farm | Stuart Beussink | 301 High St, Marble Hill, MO, 63764-9111 | 35.4 | |
| Farmers | Chelsea Eaton | 1166 Greenway Dr Ste B5, Jackson, MO, 63755 | 43.4 | |
| Farmers | Lance Inman | 808 Speciality Dr Ste C, Dexter, MO, 63841 | 0.7 | |
| State Farm | Chris Brannan | 912 N One Mile Road, Dexter, MO, 63841-1036 | 0.9 | |
| Travelers | Bob Griffin Insurance Agency | 114 Washington St, Doniphan, MO, 63935 | 49.4 | |
| Liberty Mutual Independent | W E Walker - Lakenan Llc | 117 South Broadview Cape Girardeau, Cape Girardeau, MO, 63703 | 41.8 | |
| State Farm | Theresa Reynolds | 420 Business 60 W, Dexter, MO, 63841 | 0.5 | |
| State Farm | Andy Bullinger | 2524 William Street, Cape Girardeau, MO, 63703-5763 | 41.8 | |
| Liberty Mutual Independent | W E Walker - Lakenan Llc | 117 S Broadview St, Cape Girardeau, MO, 63703 | 41.9 | |
| Farmers | Jerry Grubbs | 205 N One Mile Rd, Dexter, MO, 63841 | 0.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $750 | $1,490 | $740 |
| Stoddard County, MO | $91,300 | $769 | $550 | $1,080 | $530 |
| Dexter, MO | $83,200 | $743 | $530 | $1,060 | $530 |
| Long Prairie, MO | $85,500 | $893 | $620 | $1,240 | $620 |
| Pollard, AR | $53,800 | $762 | $530 | $1,060 | $530 |
| Neelyville, MO | $40,300 | $692 | $500 | $990 | $490 |
| Gordonville, MO | $157,900 | $1,117 | $770 | $1,540 | $770 |
| Thomas, MO | $49,400 | $738 | $530 | $1,010 | $480 |
| Cleveland-North Kilgore, AR | $61,600 | $805 | $550 | $1,140 | $590 |
| Pemiscot County, MO | $73,300 | $710 | $500 | $1,000 | $500 |
| Oxly, MO | $71,000 | $835 | $590 | $1,190 | $600 |
| Johnson, MO | $76,800 | $859 | $630 | $1,220 | $590 |
| Marquand, MO | $75,200 | $852 | $580 | $1,210 | $630 |