Gavop's guide to buying homeowners insurance in East Lampeter, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $60,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $168,000 | $160,000 | $150,000-$175,000 |
| 3 Bedroom | $197,000 | $170,000 | $175,000-$200,000 |
| 4 Bedroom | $260,500 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $181,000 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $598 |
| Superior Protection Discount | -$72 | $648 |
| Fire & Security Discount | -$50 | $669 |
| Hail Resistant Roof Discount | -$22 | $698 |
| Newly Constructed Home Discount | -$151 | $569 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lancaster County | $2,500 | $754 | $3,254 | $548 | $3,048 | $206 |
| East Lampeter, PA | $700 | $711 | $1,411 | $517 | $1,217 | $194 |
| East Hempfield, PA | $2,000 | $730 | $2,730 | $531 | $2,531 | $200 |
| Alleghenyville, PA | $400 | $991 | $1,391 | $720 | $1,120 | $271 |
| Pennwyn, PA | $1,500 | $793 | $2,293 | $577 | $2,077 | $217 |
| Conoy, PA | $100 | $754 | $854 | $548 | $648 | $206 |
| Fredericksburg, PA | $700 | $684 | $1,384 | $497 | $1,197 | $187 |
| Riverside, MD | $500 | $653 | $1,153 | $475 | $975 | $178 |
| Skippack, PA | $1,500 | $843 | $2,343 | $613 | $2,113 | $230 |
| Midway, PA | $400 | $713 | $1,113 | $518 | $918 | $195 |
| Home Insurance Company East Lampeter, PA | Homeowners Insurance Agency East Lampeter, PA | Address | Popularity Score | Distance from East Lampeter (miles) |
|---|---|---|---|---|
| Nationwide | Jillian Obrien Insurance & Financial Services Llc | 1111 Lincoln Ave, Prospect Park, PA, 19076 | 49.1 | |
| Allstate | Peter De Maio | 528 Burmont Rd, Drexel Hill, PA, 19026 | 48.8 | |
| Allstate | Mark T Mccaffrey | 1223 W Chester Pike Rear, West Chester, PA, 19382 | 35.1 | |
| State Farm | Cat Ramsburg | 108 S Baltimore St, Dillsburg, PA, 17019-1007 | 43.8 | |
| Allstate | Eckert & Lafferty Insurance Assoc | 1620 Baltimore Park, Chadds Ford, PA, 19317 | 35.0 | |
| State Farm | Maryanne Broemel | 1440 Conchester Hwy Ste 1b, Garnet Valley, PA, 19060-2105 | 41.2 | |
| Travelers | Montgomery Ins Services Inc | 330 West State St, Media, PA, 19063 | 44.3 | |
| State Farm | Christine Flomerfelt | 353 S 7th St, Akron, PA, 17501-1464 | 7.8 | |
| Travelers | Evans Insurance Services Inc | 18 E Lancaster Avenue Suite 101, Malvern, PA, 19355 | 36.2 | |
| Farmers | Leandro Porciuncula | 21 S Main St, Phoenixville, PA, 19460 | 37.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,020 | $510 |
| Lancaster County, PA | $193,200 | $763 | $520 | $1,050 | $530 |
| East Lampeter, PA | $231,600 | $720 | $510 | $1,000 | $490 |
| East Hempfield, PA | $243,900 | $739 | $500 | $1,010 | $510 |
| Alleghenyville, PA | $300,400 | $1,003 | $730 | $1,380 | $650 |
| Pennwyn, PA | $202,100 | $803 | $590 | $1,110 | $520 |
| Conoy, PA | $180,000 | $763 | $560 | $1,080 | $520 |
| Fredericksburg, PA | $143,200 | $692 | $460 | $980 | $520 |
| Riverside, MD | $186,600 | $661 | $520 | $830 | $310 |
| Skippack, PA | $366,200 | $853 | $580 | $1,200 | $620 |
| Midway, PA | $158,600 | $722 | $480 | $1,030 | $550 |