Gavop's guide to buying homeowners insurance in Door County, WI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Door County, WI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Wells Ln, N Rocky Ridge Cir, Sawyer Dr, Huron St, Wooded Ln, Center Circle Dr, Alabama Pl, Wisconsin Bay Rd, Trillium Ln, Rabbit Rd | $169,500 | $160,000 | $125,000-$150,000 | $152,000 | $130,000 | $125,000-$150,000 |
| Anglers Way, Timber Ridge Rd, Cortland Cir, Cemetery Rd, Cumberland Ave, Turquoise Ln, N Bayfield Ave, Bay Rd, Fitzgerald Rd, Canal Ln | $126,000 | $120,000 | $125,000-$150,000 | $67,000 | $60,000 | $50,000-$75,000 |
| Wilcox Rd, Half Mile Bridge Ct, Barge Rd, Co Rd Mm, Arbor Dr, Michigan Rd, Triangle Rd, Sturgeon Blvd, Walker Rd, Peil Ln | $187,500 | $150,000 | $200,000-$250,000 | $145,000 | $130,000 | $150,000-$175,000 |
| Co Rd D, Old Lime Kiln Rd, W Redwood Pl, Elm Dr, Co Rd J, Highland Spr, W Shore Dr, Co Rd D, Airport Rd, Co Rd F | $201,000 | $180,000 | $200,000-$250,000 | $245,000 | $210,000 | $250,000-$300,000 |
| Stoney Beach Rd, Osprey Dr, Maple Grove E, Co Rd G, S 2nd Ave, Dead End Rd, Larson Ln W, Highland Rd, Gibralter Ct, Greenwood Ln | $189,000 | $170,000 | $200,000-$250,000 | $231,000 | $200,000 | $250,000-$300,000 |
| Heritage Lake Rd, Old Mill Rd, S Baraboo Ave, Wilderness Dr, Goetz Ct, Florida St, Erie St, Lobdell Point Rd, Colorado Pl, Mill Rd | $144,000 | $130,000 | $125,000-$150,000 | $103,000 | $90,000 | $75,000-$100,000 |
| Dam Rd, Co Rd Dk, Oak Rd, Cherry Ln, Pine Tree Ln, Windsor Ln, Wilcox Rd, Woodland Ln, Sylvan View Ct, Wickman Rd | $256,500 | $240,000 | $250,000-$300,000 | $167,000 | $140,000 | $175,000-$200,000 |
| Taube Rd, Marsh Rd, Beach Haven Ln, Fish Rd, Co Rd Bb, Gardner Rd, Smith Ln, Maple Ridge Rd, Johnson Ct W, Harbor Ln | $226,500 | $210,000 | $250,000-$300,000 | $140,000 | $130,000 | $150,000-$175,000 |
| Circle Ridge Cir, Laurel Ln, Cheesehead Ln, Jefferson St, N Bayshore Dr, Half Mile Rd, Columbia Ave, Schwichtenberg Ln, Eliason Rd, Stevenson Pier Cir | $239,500 | $220,000 | $200,000-$250,000 | $119,500 | $110,000 | $100,000-$125,000 |
| Elm Rd, N Columbia Ave, Island Cirle Dr, Shoemaker Pt Rd, E Vine St, N 7th Pl, Sandy Bay Ln, Co Rd Ho, Clarks Lake Rd, Windy Ridge Rd | $187,500 | $160,000 | $150,000-$175,000 | $139,000 | $130,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$103 | $582 |
| Superior Protection Discount | -$68 | $616 |
| Fire & Security Discount | -$55 | $630 |
| Hail Resistant Roof Discount | -$14 | $671 |
| Newly Constructed Home Discount | -$157 | $527 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Door County | $1,000 | $676 | $1,676 | $491 | $1,491 | $185 |
| Door County, WI | $2,000 | $676 | $2,676 | $491 | $2,491 | $185 |
| Jacksonport, WI | $200 | $824 | $1,024 | $599 | $799 | $225 |
| Nasewaupee, WI | $700 | $710 | $1,410 | $516 | $1,216 | $194 |
| Clay Banks, WI | $500 | $764 | $1,264 | $555 | $1,055 | $209 |
| Ahnapee, WI | $1,000 | $661 | $1,661 | $480 | $1,480 | $181 |
| Grover, WI | $400 | $639 | $1,039 | $465 | $865 | $175 |
| Kewaunee County, WI | $1,500 | $608 | $2,108 | $442 | $1,942 | $166 |
| Middle Inlet, WI | $300 | $558 | $858 | $406 | $706 | $153 |
| Escanaba, MI | $2,000 | $634 | $2,634 | $461 | $2,461 | $173 |
| Luxemburg, WI | $500 | $659 | $1,159 | $479 | $979 | $180 |
| Bay de Noc, MI | $1,000 | $794 | $1,794 | $577 | $1,577 | $217 |
| Home Insurance Company Door County, WI | Homeowners Insurance Agency Door County, WI | Address | Popularity Score | Distance from Door County (miles) |
|---|---|---|---|---|
| State Farm | Rick Thill | 240 French St, Peshtigo, WI, 54157-1218 | 32.4 | |
| Travelers | Vintage Insurance Agency | 150 S Rosera St, Lena, WI, 54139 | 47.7 | |
| Erie | Reiswitz Insurance Agency Inc. | 1501 Pierce Avenue, Marinette, WI, 54143 | 26.5 | |
| Erie | New Insurance Concepts | 631 S Grant Avenue, Sturgeon Bay, WI, 54235 | 23.3 | |
| State Farm | Margie Daul | 1025 Main St, Oconto, WI, 54153-1537 | 40.2 | |
| State Farm | Steve Rabach | 118 N 4th Ave, Sturgeon Bay, WI, 54235-2404 | 21.4 | |
| State Farm | Grant Schultz | 1710 Main St, Marinette, WI, 54143-1808 | 26.6 | |
| Travelers | Mattison Insurance Agency Inc | 1405 Avenue, Marinette, WI, 54143 | 27.5 | |
| Travelers | Dhuey Insurance Agency Inc | N5938 Birchwood Circle, Luxemburg, WI, 54217 | 45.8 | |
| Erie | New Insurance Concepts | 631 S Grant Ave , Sturgeon Bay, WI, 54235 | 23.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $490 | $950 | $460 |
| Door County, WI | $204,700 | $684 | $490 | $940 | $450 |
| Door County, WI | $204,700 | $684 | $500 | $980 | $480 |
| Jacksonport, WI | $297,800 | $834 | $610 | $1,150 | $540 |
| Nasewaupee, WI | $192,000 | $719 | $520 | $990 | $470 |
| Clay Banks, WI | $238,000 | $773 | $520 | $1,110 | $590 |
| Ahnapee, WI | $159,600 | $669 | $450 | $920 | $470 |
| Grover, WI | $148,100 | $647 | $470 | $890 | $420 |
| Kewaunee County, WI | $155,900 | $616 | $440 | $840 | $400 |
| Middle Inlet, WI | $113,800 | $565 | $390 | $800 | $410 |
| Escanaba, MI | $82,500 | $642 | $440 | $920 | $480 |
| Luxemburg, WI | $158,900 | $667 | $450 | $950 | $500 |
| Bay de Noc, MI | $157,800 | $804 | $540 | $1,130 | $590 |