Gavop's guide to buying homeowners insurance in Johnsburg, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $84,000 | $80,000 | $50,000-$75,000 |
| 2 Bedroom | $147,500 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $255,500 | $240,000 | $200,000-$250,000 |
| 4 Bedroom | $346,500 | $330,000 | $250,000-$300,000 |
| 5 Bedroom | $708,500 | $660,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $683 |
| Superior Protection Discount | -$73 | $740 |
| Fire & Security Discount | -$65 | $748 |
| Hail Resistant Roof Discount | -$16 | $797 |
| Newly Constructed Home Discount | -$171 | $642 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| McHenry County | $1,000 | $859 | $1,859 | $624 | $1,624 | $235 |
| Johnsburg, IL | $2,000 | $803 | $2,803 | $584 | $2,584 | $220 |
| Vernon, IL | $400 | $882 | $1,282 | $641 | $1,041 | $241 |
| Rutland, IL | $700 | $773 | $1,473 | $562 | $1,262 | $211 |
| Palatine, IL | $200 | $971 | $1,171 | $706 | $906 | $265 |
| New Trier, IL | $2,500 | $725 | $3,225 | $527 | $3,027 | $198 |
| Batavia, IL | $400 | $961 | $1,361 | $698 | $1,098 | $263 |
| Blackberry, IL | $2,000 | $795 | $2,795 | $578 | $2,578 | $217 |
| Lake County, IL | $500 | $915 | $1,415 | $665 | $1,165 | $250 |
| Pierce, IL | $1,500 | $944 | $2,444 | $686 | $2,186 | $258 |
| Winnebago County, IL | $300 | $671 | $971 | $488 | $788 | $183 |
| Justice, IL | $700 | $705 | $1,405 | $512 | $1,212 | $193 |
| Home Insurance Company Johnsburg, IL | Homeowners Insurance Agency Johnsburg, IL | Address | Popularity Score | Distance from Johnsburg (miles) |
|---|---|---|---|---|
| State Farm | Ryan Messner | 437 Robert Parker Coffin Rd, Long Grove, IL, 60047-9619 | 19.0 | |
| Travelers | Westside Insurance Agency | 2165 S Millard Ave, Chicago, IL, 60623 | 45.7 | |
| State Farm | Tom Johnson | 6358 W Gunnison St, Chicago, IL, 60630-2954 | 37.1 | |
| State Farm | Mike Riordan | 6538 W Archer Ave, Chicago, IL, 60638-2439 | 47.2 | |
| State Farm | Art Santos | 2207 N Western Ave Unit C1, Chicago, IL, 60647-4568 | 42.9 | |
| State Farm | Jeff Stogsdill | 368 W Huron St, Chicago, IL, 60654-3424 | 46.0 | |
| State Farm | Brian Budil | 4 N Deer Point Rd Ste 1007, Hainesville, IL, 60030-3814 | 9.9 | |
| Travelers | Byrne Byrne & Company | 120 S Lasalle St Suite 1710, Chicago, IL, 60603 | 46.9 | |
| State Farm | Dave Dingman | 42 E Grand Ave, Fox Lake, IL, 60020-1403 | 3.5 | |
| State Farm | Kent Rouse | 120 N Milwaukee Ave Ste 200, Lake Villa, IL, 60046-6559 | 9.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $620 | $1,180 | $560 |
| McHenry County, IL | $212,600 | $870 | $630 | $1,240 | $610 |
| Johnsburg, IL | $253,400 | $813 | $590 | $1,110 | $520 |
| Vernon, IL | $385,000 | $892 | $600 | $1,260 | $660 |
| Rutland, IL | $228,700 | $782 | $520 | $1,110 | $590 |
| Palatine, IL | $288,100 | $983 | $720 | $1,350 | $630 |
| New Trier, IL | $777,100 | $734 | $500 | $1,020 | $520 |
| Batavia, IL | $281,600 | $972 | $700 | $1,370 | $670 |
| Blackberry, IL | $342,000 | $805 | $560 | $1,140 | $580 |
| Lake County, IL | $251,400 | $926 | $670 | $1,320 | $650 |
| Pierce, IL | $244,400 | $955 | $650 | $1,350 | $700 |
| Winnebago County, IL | $115,900 | $679 | $460 | $940 | $480 |
| Justice, IL | $179,100 | $713 | $520 | $990 | $470 |