Gavop's guide to buying homeowners insurance in Dyer, IN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $79,500 | $70,000 | $50,000-$75,000 |
2 Bedroom | $225,000 | $200,000 | $200,000-$250,000 |
3 Bedroom | $170,500 | $150,000 | $125,000-$150,000 |
4 Bedroom | $327,500 | $280,000 | $250,000-$300,000 |
5 Bedroom | $266,500 | $230,000 | $200,000-$250,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$135 | $711 |
Superior Protection Discount | -$76 | $770 |
Fire & Security Discount | -$85 | $761 |
Hail Resistant Roof Discount | -$17 | $829 |
Newly Constructed Home Discount | -$169 | $677 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Lake County | $700 | $839 | $1,539 | $609 | $1,309 | $229 |
Dyer, IN | $1,500 | $836 | $2,336 | $607 | $2,107 | $228 |
Gary, IN | $100 | $924 | $1,024 | $671 | $771 | $252 |
Bremen, IL | $1,500 | $664 | $2,164 | $482 | $1,982 | $181 |
Green Garden, IL | $100 | $1,176 | $1,276 | $854 | $954 | $321 |
Ogden Dunes, IN | $1,000 | $1,250 | $2,250 | $908 | $1,908 | $342 |
Mokena, IL | $400 | $864 | $1,264 | $628 | $1,028 | $236 |
Beaverville, IL | $1,000 | $584 | $1,584 | $424 | $1,424 | $160 |
Bonfield, IL | $300 | $815 | $1,115 | $592 | $892 | $223 |
Hanna, IN | $1,000 | $880 | $1,880 | $640 | $1,640 | $241 |
Medaryville, IN | $300 | $581 | $881 | $422 | $722 | $159 |
Kendall County, IL | $1,500 | $862 | $2,362 | $627 | $2,127 | $236 |
Home Insurance Company Dyer, IN | Homeowners Insurance Agency Dyer, IN | Address | Popularity Score | Distance from Dyer (miles) |
---|---|---|---|---|
Liberty Mutual Independent | Midwest Insurance Center | 944 W Us Highway 30, Schererville, IN, 46375 | 1.9 | |
Allstate | Nick Adams | 1911 W Glen Park Ave, Griffith, IN, 46319 | 4.1 | |
State Farm | Bob Oderwald | 1131 Joliet St, Dyer, IN, 46311-1926 | 0.6 | |
Allstate | Lane Wagner | 10033 Wicker Ave Ste 10, Saint John, IN, 46373 | 4.7 | |
State Farm | Aaron Pinkus | 1954 N Main St, Crown Point, IN, 46307-2340 | 8.4 | |
Erie | The Mitchell Corporation | 1160 Joliet Street Suite 101, Dyer, IN, 46311 | 0.6 | |
Farmers | Brian Stauffer | 365 E 84th Dr, Merrillville, IN, 46410 | 9.4 | |
Allstate | Leonica Keilman Parker | 8807 Indianapolis Blvd, Highland, IN, 46322 | 4.3 | |
Allstate | American Trust Ins | 1315 119th St, Whiting, IN, 46394 | 12.5 | |
State Farm | Michelle Brown | 601 N Main St, Crown Point, IN, 46307-3233 | 9.1 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Indiana | $130,200 | $847 | $570 | $1,170 | $600 |
Lake County, IN | $140,100 | $849 | $580 | $1,210 | $630 |
Dyer, IN | $199,400 | $846 | $620 | $1,200 | $580 |
Gary, IN | $66,300 | $935 | $670 | $1,300 | $630 |
Bremen, IL | $154,900 | $672 | $490 | $960 | $470 |
Green Garden, IL | $364,000 | $1,190 | $840 | $1,630 | $790 |
Ogden Dunes, IN | $334,800 | $1,265 | $870 | $1,780 | $910 |
Mokena, IL | $298,000 | $874 | $590 | $1,220 | $630 |
Beaverville, IL | $83,500 | $591 | $400 | $830 | $430 |
Bonfield, IL | $167,100 | $825 | $560 | $1,170 | $610 |
Hanna, IN | $146,200 | $891 | $630 | $1,270 | $640 |
Medaryville, IN | $60,800 | $588 | $420 | $830 | $410 |
Kendall County, IL | $214,700 | $873 | $630 | $1,230 | $600 |
Date: January 14, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: December 08, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: November 09, 2018 Age: 30 to 39 Gender: Male Marital Status: Married