Gavop shows you how to buy homeowners insurance in Cedar Creek, IN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $69,500 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $159,000 | $150,000 | $175,000-$200,000 |
| 3 Bedroom | $142,000 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $229,500 | $200,000 | $250,000-$300,000 |
| 5 Bedroom | $391,000 | $320,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $719 |
| Superior Protection Discount | -$76 | $770 |
| Fire & Security Discount | -$68 | $778 |
| Hail Resistant Roof Discount | -$25 | $821 |
| Newly Constructed Home Discount | -$237 | $609 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Allen County | $1,500 | $781 | $2,281 | $568 | $2,068 | $213 |
| Cedar Creek, IN | $700 | $836 | $1,536 | $607 | $1,307 | $228 |
| Huntertown, IN | $100 | $900 | $1,000 | $654 | $754 | $246 |
| Smith, IN | $1,000 | $665 | $1,665 | $483 | $1,483 | $182 |
| Emerald, OH | $400 | $604 | $1,004 | $439 | $839 | $165 |
| Columbia, IN | $700 | $669 | $1,369 | $486 | $1,186 | $183 |
| Milford, IN | $100 | $866 | $966 | $630 | $730 | $237 |
| Haviland, OH | $2,500 | $563 | $3,063 | $409 | $2,909 | $154 |
| Clearspring, IN | $200 | $1,097 | $1,297 | $797 | $997 | $300 |
| Orland, IN | $700 | $681 | $1,381 | $495 | $1,195 | $186 |
| Kinderhook, MI | $500 | $799 | $1,299 | $581 | $1,081 | $218 |
| Camden, MI | $1,500 | $689 | $2,189 | $500 | $2,000 | $188 |
| Home Insurance Company Cedar Creek, IN | Homeowners Insurance Agency Cedar Creek, IN | Address | Popularity Score | Distance from Cedar Creek (miles) |
|---|---|---|---|---|
| Allstate | Jeffrey W Griggs | 4340 Maplecrest Rd, Fort Wayne, IN, 46815 | 7.6 | |
| Erie | Short Associates Inc. | 2855 E Dupont Road, Fort Wayne, IN, 46825 | 5.7 | |
| Liberty Mutual Independent | Hoch Insurance Agency Inc | 209 E Washington Center Rd, Fort Wayne, IN, 46825 | 9.0 | |
| Allstate | Justin Harkelroad | 220 Insurance Dr Ste D, Fort Wayne, IN, 46825 | 8.9 | |
| Travelers | R L Dunbar Insurance Inc | 3492-A Stellhorn Rd, Fort Wayne, IN, 46815 | 8.5 | |
| State Farm | Brad Taylor | 4308 Flagstaff Cv, Fort Wayne, IN, 46815-4416 | 7.2 | |
| State Farm | Shawn Corbett | 6061 N Clinton St, Fort Wayne, IN, 46825-4903 | 8.2 | |
| State Farm | Brian Thornson | 1505 W Dupont Rd, Fort Wayne, IN, 46825-1004 | 8.3 | |
| State Farm | Melissa Satterthwaite | 7757 Coldwater Rd, Fort Wayne, IN, 46825-3407 | 8.1 | |
| Allstate | Steven Westrick | 8938 Lima Rd Ste R, Fort Wayne, IN, 46818 | 8.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $620 | $1,190 | $570 |
| Allen County, IN | $119,400 | $791 | $580 | $1,110 | $530 |
| Cedar Creek, IN | $199,100 | $846 | $580 | $1,190 | $610 |
| Huntertown, IN | $154,500 | $911 | $620 | $1,300 | $680 |
| Smith, IN | $115,200 | $673 | $480 | $960 | $480 |
| Emerald, OH | $95,400 | $611 | $450 | $870 | $420 |
| Columbia, IN | $116,700 | $677 | $490 | $970 | $480 |
| Milford, IN | $141,100 | $877 | $590 | $1,250 | $660 |
| Haviland, OH | $81,700 | $570 | $400 | $800 | $400 |
| Clearspring, IN | $257,800 | $1,110 | $810 | $1,590 | $780 |
| Orland, IN | $84,100 | $689 | $460 | $950 | $490 |
| Kinderhook, MI | $161,900 | $809 | $590 | $1,140 | $550 |
| Camden, MI | $86,400 | $697 | $500 | $980 | $480 |