Gavop shows you how to buy homeowners insurance in Happy Creek, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Happy Creek, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Linden St, Eagles Crag Rd, Foxridge Ln, Trillium Trail Rd, Laurel St, Apple Core Rd, State Rte 665, Courthouse Sq, Water St, Tranquil Ln | $202,500 | $190,000 | $150,000-$175,000 | $178,000 | $160,000 | $150,000-$175,000 |
| Accomac Rd, Grassland Rd, Randolph Ave, Ross Ave, Redmile Ct, May Apple Way, Enna Ln, State Rte 636, Farm Rd, Happy Creek Rd | $232,500 | $200,000 | $250,000-$300,000 | $222,500 | $200,000 | $175,000-$200,000 |
| Old Oak Ln, Brandy Rd, Ashlawn Ct, Dale Dr, Beeden Ln, Shady Tree Ln, Gloucester Rd, Spring Hill Rd, Passway Ln, Highview St | $272,500 | $240,000 | $250,000-$300,000 | $237,500 | $200,000 | $250,000-$300,000 |
| Cherrywood Rd, Mossy Rock Way, Station Ln, Pee Wee Ln, Demel Ct, State Rte 645, Braxton Rd, Sanders Rd, Venus Branch Rd, Morrison Ln | $189,000 | $150,000 | $200,000-$250,000 | $214,500 | $200,000 | $175,000-$200,000 |
| E 6th St, Avalon Dr, Sloan Ct, McIntosh Dr, Little Acorn Way, Broadway Ct, Sligo Ct, Midway Ave, Osage St, Remount Rd | $269,000 | $250,000 | $250,000-$300,000 | $204,500 | $190,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $641 |
| Superior Protection Discount | -$70 | $703 |
| Fire & Security Discount | -$70 | $703 |
| Hail Resistant Roof Discount | -$23 | $750 |
| Newly Constructed Home Discount | -$170 | $603 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Warren County | $700 | $873 | $1,573 | $634 | $1,334 | $238 |
| Happy Creek, VA | $2,500 | $764 | $3,264 | $555 | $3,055 | $209 |
| Robertson, VA | $400 | $793 | $1,193 | $577 | $977 | $217 |
| Middleway, WV | $1,500 | $793 | $2,293 | $576 | $2,076 | $217 |
| Dulles, VA | $300 | $1,466 | $1,766 | $1,066 | $1,366 | $401 |
| Lansdowne, VA | $700 | $940 | $1,640 | $683 | $1,383 | $257 |
| Coles, VA | $2,500 | $801 | $3,301 | $582 | $3,082 | $219 |
| Orange, VA | $100 | $870 | $970 | $633 | $733 | $238 |
| Ravensworth, VA | $1,500 | $1,483 | $2,983 | $1,078 | $2,578 | $405 |
| Laurel Hill, VA | $200 | $944 | $1,144 | $686 | $886 | $258 |
| Home Insurance Company Happy Creek, VA | Homeowners Insurance Agency Happy Creek, VA | Address | Popularity Score | Distance from Happy Creek (miles) |
|---|---|---|---|---|
| State Farm | Jonna Wooten | 8148 Electric Ave, Vienna, VA, 22182-5230 | 48.2 | |
| State Farm | Cynthia Shifflett | 8767 Seminole Trl Ste 104, Ruckersville, VA, 22968-3493 | 48.8 | |
| State Farm | Matt Smith | 7925 Jones Branch Dr Ste Ll300, Mclean, VA, 22102-3380 | 48.6 | |
| Nationwide | Jack Braddon Insurance Agency Ltd | 5201 Lyngate Ct Ste B, Burke, VA, 22015-1632 | 47.0 | |
| Farmers | Jose Hernandez | 14515 Jefferson Davis Hwy, Woodbridge, VA, 22191 | 49.7 | |
| State Farm | Milce Snyder | 4229 Lafayette Center Dr, Chantilly, VA, 20151-1261 | 34.8 | |
| State Farm | Ladonna Snellbaker | 101 E Holly Ave, Sterling, VA, 20164-5402 | 39.1 | |
| State Farm | Blake Manhart | 8322 Traford Ln Ste B, Springfield, VA, 22152-1669 | 48.7 | |
| Allstate | Sereda Y. Fowlkes | 8601 Wstwd Ctr Dr Ste 110, Vienna, VA, 22182 | 47.2 | |
| Travelers | Oriol Insurance Agency | 8338 Windfall Rd, Springfield, VA, 22153 | 49.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $640 | $1,310 | $670 |
| Warren County, VA | $231,000 | $883 | $630 | $1,210 | $580 |
| Happy Creek, VA | $231,100 | $773 | $560 | $1,100 | $540 |
| Robertson, VA | $259,500 | $803 | $540 | $1,100 | $560 |
| Middleway, WV | $205,900 | $802 | $550 | $1,130 | $580 |
| Dulles, VA | $495,100 | $1,484 | $1,050 | $2,050 | $1,000 |
| Lansdowne, VA | $497,800 | $951 | $690 | $1,300 | $610 |
| Coles, VA | $380,200 | $811 | $580 | $1,110 | $530 |
| Orange, VA | $205,800 | $881 | $630 | $1,220 | $590 |
| Ravensworth, VA | $471,700 | $1,501 | $1,100 | $2,090 | $990 |
| Laurel Hill, VA | $518,600 | $955 | $640 | $1,350 | $710 |