How Can I Make My Rome, GA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Rome, GA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Rome, GA Home Insurance Coverage Levels | Back to Top
| Rome, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sproull Rd SE, Townview Pl, E 2nd Ave, Eugenia Cir, Tasso Cir, Old Rockmart Rd SE, Legion Dr, Hannah Ct, Stratford Ln SE, Nottingham Way | $100,000 | $90,000 | $75,000-$100,000 | $93,000 | $80,000 | $75,000-$100,000 |
| Brow Rd, N Broad, Rita K Dr NW, Dibrell St NE, Lyons Dr NW, Raymond Ave, Reservation St, W Glover St, N 3rd St, Old Wilkerson Rd SW | $91,000 | $70,000 | $75,000-$100,000 | $61,000 | $60,000 | $50,000-$75,000 |
| Cantrell St, Martin Luther King Jr Blvd, W Lakeshore SE, Julia Dr SW, Vinings Dr, Powell Rd SE, Ohio Dr, Watters St, Longwood Ct, Williamsburg Dr NW | $167,500 | $150,000 | $175,000-$200,000 | $90,000 | $70,000 | $100,000-$125,000 |
| Pappalardo St, Shady Ln, Wright St, Goodman Rd, Dellinger Rd NE, Eden Dr, Tyler St, Leland Ave, Mitchell Way, Windy Hill Rd SE | $134,500 | $120,000 | $125,000-$150,000 | $110,000 | $100,000 | $125,000-$150,000 |
| Craton Rd, Ferry Crossing Dr SE, Hilldale Ln, Turkey Run Rd, College View Dr SW, Bellview Dr, State Mutual Dr NW, S Sycamore St, E 10th St, Deanview Dr SW | $137,000 | $120,000 | $100,000-$125,000 | $160,000 | $140,000 | $125,000-$150,000 |
| Woodglen Rd, Alto Ridge Ct, Terhune Rd SE, Kingston Hwy NE, Hayes Pl, Charles St, Gibbons St NE, Seay Dr SE, Crane Dr, Foster Ave NE | $170,000 | $150,000 | $125,000-$150,000 | $140,000 | $130,000 | $125,000-$150,000 |
| S Ivy Ridge Rd, Palmore St, Wilkins St, Elliott Dr NW, Autumn Chase SW, Foxboro Way SE, Gibbons St, Brice Station Rd, Silver St SE, Woodcrest Dr | $81,000 | $70,000 | $50,000-$75,000 | $68,500 | $60,000 | $50,000-$75,000 |
| Pine Bower Rd, Middle St, Lyons Dr, Oakhill Ln SW, Butler Cir, Stansbury St, Armstrong Ave, Fullbright, Garden Court South NW, Timberwood Dr | $137,000 | $130,000 | $125,000-$150,000 | $82,500 | $70,000 | $75,000-$100,000 |
| Woodland St, Calhoun Rd NE, Freeman Ferry Rd SE, Muscadine Ln NW, Acadia Dr, Darlington Dr SW, Willow St, Paddock Pl SE, Trove Dr NW, Chelsea Ct NW | $95,000 | $90,000 | $100,000-$125,000 | $110,000 | $90,000 | $100,000-$125,000 |
| W 9th St, Wood Valley Dr, Guest House Ct SE, Colonial Dr, Isbell Rd SE, Sandcreek Dr NW, Friar Tuck Rd, McGinnis Dr SE, Smith St, Magnolia Ave | $96,000 | $80,000 | $75,000-$100,000 | $95,000 | $80,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Rome, GA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$161 | $684 |
| Superior Protection Discount | -$84 | $760 |
| Fire & Security Discount | -$68 | $777 |
| Hail Resistant Roof Discount | -$17 | $828 |
| Newly Constructed Home Discount | -$194 | $651 |
Choose the Right Deductible for your Rome, GA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Floyd County | $2,000 | $846 | $2,846 | $615 | $2,615 | $231 |
| Rome, GA | $1,000 | $835 | $1,835 | $607 | $1,607 | $228 |
| Polk County, GA | $300 | $745 | $1,045 | $541 | $841 | $203 |
| Summerville, GA | $2,000 | $583 | $2,583 | $424 | $2,424 | $159 |
| Tallapoosa, GA | $400 | $759 | $1,159 | $552 | $952 | $208 |
| Acworth-Kennesaw, GA | $500 | $1,177 | $1,677 | $855 | $1,355 | $322 |
| Powder Springs, GA | $700 | $927 | $1,627 | $673 | $1,373 | $253 |
| Mount Zion, GA | $500 | $634 | $1,134 | $461 | $961 | $173 |
| Carters Lake, GA | $1,500 | $794 | $2,294 | $577 | $2,077 | $217 |
| Douglasville, GA | $100 | $943 | $1,043 | $685 | $785 | $258 |
| Boynton Ridge, GA | $700 | $827 | $1,527 | $601 | $1,301 | $226 |
Identify Top Home Insurance Agents near Rome, GA | Back to Top
| Home Insurance Company Rome, GA | Homeowners Insurance Agency Rome, GA | Address | Popularity Score | Distance from Rome (miles) |
|---|---|---|---|---|
| State Farm | Julie Svardh | 1515 Dean Ave Se, Rome, GA, 30161-7103 | 3.8 | |
| State Farm | Sean Perren | 3247 Austell Rd Sw, Marietta, GA, 30008-6835 | 44.0 | |
| State Farm | Ryan Bishoff | 3855 Shallowford Rd Ste 320, Marietta, GA, 30062-4196 | 47.1 | |
| Allstate | Bill C. Upton | 2074 Fairburn Rd, Douglasville, GA, 30135 | 44.6 | |
| State Farm | Michelle Ruper | 912 N Main St, Cedartown, GA, 30125-2328 | 13.9 | |
| State Farm | Sherman Ross | 122 East Elm Street, Rockmart, GA, 30153-2924 | 19.0 | |
| State Farm | Ron Greene | Bldg 100 4255 Wade Grn Rd Nw Ste 125, Kennesaw, GA, 30144-1792 | 38.2 | |
| Travelers | Dickerson & Associates | 802 N Main St, Cedartown, GA, 30125 | 14.2 | |
| Farmers | Paul Narcisse | 145 N Marietta Pkwy Ne Ste C, Marietta, GA, 30060 | 43.1 | |
| State Farm | Rick Mottern | 1610 Ridnr Pkwy Nw Ste 104, Kennesaw, GA, 30152-4486 | 40.1 |
Compare Rates for Rome, GA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $740 | $1,390 | $650 |
| Floyd County, GA | $126,600 | $857 | $590 | $1,220 | $630 |
| Rome, GA | $124,200 | $845 | $580 | $1,190 | $610 |
| Polk County, GA | $105,600 | $754 | $540 | $1,060 | $520 |
| Summerville, GA | $81,800 | $591 | $400 | $840 | $440 |
| Tallapoosa, GA | $133,900 | $769 | $550 | $1,100 | $550 |
| Acworth-Kennesaw, GA | $221,000 | $1,191 | $870 | $1,630 | $760 |
| Powder Springs, GA | $148,900 | $938 | $640 | $1,340 | $700 |
| Mount Zion, GA | $103,200 | $642 | $440 | $920 | $480 |
| Carters Lake, GA | $143,800 | $804 | $590 | $1,100 | $510 |
| Douglasville, GA | $153,500 | $954 | $640 | $1,330 | $690 |
| Boynton Ridge, GA | $154,100 | $837 | $600 | $1,150 | $550 |
Research Home Insurance Companies Reviews in Rome, GA Before Buying | Back to Top
Share a review on your home insurance company
GEICO Home Insurance Reviews
Date: September 08, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
One complaint I do have is about my deductible. I was not extremely thrilled with the deductible on my insurance plan when I first purchased it, buit financially that is the best I can do.
Date: July 27, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I would give Geico a 5. We have yet to have a claim but whenever we call, they are extremely helpful. They have also taken the time to discuss my car insurance with them although it's with a different department.
Progressive Home Insurance Reviews
Date: September 15, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
Progressive offered a slight discount on my insurance premiums over several other companies I received quotes from, especially when factoring in the auto bundle.
State Farm Home Insurance Reviews
Date: September 20, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
I've never had to file a claim but my premiums are high compared to the other companies rates that I've researched. The coverage seems adequate but not at the price of their premiums.
Farmer's Insurance Home Insurance Reviews
Date: December 18, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I have not had to use our insurance yet, but the previous owners of our home did use them. The roof had become damaged and they got them to pay for a new one after a little effort.