Gavop shows you how to buy homeowners insurance in Sneads, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $67,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $107,000 | $100,000 | $75,000-$100,000 |
| 4 Bedroom | $104,500 | $80,000 | $100,000-$125,000 |
| 5 Bedroom | $257,000 | $240,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $679 |
| Superior Protection Discount | -$81 | $728 |
| Fire & Security Discount | -$81 | $728 |
| Hail Resistant Roof Discount | -$24 | $785 |
| Newly Constructed Home Discount | -$162 | $647 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,319 |
| Hail Damage | $4,618 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $17,389 |
| Home Insurance Company Sneads, FL | Homeowners Insurance Agency Sneads, FL | Address | Popularity Score | Distance from Sneads (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Legacy Insurance Solutions Llc | 1410 Piedmont Dr E 2nd Fl, Tallahassee, FL, 32308 | 43.7 | |
| Liberty Mutual Independent | Fda Services Inc | 1113 E Tennessee St Ste 200, Tallahassee, FL, 32308 | 44.3 | |
| Liberty Mutual Independent | Brown & Brown Of Florida Inc | 3520 Thomasville Rd Ste 500, Tallahassee, FL, 32309 | 43.7 | |
| Travelers | Sims Insurance Agency | 410 N Waukesha St, Bonifay, FL, 32425 | 44.1 | |
| Allstate | Webb Rowan | 923 W Jefferson St, Quincy, FL, 32351 | 22.8 | |
| Travelers | Brad Burns Insurance | 2069 N Monroe St, Tallahassee, FL, 32303 | 42.5 | |
| Travelers | Ard Insurance Llc | 2620-4 West Tennessee Street, Tallahassee, FL, 32304 | 40.2 | |
| Allstate | Brewster Banks | 7113 Beech Ridge Trl Ste 1, Tallahassee, FL, 32312 | 44.6 | |
| State Farm | Dick Duffy | 1832 Capital Cir Ne Ste 4, Tallahassee, FL, 32308-4463 | 45.6 | |
| GEICO | Jim Smith | 313 North Monroe Street Suite 102, Tallahassee, FL, 32301 | 43.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Jackson County, FL | $94,900 | $1,000 | $780 | $1,340 | $560 |
| Sneads, FL | $83,300 | $809 | $630 | $1,080 | $450 |
| Gretna, FL | $42,500 | $684 | $530 | $920 | $390 |
| Lake Mystic, FL | $67,000 | $852 | $660 | $1,140 | $480 |
| Gordon, AL | $76,600 | $834 | $580 | $1,180 | $600 |
| Southwest Leon, FL | $92,900 | $1,028 | $800 | $1,380 | $580 |
| Vernon, FL | $102,000 | $916 | $710 | $1,230 | $520 |
| Noma, FL | $54,000 | $763 | $600 | $1,020 | $420 |
| Malvern, AL | $72,000 | $801 | $540 | $1,130 | $590 |
| Slocomb, AL | $81,000 | $727 | $520 | $1,000 | $480 |
| Southeast Grady, GA | $173,900 | $1,064 | $760 | $1,510 | $750 |
| Damascus, GA | $82,900 | $642 | $460 | $890 | $430 |