Gavop's guide to buying homeowners insurance in Worthville, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $146,000 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $164,000 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $225,000 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $277,500 | $230,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $715 |
| Superior Protection Discount | -$83 | $748 |
| Fire & Security Discount | -$91 | $740 |
| Hail Resistant Roof Discount | -$17 | $815 |
| Newly Constructed Home Discount | -$200 | $632 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Butts County | $2,000 | $713 | $2,713 | $518 | $2,518 | $195 |
| Worthville, GA | $700 | $822 | $1,522 | $597 | $1,297 | $225 |
| Towalaga, GA | $500 | $856 | $1,356 | $622 | $1,122 | $234 |
| Hampton, GA | $2,000 | $793 | $2,793 | $576 | $2,576 | $217 |
| The Rock, GA | $400 | $926 | $1,326 | $673 | $1,073 | $253 |
| Bostwick, GA | $1,500 | $1,053 | $2,553 | $765 | $2,265 | $288 |
| Scottdale, GA | $200 | $810 | $1,010 | $589 | $789 | $221 |
| Gwinnett County, GA | $1,000 | $1,009 | $2,009 | $733 | $1,733 | $276 |
| Bishop, GA | $200 | $1,182 | $1,382 | $859 | $1,059 | $323 |
| Molena, GA | $2,500 | $712 | $3,212 | $518 | $3,018 | $195 |
| Palmetto, GA | $400 | $712 | $1,112 | $517 | $917 | $195 |
| East Baldwin, GA | $700 | $695 | $1,395 | $505 | $1,205 | $190 |
| Home Insurance Company Worthville, GA | Homeowners Insurance Agency Worthville, GA | Address | Popularity Score | Distance from Worthville (miles) |
|---|---|---|---|---|
| State Farm | Trent Lewis | 1245 Pleasant Hill Rd, Lawrenceville, GA, 30044-3003 | 39.8 | |
| Liberty Mutual Independent | Aranot Agency Llc | 4788 Sugarloaf Pkwy Ste 102, Lawrenceville, GA, 30044 | 40.1 | |
| Liberty Mutual Independent | Snider-Killingsworth Insurance | 325 S Hill St. P.O. Box 738, Griffin, GA, 30224 | 21.6 | |
| Liberty Mutual Independent | Berger & Oneal Insurance Group | 10425 Old Alabama Rd Connector Ste 101, Alpharetta, GA, 30022 | 49.6 | |
| State Farm | Brenda Chivis Montgomery | 2630 Beaver Ruin Rd, Norcross, GA, 30071-4135 | 41.9 | |
| Allstate | Moses Cowart | 2395 Wall St Se Ste 170, Conyers, GA, 30013 | 17.2 | |
| Liberty Mutual Independent | Hardegree Insurance Agency | 750 Hammond Dr Bdg 19 Ste 200, Sandy Springs, GA, 30328 | 44.8 | |
| State Farm | Isabelle Waldrep | 201 Tift College Dr, Forsyth, GA, 31029-2317 | 23.8 | |
| State Farm | Merritt Massey | 3006 Heritage Rd Ne Ste D, Milledgeville, GA, 31061-9823 | 42.6 | |
| Farmers | Phyllis Brumfield | 297 Country Club Dr, Stockbridge, GA, 30281 | 19.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $700 | $1,450 | $750 |
| Butts County, GA | $121,500 | $722 | $530 | $1,000 | $470 |
| Worthville, GA | $152,400 | $832 | $610 | $1,160 | $550 |
| Towalaga, GA | $163,900 | $866 | $600 | $1,200 | $600 |
| Hampton, GA | $143,300 | $802 | $580 | $1,130 | $550 |
| The Rock, GA | $138,900 | $937 | $680 | $1,330 | $650 |
| Bostwick, GA | $174,600 | $1,066 | $720 | $1,510 | $790 |
| Scottdale, GA | $148,700 | $820 | $550 | $1,120 | $570 |
| Gwinnett County, GA | $185,200 | $1,021 | $700 | $1,450 | $750 |
| Bishop, GA | $223,300 | $1,196 | $810 | $1,710 | $900 |
| Molena, GA | $95,600 | $721 | $510 | $1,020 | $510 |
| Palmetto, GA | $121,400 | $721 | $490 | $1,020 | $530 |
| East Baldwin, GA | $92,700 | $703 | $480 | $980 | $500 |