Gavop's guide to buying homeowners insurance in Shasta Lake, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Shasta Lake, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Carmel Ln, Deep Hole Ln, Quail Run, Jonella Way, Eugene Ave, el Cajon Ave, Sally's Ln, Buckeye St, Oasis Ct, Pinnacle Ct | $219,500 | $210,000 | $200,000-$250,000 | $235,000 | $200,000 | $250,000-$300,000 |
| Eastshore Rd, Iron Ct, Flower St, Webster Pl, Trout Way, Evansview Ln, Chico St, Tierra Oaks Dr, Shalon Dr, Wellington Pl | $202,500 | $170,000 | $175,000-$200,000 | $159,000 | $130,000 | $125,000-$150,000 |
| Front St, Flintstone Rd, Williamette St, Winter Amber Ct, Walker Ridge Dr, Kings Way, Herbscenta Ln, Arlene Ct, Terri Lee Ter, Poppy Ln | $214,000 | $190,000 | $200,000-$250,000 | $143,500 | $120,000 | $150,000-$175,000 |
| Magees Acres Way, Redway Ave, Pendelton Ct, Lizern Ln, Richsan Ct, Honeycomb Way, Fox Den Dr, Wintun Dr, Ormsby Way, Deer Creek Rd | $185,000 | $160,000 | $200,000-$250,000 | $98,000 | $90,000 | $100,000-$125,000 |
| Ski Way, Palo Vista Ct, Romar St, Posey Ln, Quail Springs Rd, Dorothy Ln, Ginger Ave, Ascot Ct, Spanish Bay Dr, Lassen St | $212,000 | $180,000 | $200,000-$250,000 | $121,000 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$146 | $900 |
| Superior Protection Discount | -$105 | $942 |
| Fire & Security Discount | -$84 | $963 |
| Hail Resistant Roof Discount | -$31 | $1,015 |
| Newly Constructed Home Discount | -$220 | $827 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,537 |
| Hail Damage | $4,759 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,218 |
| Home Insurance Company Shasta Lake, CA | Homeowners Insurance Agency Shasta Lake, CA | Address | Popularity Score | Distance from Shasta Lake (miles) |
|---|---|---|---|---|
| Farmers | Mike Littau | 1445 Victor Ave Ste B, Redding, CA, 96003 | 6.7 | |
| State Farm | Sean Rix | 2150 Main St Ste 15, Red Bluff, CA, 96080-2372 | 34.6 | |
| State Farm | Bryan Mcgruder | 993 Lake Blvd, Redding, CA, 96003-1725 | 4.2 | |
| Allstate | Juli Foster | 250 Walnut St, Red Bluff, CA, 96080 | 35.4 | |
| Farmers | Michael Trammell | 2785 Bechelli Ln, Redding, CA, 96002 | 7.8 | |
| Liberty Mutual Independent | Sfi Insurance Services | 1524 Market St, Redding, CA, 96001 | 6.6 | |
| State Farm | Tim Weatherson | 550 Walnut St, Red Bluff, CA, 96080-3324 | 35.4 | |
| State Farm | Richard Pearsall | 2185 Churn Creek Rd Ste E, Redding, CA, 96002-0729 | 7.2 | |
| Farmers | Linda Durrer | 437 Cedar St, Red Bluff, CA, 96080 | 35.3 | |
| Farmers | Charles Platt | 2295 Hilltop Dr Ste 6, Redding, CA, 96002 | 7.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Shasta County, CA | $233,500 | $674 | $500 | $920 | $420 |
| Shasta Lake, CA | $163,500 | $1,046 | $770 | $1,420 | $650 |
| Lakehead, CA | $212,500 | $667 | $490 | $910 | $420 |
| Trinity Center, CA | $212,500 | $667 | $490 | $910 | $420 |
| Bend, CA | $316,400 | $839 | $620 | $1,140 | $520 |
| Manton, CA | $408,800 | $1,128 | $830 | $1,530 | $700 |
| Coffee Creek, CA | $390,600 | $1,056 | $780 | $1,440 | $660 |
| Paynes Creek, CA | $207,700 | $661 | $490 | $900 | $410 |
| West Tehama, CA | $188,400 | $636 | $470 | $860 | $390 |
| Mineral, CA | $187,500 | $635 | $470 | $860 | $390 |
| Mount Shasta, CA | $257,000 | $678 | $500 | $920 | $420 |
| Cassel, CA | $163,000 | $603 | $450 | $820 | $370 |